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2013 mfw

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  • southerndave
    southerndave Posts: 554 Forumite
    edited 31 August 2013 at 2:47PM
    WELL DONE Timetofacethemusic!!! Great to see people succeeding and getting free of their home debt.

    WELL DONE to blacktaxi as well then!

    Mr Voucherman - SouthernDave #144: Please see my annual update and revised figures, not sure how best to translate it into the spreadsheet? Perhaps an over payment target of £250 per month and then see where that goes? Not too good at the maths, sorry......
  • black_taxi_2
    black_taxi_2 Posts: 1,816 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    time to face the music

    I hope to join you being mortgage free next year about july

    all the best
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • Hello
    Another £500 for me please VM!
    Thanks,
    MWC
    No. 23
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 1 September 2013 at 8:37AM
    And an OP of £485 from me to start off September - will be another £250 to come once payday is here :D that will bring me back up to 75% point, so will have caught up after having May off

    Quick question for anyone with a FD (regular repayment) mortgage - how often do you get a statement? And if you call for a balance, is it up to date with interest or does that get added in monthly? When I called the person I talked to wasn't sure, which is a bit unusual for them.
  • VoucherMan
    VoucherMan Posts: 2,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    A midweek update to keep up to date then completely forget at the weekend :wall:



    Sorry to hear about your parents LavenderBees. Nice to see you keeping up the challenge though. Your total's been entered.


    Dithering Dormouse your figures are up to date on the chart now.

    Some more August ops - kirstypark, southportguy, Time to face the music, icklehelen, liz-paul, rockabelle and froddington

    and for September from Caeraugirl, muddywhitechicken and Lomcevak




    Welcome SpottyKnickers added at number 145. Let me know if you've any previous ops you'd like adding to the chart.





    With a few adjustments to the spreadsheet August's total is similar to July's though there's probably a few more ops to add yet.


