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In the negative (to the not so nice) tune of £19771.50 ...

189111314

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  • Debt details are
    [STRIKE]Loan £10000[/STRIKE] £9000
    [STRIKE]Loan £2691[/STRIKE] 2400
    [STRIKE]Loan £1835 100 [/STRIKE] 0 :D
    [STRIKE]Provident £540 490 440 190[/STRIKE] 0 :D
    [STRIKE]Fredrickson £1950 1813.97 1783.97 [/STRIKE]£1753.97
    [STRIKE]Reliable Collections £650 £555.96 £545.96[/STRIKE] £535.96
    [STRIKE]JD Williams £400 £258.64 £244.64 [/STRIKE]£230.64
    [STRIKE]Next £100 £50[/STRIKE] 0 :D

    [STRIKE]Moneybox 247 £389.88[/STRIKE] 0 :D
    [STRIKE]Txt Loan £351[/STRIKE] 0 :D
    [STRIKE]Mini Credit £187.50 [/STRIKE] 0 :D
    [STRIKE]Mr Lender £400[/STRIKE] 0 :D
    Also have

    [STRIKE]Rent arrears £900 £850[/STRIKE] 0 :D
    [STRIKE]Council tax £240 [/STRIKE] 0 :D

    Making an awful amount of [STRIKE]£19771.50 £16666.95 £15542.95 £14951.95 14299.57[/STRIKE] £13920.57

    Sub 14k :D:D

    £5850.93 paid off :D
    POAMAYC #67 in 2013 £6304.93/£6000
    In the negative (to the not so nice) tune of £19771.50 ... 31.8% Paid :)
  • Sub 14k :D:D

    £5850.93 paid off :D

    :j:j:j Well done! :j:j:j

    Even better getting rid of all those horrid PDLs and really high interest ones!:T:T:T Bet things feel a lot more cope-able with now!:D
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • beanielou
    beanielou Posts: 96,852 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Looking great :grin:
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    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
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  • :j:j:j Well done! :j:j:j

    Even better getting rid of all those horrid PDLs and really high interest ones!:T:T:T Bet things feel a lot more cope-able with now!:D

    Thank you :) Glad they are gone before next month. We are back to standard wages with no overtime x
    beanielou wrote: »
    Looking great :grin:

    Thank you :D x
    POAMAYC #67 in 2013 £6304.93/£6000
    In the negative (to the not so nice) tune of £19771.50 ... 31.8% Paid :)
  • Hello all hope all is well?

    Need to meal plan and do the shopping still, and still not sorted birthdays out!

    Will get round to it, Also plan to keep a spending diary for a month (not for the bills I know what they cost :o but money is filtering through again and it needs to stop!
    POAMAYC #67 in 2013 £6304.93/£6000
    In the negative (to the not so nice) tune of £19771.50 ... 31.8% Paid :)
  • Want-To-Fit-In
    Want-To-Fit-In Posts: 147 Forumite
    edited 14 February 2013 at 1:02PM
    Spending diary 8th Feb-8th March

    Amazon £17.25 (part of 1 child's birthday present)
    [STRIKE]Ebay £30 (Highchair & Musical Potty)[/STRIKE]
    Corner Shop £5.85 (Milk & Bread)
    Tesco monthly shop £89.80
    Butcher £70
    Gas £15
    Electric £10
    POAMAYC #67 in 2013 £6304.93/£6000
    In the negative (to the not so nice) tune of £19771.50 ... 31.8% Paid :)
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Spending diary 8th Feb-8th March

    Amazon £17.25 (part of 1 child's birthday present)
    Ebay £30 (Highchair & Musical Potty)
    Corner Shop £5.85 (Milk & Bread)

    Musical potty? Are you serious? (I'm not being funny, I don't have kids myself and mine deff didn't play music unless it was me tinkling back in the day :o )
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • kerri_gt wrote: »
    Musical potty? Are you serious? (I'm not being funny, I don't have kids myself and mine deff didn't play music unless it was me tinkling back in the day :o )

    A musical potty :rotfl::rotfl: yep your right its her birthday present :D

    That sounds nasty but she isn't just getting a potty :rotfl:

    http://www.smythstoys.com/toilet-training-194sc/minnie-mouse-potty-system-122003itm.aspx

    This but £15 on Ebay ;)
    POAMAYC #67 in 2013 £6304.93/£6000
    In the negative (to the not so nice) tune of £19771.50 ... 31.8% Paid :)
  • Ok I didn't end up getting the highchair or potty I decided it can wait :o

    Itching to pay some more of the debt but don't want to leave us short and end up in a mess. I might start transferring over to the Esaver and whats left at the next payday pay off extra then hmm..
    POAMAYC #67 in 2013 £6304.93/£6000
    In the negative (to the not so nice) tune of £19771.50 ... 31.8% Paid :)
  • My computer died!! It had my life on all my spreadsheets everything! However took it to be repaired and 3 shops in a not so polite way said it wasn't worth repairing :( So big spend on a new laptop at least now it will be insured etc. Although not what we needed, but we got it without going into debt and it should be here tomorrow :)

    Need to Ebay loads aswell after sorting through the kids bedrooms. So hoping that will pay for the kids next size clothes :)
    POAMAYC #67 in 2013 £6304.93/£6000
    In the negative (to the not so nice) tune of £19771.50 ... 31.8% Paid :)
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