We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Ultimate Incentive natters on. Part 9

1135136138140141196

Comments

  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    MFW seems so grown up and organised - do you think our rabble will cut the mustard over there?! I'm hoping we'll be on MFW by then.. probably not going to ever leave this forum are we?! 80 years old, logging on to talk about our pensions ;)

    I'm sure the closet will look great, Lara. You've put a lot of thought into it and didn't just rush into the project - that's when you get problems (talking from experience ;))
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Dinah93 wrote: »
    In 2017 I will be 32. NIM hopefully will be in uni, we'll still be skint. In my ideal world the business with dad will be running well enough that I'll be half time in my day job at the council, and half time with him. Asked a week ago we'd also have a second baby as Grace will be in school, and I don't want more than a 5 year gap, but now I'm not so sure we're going to be able to afford a second one at all until its too late.

    Try not to worry Dinah. Life has a strange way of working itself out. I was just saying the other day that when I was buying my first flat 10 years ago if someone had told me that I would be living back in Ireland in a RENTED house, still not able to drive I would have laughed in their face! And on the face of it, it doesn't sound great. Yet, I have 2 beautiful children, have visited and lived in some wonderful places, I am truly content with the area we live in now and the only 'regrets' I have are not learning to drive younger, and being irresponsible with money when I was younger. That's it though, onwards and upwards for us.

    Yourself and NIM's path is just going in a different direction. You will get there in the end x
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Tete_en_l'Air
    Tete_en_l'Air Posts: 7,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Your path is just going in a different direction. You will get there in the end x

    Excellent advice :)

    I like this game. In 2017 I'll be 36 :eek: and a qualified teacher, with a Masters in some Education-related subject, on my way to a promotion to subject leader or some such. Hopefully with a nice man in tow and a ring on my finger, but I try not to place too much emphasis on the stuff I can't control any more :o
    Weightloss: 14.5/65lb
  • Lara44
    Lara44 Posts: 2,961 Forumite
    Lovely advice CMD. Dinah you never know what will happen in the next five years, and you have a very good track record of debt-busting!! You two will definitely be MFW by 2017!
    :A :heartpuls June 2014 / £2014 in 2014 / £735.97 / 36.5%
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    I think that's so true CMD :)

    I would try not to worry Dinah, we don't always get what we expect but sometimes what we do get is even better than what we thought we wanted anyway :)

    Can't believe how different my now is from the now I thought I would have 4 years ago and I couldn't even possibly guess at the next 4 years....what a worrying lack of a life plan :eek:
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • zigmeister
    zigmeister Posts: 1,099 Forumite
    Sorry just posted on the fb group but 11th May is good for me! (is it ok if OH comes?! We're making it a bit of weekend trip for his birthday too!) :money: And tickets aren't too expensive, woohoo! The macaroon charity gift idea is very sweet though Cinny! :D You're so thoughtful! I'm nervous too btw.. :o

    Sounds like Grace had a lovely first birthday party! So lovely that Birdie and Tete could see it too, especially after knowing all the ups and downs that got her here :)

    Hope it's good news on that job Shrimpy!

    I haven't got a clue where I'll be in 2017! 28 and as long as I'm debt free and happy things should be ok! It'll be interesting to see if we are where we predict/hope to be though.
    Total Debt (Dec 2015) £11,500 : Currently £7,675
    House Deposit Savings : £8,600/£25,000
    Lose 21lb : 0/21
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Great words of advice from CMD! :)

    2017 seems so far away! I'll be 26, hopefully own a home or be well on our way to getting there. Debt free, with a little Gryffin or Ivy (thanks for putting me off the name Ralph, ladys! rolleyes.gif)

    It's fine by me if your OH's there, Zig! Just found out I can get straight-through trains for the same price, because I'm lazy, so I'm happy! :D
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    Stupid work keeping me busy today! :(

    Like the 'where will we be in 4 years game'! I'll be 32, hopefully in a proper house with a garden and stairs (!!!!) and maybe with a munchkin finally in my little family. :o We'll have hopefully grown up a little by then too although I doubt it! ;)

    I'm excited about the great closet reveal too! :)
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • archersluck
    archersluck Posts: 624 Forumite
    Glad everyone had nice Birthdays :)

    In 4 years I'll be 28 eep. Would definitely like to have my own home by then if my work location has settled down, couple of promotions, OH to be fully trained in his job, would love to get married and have an amazing honeymoon - but as Tete says you can't control some things! Maybe thinking babies, but that's still a scary thought...

    Beccie - I was going to tell you to go to Brazil anyway but if cheap havianas are your thing then it's an absolute must. No one wears anything else!

    Saving for a deposit: £11,621.15
    20/25lbs
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I'm glad Grace had a lovely birthday. Hope you enjoyed it too Dinah even through all the stress.

    I prefer the 4years time chat than the height/weight chat as that was very depressing being the shortest one and the heaviest :(

    In2017 I will be 34, my kids will be 9 and 5. Hubby and I will have been married 12 years!! :eek: we will be debt free and at the start of our "build our forever home" journey. Hopefully
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.