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The Ultimate Incentive natters on. Part 9

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Comments

  • shrimpy_80
    shrimpy_80 Posts: 1,631 Forumite
    Well done Star! Thats fab! Mine has sort of gone out of the window due to having a big money shuffle. But I did list 11 things on eBay which is a huge personal victory in itself! Are we having an Awesome April challenge?

    I think we've established that the only thing we can say with any certainty about the future is that we'll all still be posting!
    Barclaycard [STRIKE]£7,296.35[/STRIKE] £6134.99 - MBNA [STRIKE]£4,182.88[/STRIKE] £3267.08 - O/draft [STRIKE]£569.31[/STRIKE] £413.59 - Capital One [STRIKE]£1477.55[/STRIKE] £1451.44
    Total debt [STRIKE]£12048.54[/STRIKE] £11267.10 6% paid
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    shrimpy_80 wrote: »
    I think we've established that the only thing we can say with any certainty about the future is that we'll all still be posting!

    And how old we'll be :rotfl:
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Tete_en_l'Air
    Tete_en_l'Air Posts: 7,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well done Star! Mine has gone completely out the window :o:o I'm determined to be more focused for April though now that I feel more settled about my future (immediate future, not the four years' time thing). I wonder if Dinah has another challenge planned?

    NIM any word on the job front?

    Cinny - WHERE did you get those rolly eyes???
    Weightloss: 14.5/65lb
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    I won't have final figures for MM till next week but I can safely say I won't reach target. However, I am pleased with what I did do and more importantly it gave me a massive kick up the eBay bum, which hopefully will continue :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    Well done on reaching the MM target Star! I barely got off the starting blocks! :rotfl:

    Wonder what Amazing/Awesome/All-Inspiring April will be?! :)

    Hope everyone has lovely long weekend plans. :) No idea what we're up to, trying to not spend too much since our holiday was a little over budget and has to be paid in full in June and the way our paydays work we've only got 2 paydays on top of what we were paid last week to save the extra! :eek: Hope the weather picks up a little so we can at least have a couple of nice walks so we don't feel like we've wasted the weekend loafing about inside watching movies the whole time. :p
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Beccie I think having a kick up the bum was probably more important. For me anyway. Although I reached my target a lot of it was the fact I had 2 wages coming in. However I did take that into account when I set my target and I am pleased that I met my "before 2nd wages" target too.

    I am enjoying these challenges. The feb one helped me get my making mojo back and this one has helped me sort out eBay etc again.looking forward to April
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Lara44
    Lara44 Posts: 2,961 Forumite
    Congrats on MM Star!

    I'm excited for April, because I am having a small holiday. I am going to Paris for a conference, and then staying on for a couple of days and OH is coming over. It was the same price to book a week in a tiny flat as it was to book 4 days in a hotel, so still MSE. And it's my birthday the week before so we can have birthday tea out on holiday instead. Hurrah!

    Otherwise it will be the twin [STRIKE]evils[/STRIKE] pleasures of writing and DIY for me in April. The closet has to be finished by 5th as friends are coming around for tea. Then I need to finish re-painting the Juliet balcony. And if the worktop lady accepts our offer we will be getting rid of the horrible chipped worktops we have and some nice new ones. And a new hob :j I think that's just as much excitement as I can take right now :rotfl:
    :A :heartpuls June 2014 / £2014 in 2014 / £735.97 / 36.5%
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi everyone,

    Sorry I haven't been around. Been really manic at work etc, had a big client presentation yesterday.

    Also in other news we have found a house subject to references. Can't wait to have a garden but slightly panicking at how we will fit everything in as it is a bit smaller than our flat. Time for some sorting through stuff i think!

    Hope Grace, Cinny and Zig all had great birthdays.

    Well done on the MM target Star!
  • Tete_en_l'Air
    Tete_en_l'Air Posts: 7,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Right, I've been reading about the 5:2 diet and considering trying it for the month of April as a kick start - certainly looks more manageable than the restrictive Harcombe diet! Who was talking about it the other day? How is it going?

    Great news about the house (and garden!) Wendz! x
    Weightloss: 14.5/65lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    I wonder if Dinah has another challenge planned?

    Daft question. I was thinking about an Achievement April as a slightly lighter one compared to March Madness. For anyone with a day zero list or 30 before 30/40 before 40 list it's simple - how many of your goals can you get done this month? Spend this month putting some time into your personal development to recharge ready for another financial challenge come May. If you don't have a list already maybe either sit this month out or get yourself over to day zero to set some goals! A lot of us have these lists expiring this year, and I don't think any of us are over half way yet.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
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