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2013 mfw
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when you have a plan kbl 5 x more people hit the target
slowly but surely
if I never started this,I'd still have 45k mortgage,an a 3k bank loan
good luck,stay with it£48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
debt/mortgage free 28/11/14
vanguard shares index isa £1000
credit union £400
emergency fund£500
#81 save 2018£42000 -
Firstly well done LavenderBees on finally becoming mortgage-free. Bet it feels amazing - and hopefully it is YOUR mortgage you've paid (but if not yours, please let it be mine lol!)
KBL, Black Taxi's right, stay with it - you will get there, having a plan is half the battle.
#111 with overpayment of £125 - think I too am going to miss my target this year, but on the plus side, I've made a big dent in it...... I won't adjust it down yet, still a month to go and most of kids' Xmas gifts sorted so who knows? Might get a last minute extra payment in next month!#21 Save £12k in 2025 £12577.35/£20000
July NSD Challenge 0/100 -
No 100 here have been spending too much money decorating the house so am falling behind, don't think I'll make my yearly target but will leave it as it stands at the moment.
Made a small overpayment today for £250 please can you update me, thanks x0 -
Congratulations LavenderBees - that must feel wonderful.
Paydays been and gone, so it's another £1000 OP for me. We're only £100 off having paid off 25% (or will be after this months normal payment has gone out), so I think I'm going to have to sneak it out of a savings account, so that I can celebrate (25% down in 2.5 years seems like a good reason to me).MFiT T3 no 115, MFW 2015 no 65
April 2011 balance when mtg started 300,000
March 16 2015 balance - 165,972
MFiT T3 target 190,000 - REACHED!!!!:beer:0 -
Caeraugirl wrote: »Firstly well done LavenderBees on finally becoming mortgage-free. Bet it feels amazing - and hopefully it is YOUR mortgage you've paid (but if not yours, please let it be mine lol!)
:rotfl:
Sorry, m'Dear! It is my mortgage I've paid off - my mortgage account is closed and shows zero amount owing...oh the joy! :T
I sincerely hope you all know this feeling sooner rather than later
:beer:0 -
Thanks BlackTaxi, at minute it feels like an uphill struggle, where the hills a sheet of ice and you're wearing slippers!! being on mse helps, and I know I will get there, just have to get back to work first!!
I feel for you, I really do, but as others have said, chin up, make a plan you feel you can achieve, and make a start. Slowly but surely you'll turn this around. Whether you can afford to overpay or not at the moment, stick with us. Just to help keep you motivated....0 -
No 3 - £200 OP made today
Thanks VoucherMan"There's only one way of life and that's your own" - Levellers
"I'm feeling like a Monday but someday I'll be Saturday night" - Bon Jovi0 -
Another month draws to a close. So another end of month update.
Time to face the music, pawlala, Marie27lol, slowlyfading, Kerfuffle, Needhelpsaving, elliejay, kitjos, PaddyPaws, Caeraugirl, mortgage destroyer, rockabelle, froddington, QB Wolf and Poppycat1 all have ops added for October.
Some early November ops from Sundaysgirl, ecoelle, kirstypark, theyorkbrood.
and of course LavenderBees. Sorry but becoming MF then saying you've failed to reach your target is unacceptable. I've amended your target to £5714 since you won't be making any further ops.
Year to date currently at just over £860,000 so I doubt we'll make it to a million. But then there may be a few saving the big ops for the end of the year.
Overpayment Target / October Total / Year to date
1. Spiggle £8400 / £ / £1496
2. elantan £6000 / £500 / £5355
3. froddington £4500 / £200 / £4200
4. lemonpopsicle £2500 / £ / £2500
5. black taxi £10000 / £905 / £10305
6. toerag33 £10000 / £ / £9350
7. kirstypark £14000 / £1449.46 / £11983.82
8. toerag33btl £6000 / £ / £5898
9. lulabelle1 £16800 / £ / £16800.8
10. Southernman £3000 / £170 / £2665.23
11. lighthousescotland £2500 / £150 / £2400
12. tattycath £3500 / £ / £942.9
13. Mortgagefreeby50 £1880 / £ / £1534
14. rockabelle £5000 / £1000 / £4800
15. elliejay £6000 / £500 / £5000
16. icklehelen £3000 / £62.25 / £2674.9
17. saver03 £900 / £ / £900
18. ecoelle £1620 / £125 / £1420
19. uzubairu £8500 / £ / £8400
20. theyorkbrood £2500 / £214.69 / £2288.6
21. newgirly £9770 / £ / £4637.22
22. sarahevie £9700 / £ / £5000
23. muddywhitechicken £15000 / £1000 / £18790
24. catslovelycats £10000 / £ / £2100
25. Skittle £5000 / £ / £40
26. pammyj74 £6000 / £365 / £6088
27. QB Wolf £10000 / £475 / £5100
