We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Rising to the top of the ocean - and staying afloat!
Comments
-
A great way of doing your pots, I would have never thought to doing it like that - knowing me though I would forget to update a spreadsheet and things would go wrong!
All looking good though - you have your pots well and truly up and running!
P
X
0 -
glad you've managed to have the scan done
was just thinking with you saying one of your testments is a chemo that that could account for your tiredness too
Thanks Taxi- sure the tiredness is partly down to all the bloomin' drugs I'm on just now. Still on quite high doses of steriods too (which seem to make most people hyper but make me feel awful & drained:() .... and the disease itself makes you really tired.
Deleted_User wrote: »Hope you don't feel too tired this morning and managed to get some decent sleep.
Hopefully it'll get better soon although this morning ... 2:53 am so I'm getting earlier again :eek:Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
:j :j :j :j :jwell done on the potsDeleted_User wrote: »Loving the pots, I hadn't thought of doing them like that before. I was thinking of 'pots' as individual accounts rather than one account for various things and another account to other things etc.All looking good though - you have your pots well and truly up and running!
:j:j Really chuffed - thanks all:D
Now all I need to do is stick to my budgets so I don't have to raid them!:eek::rotfl:Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
rising_from_the_ashes wrote: »
Now all I need to do is stick to my budgets so I don't have to raid them!:eek::rotfl:
That's the hard part!! Good luck you can do it!:T:D:T
P
X
0 -
More good news ....
Right folks .... make the most of it as sure I'll be back to my normal errrr self soon :rotfl:
You may remember Jonno saying a couple of weeks ago that the bus fund only needed to cover the difference between fuel (£3 / day) and the bus (got this down to £6 / day) ... but I couldn't do this then as I didn't have a fuel pot (this is paid on the c/card) & no physical money set aside in case it happened soon
Well .....guess what!;)
Also ... have discovered that the wee (cheaper but unfortunately infrequent) bus do a 10 journey ticket for £14 (saving £6 which I thought was pretty good:T).
Originally I'd wanted to put away 4 weeks worth of bus money (was £120 reduced to £108 based on the above) but had hoped to get to 3 weeks worth (£90ish) put aside before the weather gets really bad.
So .... the fuel / bus fare difference for 4 weeks would be £60.
Are you still with me!:rotfl:
So .... have decided to set the Bus Fund at a revised total of £54 which would cover 2 weeks on the buses (10 journey ticket on wee bus = £14 plus 10 journeys on big expensive bus = £40) and is also nearly the difference for 4 weeks bus travel .... :T:T:T
:j:j:j:j Savings goal reached:j:j:j
I know it's just a little one but ... honestly, I never manage to reach any savings targets so really chuffed!:oGrocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Also .... how annoying must it be for people that have to use the bus everyday that the small independent bus company can run a business (and obviously make a profit!) and charge £14 for 10 journeys .... but the big (multi-national) bus company charges £40 for exactly the same thing!
GrrrrrrrrGrocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Right .... better get my butt into gear again!
Have a busy morning again (can't wait for tomorrow so I can have a rest as starting to feel a bit errrr over-tired and I've def done too much running around this week - having to go to the hospital twice really didn't help!).
Blood tests at 10, then I need to pop into work to drop off my sick line & say "hi" .... then onto the garage to get the new tyres on the car(ohhhh must go & find a book as it'll take an hour)......
Hopefully back by late lunchtime!Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Pots sound good :j hope today goes wellBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
0 -
all sounding good except the tiredness0
-
Good news on bus fund :j :j
Little things eh?
Hope all goes well today.
I think what DS pays in bus fares is truely shocking TBH :eek:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards