2013 mfw

evi3000

NEW UPDATE BELOW AFTER RECEIVING AMOUNT FROM BANK

February OP finally made.
£6885
Not exact figure but within a £1 or £2. Waiting to hear from bank exactly how much I owe as of today's OP.
Thanks!
#47
evi3000

Barny1979

OP of £7.31 made from ebay sale.

Thrifty_Pixie

VoucherMan wrote: »

Thrifty Pixie I've added you at #114. Don't know if you've made a January op so I'll wait until you update.

Thanks voucherman.

We didn't make an o/p in January as we were using savings elsewhere and had our offset set as payment reduction instead of term reduction. I've changed that now.

That does make me wonder though:

We will be paying the full amount each month now (around £800) plus o/ps into the offset....however the full amount is surely also an o/p of sorts as it's bringing the term down by a fraction each month? I'm not sure how I could calculate this though, so I think I'll only count the offset o/ps and keep a note of the reduced term up-to-date alongside it.

I'm actually hoping to make a slightly larger o/p at the end of this month so I'm hoping that will cancel out the lack of o/p in January and keep me on track.

:coffee:

OS_QS

Number 38 reporting in after transferring my £co payout this week….......a grand total of £2.07

evi3000

I now owe £33,402.51
So, total OPs for the year are £8,254.96
January OP - £1380
February OP - £6874.96

Thrifty_Pixie

evi3000 wrote: »

I now owe £33,402.51
So, total OPs for the year are £8,254.96
January OP - £1380
February OP - £6874.96

wow that's a serious o/p - well done :j

Thrifty_Pixie

i was fiddling around with my sums and couldn't wait until the end of the month so figured it's doing more good in the offset than sitting in my account gathering together for a single lump sum payment, so...

o/p today of £500

hopefully i'll make another for Feb next week.

:coffee:

icklehelen

#16 reporting another £62.25 OP'd in February.

Not sure if there'll be any more this month thanks to the bank messing us about with a reference for our new venture (although complaints procedure has been started so will be getting compensation!)

ickle

Barny1979

OP of £25.35 made, this consists of £16.35 from ebay and £9 for not drinking tonight.

pawlala

Barny1979 wrote: »

not drinking tonight.

you seem to be doing a lot of that (moneysaving) recently. I'm jealous!