28. mrsyallop £4200 / £ / £1934
29. Needhelpsaving £1000 / £400.94 / £1334.74
30. kandfs mam £6000 / £ / £3633.32
31. mothershipton £6000 / £ / £13500
32. Lomcevak £5988 / £565 / £5065
33. ictquizzer £5000 / £ / £1500
34. My life £20000 / £ / £16600
35. greent £10000 / £ / £8991
36. LavenderBees £5714 / £M/F 29/10/2013 / £5714
37. endoftherainbow £12000 / £87.04 / £871.39
38. OS QS £10000 / £ / £3333.35
39. chocoholic_chick £1100 / £460 / £720
40. Happy Ju £ / £ / £0
41. JCL £10000 / £1360 / £7294
42. cats2012 £ / £ / £0
43. slowlyfading £7000 / £511.9 / £5916.02
44. bownyboy £12500 / £499 / £11633
45. pollyanna24 £26000 / £ / £21500
46. pavlovs_dog £2000 / £ / £1347
47. evi3000 £41657.47 / £ / £29779.97
48. gallygirl £30721 / £2185 / £21569
49. Jackies £6000 / £ / £4995
50. ElusiveLucy £6000 / £500 / £5000
51. jaywhoopee £5000 / £407.74 / £4347.43
52. Dithering Dormouse £12000 / £ / £7725
53. Tilly MFW in 6 YRS £35000 / £ / £16500
54. rachelww1 £6000 / £ / £3500
55. BaconandEggs £7900 / £ / £7900
56. Mortgage Reduction Novice £ / £ / £0
57. Barny1979 £5000 / £ / £2110.54
58. Gadfium £16000 / £500 / £15500
59. illgetthroughthis £ / £ / £0
60. sillyinthepast £ / £ / £0
61. my definition £ / £ / £0
62. liz-paul £10000 / £800 / £8400
63. VoucherMan £3000 / £220 / £2160
64. UnionGirl £1500 / £125 / £1250
65. rainbowcattail £8000 / £920 / £6505
66. *Jellie* £ / £ / £0
67. Anna Glypta £16000 / £ / £11000
68. skaps £5000 / £214.69 / £5095.63
69. rubyd £4000 / £ / £200
70. ajmoney £2000 / £143.75 / £2043.75
71. Retire at 50 £10000 / £3265.1 / £7851.9
72. hannahnightmare £4000 / £ / £2000
73. PaddyPaws £3000 / £333.81 / £2982.18
74. glitterball £6000 / £ / £4000
75. Calfuray £2200 / £324.76 / £1950.85
76. CathT £2500 / £ / £742
77. Sue Donim £ / £ / £0
78. AvidSaver £3200 / £ / £1703
79. pawlala £71000 / £9336.24 / £60470.29
80. lincoln-potter £19000 / £ / £19000
81. fluffysox £10000 / £458.54 / £9458.54
82. Kaz2904 £6316.14 / £ / £6316.14
83. marinia75 £10000 / £1000 / £5972.42
84. Poppycat1 £11500 / £50 / £2850
85. hildosaver £6000 / £ / £11350
86. NPowerUser £15587.2 / £2755.5 / £15587.2
87. house_help £6000 / £ / £2000
88. Tony_R £7500 / £811 / £6589
89. darcyboo £3750 / £ / £3125
90. blackberrycurved £ / £ / £0
91. foxblade £5000 / £ / £520
92. icontinuetodream £16000 / £1310 / £12925.4
93. everach £500 / £ / £135
94. LauraJo £56900 / £ / £19300
95. rd07 £12000 / £ / £10000
96. NellieB £4200 / £350 / £4000
97. kansaskitty £3300 / £367.94 / £1567.94
98. wonderbee £ / £ / £0
99. wilsons £1200 / £ / £150
100. mortgage destroyer £5000 / £250 / £3700
101. Kel £ / £ / £0
102. twistedhazel £5500 / £716 / £5627
103. Dot Common £10000 / £ / £1670
104. kitjos £6000 / £100 / £2480
105. happysocks £2516.76 / £ / £1887.57
106. southportguy £45000 / £13797 / £53642
107. Matt The Chippy £13000 / £ / £7095.27
108. Mint1955 £6000 / £ / £4500
109. kate1979 £1000 / £ / £590
110. jo101 £800 / £ / £50
111. Caeraugirl £9000 / £250 / £5975
112. moomi £1200 / £ / £189.65
113. mamamags £3000 / £ / £1195
114. Thrifty Pixie £4000 / £ / £3243.12
115. Jolaaled £13000 / £ / £7250
116. blizeH £ / £ / £0
117. cianalas £10000 / £ / £7987
118. katiegizmo £1000 / £ / £424.41
119. kmcld2 £4020 / £ / £155
120. MoneyMission £1200 / £ / £1629
121. Flutteringby £ / £ / £0
122. thriftyscotslass £6000 / £ / £1900
123. Sundaysgirl £9900 / £1150 / £9000
124. iquit £4500 / £ / £2598.46
125. narnie1 £5000 / £ / £600
126. dave j £6956.24 / £ / £3897.37
127. Marie27lol £3000 / £285 / £2485
128. TwinnyD £4200 / £ / £73431.82
129. freddykrueger £5000 / £751 / £4204
130. addyboy1982 £3000 / £ / £500
131. Funkygibbon £3000 / £ / £2000
132. kbl £447.4 / £ / £447.4
133. ixia £4500 / £500 / £2000
134. Jo4nne £1000 / £ / £212
135. Time to face the music £7000 / £267.45 / £6300
136. nicolula87 £1200 / £ / £359.61
137. Kerfuffle £6000 / £1000 / £3374.1
138. snappybadger £16000 / £ / £13001
139. Farel01 £1200 / £ / £50
140. FacelessNumber £840 / £ / £393.2
141. leunger £4000 / £ / £465
142. pixiedust09 £1000 / £ / £100
143. Ruthy1604 £3800 / £ / £1895.51
144. southerndave £1341 / £ / £590
145. SpottyKnickers £1000 / £171.77 / £171.77
146. emmita £6000 / £200.58 / £3357.63
199. stewby £ / £ / £00 -
Hi, number 94 here! In 2013 I think it's £54k ish with £8k in savings. Sorry been rubbish at updating thisMortgage starting balance 2011 ... £170k today £1.5k
Savings: £3k
Aim: 100k by Dec 20210 -
Sorry I've been rubbish at updating too. Had some unexpected expenditure this year so I'll do some maths over the weekend and update where we are.GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0
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