2013 mfw

Gingernutty

Congratulations Fluffysocks!!

Tony_R

I've just made an overpayment of £816 for November. Which brings be up to £7405 for the year. Just £95 short of my £7500 target with a month to go

However, it's likely we might not do an overpayment next month due to Christmas etc, and the minimum overpaymeny we are allowed is £500.

So it looks like we'll fall £95 short

Time_to_face_the_music

Total mess in the TTFTM household and finances

Car died utterly and completely yesterday so needed to borrow from mortgage overpayment/endowment shortfall fund to buy a "new" one :eek:

As we were intended to replace the car from my redundancy money in January, I am going to class this as an IOU and not change my total. Hope no-one thinks this is cheating but it's the only way I can think to do it

In one way it has worked out to be a bonus as we had earmarked £6000 for a replacement car but have only had to borrow £4000, as we managed to get a bargain, so it will all come out in the wash. Anyway that's my story and I am sticking to it

hildosaver

#85 calling in with a £350 overpayment for November!

happysocks_2

Happysocks here - #105
Novembers overpayment £209.73

Thank you Voucherman

Shortie

Sneaks head around the door, quietly approaching those in the room to ask a question...

:wave: I'm currently still in the land of DFW but feeling more positive than I should probably allow myself to feel, I'm hoping the sale of our rental property will go through very soon, freeing up equity to pay off our debts as well as do some much needed building work on our house.

So, I am now planning ahead for when I become a MFW...

I've been nosing around this board for the last few weeks and this seems to be the only 'chatty' thread on here, but I'm not sure if this is supposed to be used that way? Is there a thread on these boards for those of us who are pants at keeping a diary (my DFW one is a testiment to that, lol) but are more comfortable at popping their heads into chat threads on the subject?

Sorry if this is the wrong place to ask

lighthousescotland

Shortie wrote: »

Sneaks head around the door, quietly approaching those in the room to ask a question...


I've been nosing around this board for the last few weeks and this seems to be the only 'chatty' thread on here, but I'm not sure if this is supposed to be used that way? Is there a thread on these boards for those of us who are pants at keeping a diary (my DFW one is a testiment to that, lol) but are more comfortable at popping their heads into chat threads on the subject?

Sorry if this is the wrong place to ask

:)Shortie, you would be very welcome on this lovely chatty friendly thread. I don't keep a diary either but pop in here most days for inspiration and to see what everyone is up to!

ps Very pleased with myself. Have never manged to do a quote before!

Shortie

Ah fab, thanks lighthousescotland

I'm really looking forward to being able to come across here as a full-on MFW and everyone here seems lovely. It's great that there is a thread we can chat in too

I've just been reading diaries so far and feeling really motivated (prematurely, lol)

I'll be a 'long hauler' as my current mortgage term in 29 years!! But anything I can reduce that by will be great

JCL

Initial November overpayment of £1,000 for me (#41) please. We will be making another payment at the end of the month.

Good luck hitting those targets everyone! The finish line for the year is in sight.....

VoucherMan

A quick Friday catch up

Calfuray your target's been amended. I've got your total at £10 less though. Not sure which ops been missed. any ideas?

Ops this week added for Lomcevak, ElusiveLucy, fluffysox, Marie27lol, Tony_R, hildosaver, happysocks, JCL and My life.