My New Diary!

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  • Tinka21
    Tinka21 Posts: 375 Forumite
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    Your so right LL :) my newly increased standing order went out today and as sad as it sounds I'm really looking forward to seeing the difference in the interest being charged!

    Had a fab weekend at a 50s rock n roll club Saturday night, we took the kids with us so we didn't need to pay a babysitter :)

    I also received an order through my etsy shop last night from a lady in America!!! Can't believe my little crochet venture is actually going global!!! Very excited!!!!!
    Total Debt [STRIKE]£36323[/STRIKE] [STRIKE]Dec 2012[/STRIKE]:eek: £19000 January 2016
  • lurvlyloz
    lurvlyloz Posts: 877 Forumite
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    oh thats excellent :) well done you :)
    Facing up to things - nov 2012 total 9334.95
    back to work after baby -Jan 2014 - total [STRIKE]6905.28 [/STRIKE](1 credit card) £3535

    Debt Free Date March 8th 2017 (31st birthday)
  • Tinka21
    Tinka21 Posts: 375 Forumite
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    Just had a look at my latest credit report and due to increasing the CCJ standing order, instead of the payment not even covering the interest charge so therefore the balance increasing every month it actually went down by £13!! not a great deal but it is actually coming down instead of up now which has pleased me no end :)
    Total Debt [STRIKE]£36323[/STRIKE] [STRIKE]Dec 2012[/STRIKE]:eek: £19000 January 2016
  • lurvlyloz
    lurvlyloz Posts: 877 Forumite
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    at least it coming down. going in the right direction
    Facing up to things - nov 2012 total 9334.95
    back to work after baby -Jan 2014 - total [STRIKE]6905.28 [/STRIKE](1 credit card) £3535

    Debt Free Date March 8th 2017 (31st birthday)
  • Tinka21
    Tinka21 Posts: 375 Forumite
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    Been away from diary writing for a while but still been debt busting very steadily.


    Just been getting all the winter hat orders from my crochet page so being super busy at the moment which is always good :)


    I've also been getting organised for Christmas and have got most of the kids stuff which is all that matters. I have been doing an online shopping survey thingy and will have £70 in next vouchers by the end of November so that will sort the kids xmas outfits :)
    Total Debt [STRIKE]£36323[/STRIKE] [STRIKE]Dec 2012[/STRIKE]:eek: £19000 January 2016
  • lurvlyloz
    lurvlyloz Posts: 877 Forumite
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    excellent savings there tinka for the vouchers.

    :) x
    Facing up to things - nov 2012 total 9334.95
    back to work after baby -Jan 2014 - total [STRIKE]6905.28 [/STRIKE](1 credit card) £3535

    Debt Free Date March 8th 2017 (31st birthday)
  • Tinka21
    Tinka21 Posts: 375 Forumite
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    Not really done much money saving to get excited about, until this week when something amazing happened!

    Me and hubby stupidly took out a huge loan back in 2007. The company we had it from went into administration in 2008. This week they wrote to us to say that it was all being written off due to the administration coming to a close!
    That's £11k just been cleared for us! It does make me feel that my target of being debt free by 40 is slightly more realistic now!
    Time to start debt busting again with renewed enthusiasm!
    Total Debt [STRIKE]£36323[/STRIKE] [STRIKE]Dec 2012[/STRIKE]:eek: £19000 January 2016
  • lurvlyloz
    lurvlyloz Posts: 877 Forumite
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    WOW thats excellent news Tinka! bet you were buzzing!!!
    Facing up to things - nov 2012 total 9334.95
    back to work after baby -Jan 2014 - total [STRIKE]6905.28 [/STRIKE](1 credit card) £3535

    Debt Free Date March 8th 2017 (31st birthday)
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