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2013 mfw
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Congratulations NPower!! :beer::j:j:j:j:j:beer:
Hindsight is a wonderful thing, but nothing can be changed, so enjoy your time now as MF. Do all the things you've been holding off AND ENJOY YOURSELF!!
xx"Don't underestimate the value of financial security"
Wanting to be mortgage free by 45. £155,000 start / £86,880 currently0 -
Hi
Number 143 reporting an overpayment for October of £650.30.
Congratulations to NPower!! :j
Ruth10lb to lose & keep off in 20204.5lb/10lb:rotfl:0 -
Many congratulations NPowerUser
Very wise words in your acceptance speech
MWCxMortgage at highest (April 2008): ~£195,000
Mortgage-free: January 2021
Retired: June 2022 (186 months early!)0 -
Congratulations NPowerUser! :jMFW 2017 #123 2018: £1,852.64/£39,200 (4.7%)0
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congratulations NPowerUser, enjoy being mortgage free now - it sounds as though you deserve it.
Paid another £100 today for no 7 please VM. many thanks for keeping this spreadsheet going - I would be lost without it and have no idea how to do one myself. :rotfl:. mortgage 2 87,000 due 51,686.76 at july 2013, but then:new home and remortgage ... £101065.43:eek: now 74k
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No 97 reporting an extra Nov OP of £4.52 please, thanks so much!:heartsmil Stay-at-home-mummy of two, pinching the pennies but loving it! :heartsmil
Spreadsheeter, piggybanker, envelope-system user!
:exclamati Debt £1400/£6500 21.5% :exclamati
:question: Emergency Fund £0/£500 0% :question:0 -
UPDATE: 2013 MFW No. 56
Pleased to report a steady £16.67 per month, every month of this year so far and set to continue well into 2014 too. Also a tiny £116 OP in Feb too.
Unfortunately we're not going to reach the target I set of £800 but we will be able to afford a kitchen next year!MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.0 -
:j Congratulations NPowerUser! :jThe mortgage free list for this year is looking very impressive and I can't wait to see my name on there next yearLBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero:staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day ThreadsMortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads"Debt is normal. Be weird!" Dave RamseyProud to have dealt with our debt0 -
yeah I want my name on the scroll£48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
debt/mortgage free 28/11/14
vanguard shares index isa £1000
credit union £400
emergency fund£500
#81 save 2018£42000 -
Well the roof work did not get done so I may as well add the money to the mortgage fund before it gets spent on something else. I wil probably have to borrow it back again next month but it will all work out when I get my redundancy payment in January :j
Number 135 reporting in with first November overpayment of £483.68. I think that makes my total up to £6783.68
Thanks very much VoucherMan :TLBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero:staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day ThreadsMortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads"Debt is normal. Be weird!" Dave RamseyProud to have dealt with our debt0
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