Northern rock loan over £25,000

fermi

Should be working now.

NRAM v Hartley Court of Appeal ruling.. is it the end for NRAM customers?

Lippyx

Did NRAM say that they did know the contracts weren't CCA regulated? If they did, then surely we do have a case of fraudulent misrepresentation?
Where can we find that they admitted to knowing?

pt2537

Lippyx wrote: »

Did NRAM say that they did know the contracts weren't CCA regulated? If they did, then surely we do have a case of fraudulent misrepresentation?
Where can we find that they admitted to knowing?

Possibly, but there is a better way of nailing them than bringing mis rep claims, plus under mis rep you carry the burden of proving fraud and mis rep. Think about it

Lippyx

pt2537 wrote: »

Possibly, but there is a better way of nailing them than bringing mis rep claims, plus under mis rep you carry the burden of proving fraud and mis rep. Think about it

What's the better way then?

pt2537

Lippyx wrote: »

What's the better way then?

Thats something that im currently discussing with Counsel, it wouldnt be right to post here at this stage. Suffice to say there are options available in my view.

Lippyx

pt2537 wrote: »

Thats something that im currently discussing with Counsel, it wouldnt be right to post here at this stage. Suffice to say there are options available in my view.

Of course not. Good to see there might be something we can do!

keg1keg

Hi guys, I am in contact with a solicitor who specialises in bad practice from banks.
Anyway, he thinks we may have a claim against Nram and is considering taking on the case.
He is well respected and has lots of experience.

Fingers crossed :T

keg1keg

Okay, he's already posted ! -pt

Girth1

Hi. Relatively new to all this but would be interested to see what the options moving fwd are.

We went through a mortgage advisor in 2007 and we had a mortgage in principle with Scottish Widows but this fell through. The advisor arranged a together mortgage from Northern Rock. Checking the paperwork from the advisor.. they state that the unsecured element was CCA...this was quite important as the unsecured was used to consolidate some education related loans. I am debating whether or not to contact the advisor and make a complaint.

It may also be that this documentation could be used in a future claim...Just let me know.

Cheers
Girth

keg1keg

Northern Rock victim - tried to private message you last week.. couldn't ? Need email addresses !
We need a private group.
I've asked Mr.F - awaiting a reply