    Overpayment Target / August Total / Year to date
    1. Spiggle £8400 / £ / £1496
    2. elantan £6000 / £515 / £4305
    3. froddington £4000 / £300 / £3700
    4. lemonpopsicle £2500 / £ MORTGAGE FREE 05/08/2013 / £2500
    5. black taxi £10000 / £1388 / £8400
    6. toerag33 £10000 / £250 / £9350
    7. kirstypark £14000 / £1344.66 / £8076.63
    8. toerag33btl £6000 / £916 / £5279
    9. lulabelle1 £16800 / £2927 / £16303.8
    10. Southernman £3000 / £420 / £2325.23
    11. lighthousescotland £2500 / £250 / £2000
    12. tattycath £3500 / £ / £942.90
    13. Mortgagefreeby50 £1880 / £ / £1411.09
    14. rockabelle £5000 / £2000 / £3500
    15. elliejay £4000 / £ / £3500
    16. icklehelen £3000 / £139.65 / £2550.4
    17. saver03 £900 / £ / £900
    18. ecoelle £1620 / £125 / £1045
    19. uzubairu £8500 / £ / £5750
    20. theyorkbrood £2500 / £225.35 / £1625.35
    21. newgirly £9770 / £ / £4637.23
    22. sarahevie £9700 / £ / £5000
    23. muddywhitechicken £15000 / £2965 / £11540
    24. catslovelycats £10000 / £ / £2100
    25. Skittle £5000 / £ / £40
    26. pammyj74 £6000 / £73 / £4923
    27. QB Wolf £10000 / £500 / £4350
    28. mrsyallop £4200 / £ / £1934
    29. Needhelpsaving £1000 / £201.43 / £933.8
    30. kandfs mam £6000 / £ / £3633.32
    31. mothershipton £6000 / £ / £13500
    32. Lomcevak £5988 / £565 / £3765
    33. ictquizzer £5000 / £ / £1500
    34. My life £20000 / £ / £12600
    35. greent £10000 / £ / £7981
    36. LavenderBees £10000 / £-250 / £5374
    37. endoftherainbow £12000 / £87.04 / £697.32
    38. OS QS £10000 / £ / £3333.36
    39. chocoholic_chick £ / £ / £0
    40. Happy Ju £ / £ / £0
    41. JCL £10000 / £834 / £5834
    42. cats2012 £ / £ / £0
    43. slowlyfading £7000 / £ / £4153.51
    44. bownyboy £12500 / £499 / £10635
    45. pollyanna24 £26000 / £ / £21500
    46. pavlovs_dog £2000 / £199 / £1032
    47. evi3000 £41657.47 / £ / £29779.97
    48. gallygirl £30721 / £ / £14353
    49. Jackies £6000 / £ / £3915
    50. ElusiveLucy £6000 / £500 / £4000
    51. jaywhoopee £5000 / £624.78 / £3618.07
    52. Dithering Dormouse £12000 / £1475 / £7725
    53. Tilly MFW in 6 YRS £35000 / £ / £16500
    54. rachelww1 £6000 / £500 / £3500
    55. BaconandEggs £ / £ / £0
    56. Mortgage Reduction Novice £ / £ / £0
    57. Barny1979 £5000 / £ / £2110.54
    58. Gadfium £16000 / £500 / £14500
    59. illgetthroughthis £ / £ / £0
    60. sillyinthepast £ / £ / £0
    61. my definition £ / £ / £0
    62. liz-paul £10000 / £1000 / £6800
    63. VoucherMan £3000 / £ / £1500
    64. UnionGirl £1500 / £125 / £1000
    65. rainbowcattail £8000 / £1300 / £4810
    66. *Jellie* £ / £ / £0
    67. Anna Glypta £16000 / £4000 / £11000
    68. skaps £5000 / £5 / £4625.95
    69. rubyd £4000 / £ / £200
    70. ajmoney £2000 / £100 / £1657.5
    71. Retire at 50 £10000 / £ / £3535
    72. hannahnightmare £4000 / £ / £2000
    73. PaddyPaws £2000 / £ / £1584.79
    74. glitterball £6000 / £500 / £4000
    75. Calfuray £1800 / £188.16 / £1576.75
    76. CathT £2500 / £240 / £742
    77. Sue Donim £ / £ / £0
    78. AvidSaver £3200 / £ / £1253
    79. pawlala £71000 / £ / £42153.07
    80. lincoln-potter £19000 / £ / £19000
    81. fluffysox £10000 / £1175.75 / £8420.58
    82. Kaz2904 £6316.14 / £ / £6316.14
    83. marinia75 £10000 / £200.1 / £4462.42
    84. Poppycat1 £11500 / £ / £2800
    85. hildosaver £6000 / £250 / £4000
    86. NPowerUser £16831.7 / £ / £7052.27
    87. house_help £6000 / £ / £2000
    88. Tony_R £7500 / £702 / £5076
    89. darcyboo £3750 / £500 / £3125
    90. blackberrycurved £ / £ / £0
    91. foxblade £5000 / £ / £520
    92. icontinuetodream £16000 / £1469 / £10155.4
    93. everach £500 / £ / £135
    94. LauraJo £56900 / £ / £19300
    95. rd07 £12000 / £ / £10000
    96. NellieB £4200 / £350 / £3300
    97. kansaskitty £3300 / £ / £1200
    98. wonderbee £ / £ / £0
    99. wilsons £1200 / £ / £150
    100. mortgage destroyer £5000 / £100 / £2950
    101. Kel £ / £ / £0
    102. twistedhazel £5500 / £644 / £4244
    103. Dot Common £10000 / £ / £1670
    104. kitjos £6000 / £350 / £2380
    105. happysocks £2516.76 / £239.51 / £1677.84
    106. southportguy £45000 / £8000 / £27150
    107. Matt The Chippy £13000 / £ / £7095.27
    108. Mint1955 £6000 / £ / £4500
    109. kate1979 £1000 / £ / £190
    110. jo101 £800 / £ / £50
    111. Caeraugirl £9000 / £925 / £5725
    112. moomi £1200 / £ / £189.65
    113. mamamags £3000 / £ / £150
    114. Thrifty Pixie £4000 / £77.96 / £3243.12
    115. Jolaaled £13000 / £750 / £7250
    116. blizeH £ / £ / £0
    117. cianalas £10000 / £1065 / £7437
    118. katiegizmo £1000 / £ / £424.41
    119. kmcld2 £4020 / £ / £155
    120. MoneyMission £1200 / £ / £1629
    121. Flutteringby £ / £ / £0
    122. thriftyscotslass £6000 / £ / £1900
    123. Sundaysgirl £9900 / £850 / £6850
    124. iquit £4500 / £500 / £2598.46
    125. narnie1 £5000 / £ / £600
    126. dave j £6956.24 / £ / £3527.84
    127. Marie27lol £3000 / £ / £1600
    128. TwinnyD £4200 / £ / £73431.82
    129. freddykrueger £5000 / £583 / £3216
    130. addyboy1982 £3000 / £ / £500
    131. Funkygibbon £3000 / £ / £2000
    132. kbl £1600 / £141.65 / £447.4
    133. ixia £4500 / £ / £1500
    134. Jo4nne £1000 / £ / £212
    135. Time to face the music £5500 / £1037.41 / £4533.62
    136. nicolula87 £1200 / £ / £359.61
    137. Kerfuffle £6000 / £ / £2374.10
    138. snappybadger £16000 / £ / £13001
    139. Farel01 £1200 / £ / £50
    140. FacelessNumber £ / £ / £0
    141. leunger £4000 / £250 / £465
    142. pixiedust09 £1000 / £100 / £100
    143. Ruthy1604 £3800 / £629.11 / £1257.11
    144. southerndave £1341 / £ / £590
    145. SpottyKnickers £ / £ / £0
  • VoucherMan
    VoucherMan Posts: 2,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sunday morning. Not a good time for thinking.

    Forgot the ops from the updates form :o

    A couple more for August from kate1979 and pawlala

    One for September - AvidSaver
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Morning, been missing in action :o. Still been paying down the mortgage though :T.

    No. 48 reporting £5031, put it all down for Sept please :D.

    Well done everyone :T.

    Sorry to here sad news LB. Hope your mum is settling ok.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • £650 off for no 92:D off to update via googledocs....
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • Thank you for my number Voucherman.
    November Make £5 a day~£17.78/£150
    My Goal - to be mortgage free by August 2023.
    2013 MFW No. 145 £226.92/£1000
    Mortgage Bricks paid for ~ 2/1000 _pale_
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No 70 with an OP of £100 for September. Thanks VM
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
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