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Rising to the top of the ocean - and staying afloat!

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  • So .... have decided to set the Bus Fund at a revised total of £54 which would cover 2 weeks on the buses (10 journey ticket on wee bus = £14 plus 10 journeys on big expensive bus = £40) and is also nearly the difference for 4 weeks bus travel .... :T:T:T

    :j:j:j:j Savings goal reached:j:j:j

    I know it's just a little one but ... honestly, I never manage to reach any savings targets so really chuffed!:o


    Well done :D One milestone reached! x
  • Thanks all ... really chuffed I've managed to get the money saved as I am useless at it :o

    Will need to think of another wee thing to save for now!

    Beanielou I sooooo agree with the bus fares - we're penalised out here so much being in the sticks and there being no competition - you can go anywhere in & around Edinburgh for £1.30 (incl out to places like Musselburgh etc which is a fair distance) and yet going from where I live to work is £4 .... and it's only 20p more to go to the next village which is another 7.5 miles away grrrrr:mad:
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • So ... popped to the nurse for blood tests, then into work & had a chat with a couple of my team - it was really nice to see them after all this time & they said I was looking better than the last time (probably around 5 or 6 weeks ago) so that's good.:)

    Popped to the garage & got my new tyres fitted :T - they've put them on the back (had wanted them on the front) but TBH by that time I was so tired I've just left it .... I can always get them swapped over later if needed but the front ones have only done 6,000 miles anyway so not the end of the world!

    Have a huge pile of ironing to do :( and really need to hoover - but think that'll wait until tomorrow.;)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • great news on the tyres & nice to see your work colleagues :)
    Facing up to things - nov 2012 total 9334.95
    back to work after baby -Jan 2014 - total [STRIKE]6905.28 [/STRIKE](1 credit card) £3535

    Debt Free Date March 8th 2017 (31st birthday)
  • Grocery budget ... HELP!:o

    Really need to get to grips with this as has been mentioned ... I spend a ridiculous amount for 1 person - but dietry things do play a huge part of that eg my milk is around £1.30 / litre :eek: which when you compare it to around 44p / litre for "normal" milk - that's a huge difference.

    Same goes for cheese etc ... and bread .... really hard to find own brand things like Oat*abix let alone value ones :(

    Anyway ... trying to work out how best to split my budget.

    It works out at £140 / month or £420 / quarter - this year I tried doing a quarterly budget of £160 / £130 / £130 so I could stock up on things like toiletries every 3rd month at places like Home Bar*gains - really as I can't justify fuel for going there more often.

    It worked OK ... but I thought I'd go back to 12 equal months this year - really as I've got loads of toiletries etc in :T

    BUT I was reading the new Grocery Challenge Thread for Jan and someone mentioned they had 5 weekends between Dec - Jan pay (they shop at weekends too) so now wondering if I should split the budget like this?

    Not sure if this would be too hard to keep track of though :( All I know is that I must stick to it this year ... it's going to be even harder with everything going up but there is no more money for these!

    Any ideas / thoughts / suggestions welcome:)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Hi Risingfromtheashes. I don't know what your dietary requirements are but I am gluten free as I have coeliacs disease so if I can offer any help you're more than welcome to ask.

    I have also joined the grocery challenge so I'm sure we can both do it if we plan :D
    TOTAL DEBT £12,212.46/£2000 paid off
    Debt Free Goal September 2017
    #106 Emergency Fund £482.53/£1000
  • Mrs Toast .... I may well take you up on that offer as I have absolutely no idea how you can manage to feed 3 people on £30 / week :T .... and with specific dietary requirements :T

    I can't do that just for me!:o

    How on earth do you find everyday products (pasta, bread, cereals etc) that are cheap?
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • I know I spend a fair bit on diet c0ke:o but since I've kicked the cigs consumption of this has gone up a [STRIKE]bit [/STRIKE]lot :(

    Can anyone recommend own brand DC that tastes OK - tried Mr A stuff and it's vile!
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Tesco coke zero is lush and im an avid doet coke drinker and also love pepsi max and totally agree that the asda one is vile I tipped it out as even the kids wouldnt drink it...

    Im in the same predicament as you regarding the 5 week months and this is where I always fail so im thinking £55 a week where its a 5 week month and £60 a week when its a four but use the extra £35 either to do a toiletry butcher or homebargain top up for housy bits maybe... hope you find your answer too, I really dont envy you with the gluten free etc shopping its extortionate !!!
    2 week 5:2=5.5lb off.
  • Ohhhh thanks for that welshdreamer - will grab a bottle the next time I'm at Mr T to try
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
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