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2013 mfw

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  • I made another £ 100 payment today. That should be it for this month, I think... (no 7)
    mortgage 1 33,000. paid nov 2012 :D. mortgage 2 87,000 due 51,686.76 at july 2013, but then:new home and remortgage ... £101065.43:eek: now 74k
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £200.00 OP made :-)
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    OP of £47.22 made to round up to £900.00 OPs for the year so far.
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    OP of £150.94 from ebay sales.
  • mamamags
    mamamags Posts: 116 Forumite
    Voucher man if I set a target of £3k for 3013 would your spreadsheet be happier?! Won't be making an OP until the end of this month/start of next but will update my sig and let you know when it is done. Thanks MM
  • saver03
    saver03 Posts: 651 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Number 17 reporting my February OP of £150 :j
    LBM 14/12/06 £21,947.17 DEBT FREE 12/04/09
    MFW - December 2010 £76,199 - 4th February 2021 £37,360.90
  • VoucherMan
    VoucherMan Posts: 2,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Didn't bother updating on Sunday as it had been fairly quiet but time to get Barny1979's overpayment spreadsheet updated. :D Glad to see someone's making some ops while the rest of us are busy elsewhere. I blame it on all this unusual sunshine.

    So that's 4 ops added for Barny1979, 1 for kirstypark (don't forget to update the sig;)) and a couple from the Googledoc endoftherainbow and Southernman.

    Another one sneaking in just before I hit the update button saver03.



    mamamags any figure will do. It's just with the current formulas adding an op when there's no target throws up divide by zero errors all over the place. I've changed your target to £3000 for now.
  • Good morning

    No 52 signing in. My standard mortgage payment and standing orders went out over the weekend - adding £625 to my payments for this month. This gives a total for February of £1000 (right on target :j).
  • can i join this thread please?

    as you can see from my signature, our mortgage currently stands at £148,868.60 with an offset of £23,500.

    we hope to pay £500 overpayment into the offset each month alongside the regular mortgage payment, making £6,000 o/ps for 2013. we want to keep emergency money in the offset, but when the balance gets above a certain amount (around £30k-£35k) we will scoop some into the mortgage.
    Mortgage-Free Wannabe
    Mortgage at start [20/6/12]: £151,800/MFD Jun 2035 (age 65)
    Mortgage now [5/11/14]: £139,212.14/MFD Oct 2029 (age 59)
    Personal Library 2014
    :starmod: Read in 2014: 57/60 :starmod: In Progress: 2 :starmod: Books In: 94 :starmod: Books Out: 12 :starmod: TBR: 847 :starmod:
  • VoucherMan
    VoucherMan Posts: 2,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thrifty Pixie I've added you at #114. Don't know if you've made a January op so I'll wait until you update.

    Dithering Dormouse your op's been added. Put my February op down too. Should go through tomorrow unless the bank messes up again!

    I've also amended your monthly total uzubairu.
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