New Life, My DFW Diary!

Lucy1982_2

Oh no!

Did she have a nice birthday anyway? I'm going to share this with you, My boss ate a chocolate chip muffin about an hour ago and I have white chocolate cookies at the end of my desk, I can smell them and I really want one, but I am trying to resisit.

Why do they make the smell so good?

Lucy1982_2

Afternoon.

Well I've had a good food day so far, only 2 syns on some houmous. And that's with naughty things in the office.

I've just done some little jobs, like taking some shoes in to be re-heeled (much cheaper than new ones!) So I can pick them up tomorrow Got loads of work to do and I am really struggling with the motivation for it.

But it has to be done and I've been falling a bit behind. I think I've been spending far to much time on here.

Lucy1982_2

Afternoon all.

I've been trying to cut my MSEing down as It was getting in the way of work. Nothing much to report on the money front, just sort of plodding on. I've come to the decision that everything will sort itself out in it's own good time, so I am trying not to worry about it to much and get on with my life.

My store card payment has left my account so only 1 more to go and then I have some spare cash to throw at my OD's. Which is exciting.

Trying to be good food wise, although it is difficult.

Will update again tonight it I have time. OH is having a tooth removed later, so may be going to check that he's ok.

take care x

Lucy1982_2

Morning all.

Again nothing much to report. OH's tooth came out ok yesterday, although he did moan that it took him 45 mins to eat a sandwich as his jaw was numb :rolleyes:. Money wise, it doesn't look like I'll be paying anything off my OD this month, but I am not to worried about it. Everything will get paid off and if it takes me abit longer than I first intended so be it.

I feel like I have been concentrating of this so hard, other things in my life have suffered. But I am just going to take it slowly. I'm learning to think about money more, which is good and will help me in the long run. At the end of the day it is not a race and I will become debt free sooner or later. I've nearly paid off my Store card, so will hit the OD's once that has been done.

Hope everyone is ok.

Lucy1982_2

Hi

Again nothing much to report. Going into my OD again, but I'm not bothered by it. I think I might be falling off the wagon a little, but I know that everything will get paid off. I can't stop living while I do this and that was how I was feeling.

I want to pay off my store card at the end of the month and then I will have another look at everything and try to make a dent of the OD's. At the end of the day I am only human and will pay it all off in my own good time.

I know that's not the attitude of this site, but it's how I need to think about it at the moment. Perhaps I'll have my second LBM soon, but in the meantime, I'm going to concentrate on me and my life, paying things off but not stressing myself out about it.

Good luck everyone and I'll let you know how I get on.

unique_2

Hello,

Sometimes you have to let it slip a little bit or you end up feeling lots worse about it, you need to be able to live a bit

Everything will get paid off you are getting there and making a dent each month.

Just chill about it and it will sort itself in time, sometimes its unavoidable!

Lucy1982_2

Hi Unique

The only way I can look at it is like this.

I have been going to a Cognative behaviour course as I have been getting really bad apnic attackes/depression and high levels of stress. I suddenly seem to have realised that there are more important things out there.

I'm not saying that I'm going to stop paying everything, but I'm going to pver pay where I can and not worry about the rest as it is on month direct debts so looks after itself.

I've been finding that work has got better since I've started thinking like this and I am generally more chilled. Which can only be a good thing.

So I guess I've not fallen off the wagon, I'm just looking at it differently.

Lucy1982_2

Hey Everyone.

Well I'm feeling a little better after posting my SoA yesterday. Thanks for the advice and kind words!! It looks like I am being really hard on myself, as I seem to be doing ok.

There is nothing I can do about my OD, I'm paying as much as I can to my debt and when things come up that I don't expect I have nothing to throw at them. So action plan is this, try to keep the OD in control (but accept that it may increase) and finish paying off my store card. Then each month I will pay £100 off my OD. My small loan finished early in the new year so that will be another £100 to throw and any OD's that remain.

But I think that the most important things will be to cancel them as soon as they are cleared and then hopefully I wont get into this mess again.

So there you go. A bit more of an action plan, I'm not going to worry about NSD's just try and cut back on what I have been spending. And I also remembered the I was off sick for 2 weeks so this months pay packet was less than I was expecting.

As all in all not negative, which can only be a good thing!

spud30

Glad you're feeling a bit better Lucy.

Bad days and good days seem to be quite normal for us all round here. August does seem particularly bad for many of us though. We've had a very expensive August with car repairs and new school uniforms etc, and for over a week we had just £4 in the bank. Not good
Good luck tonight at SW :beer:

Lucy1982_2

Thanks

I'm hoping I'll have lost something, I had a bad day on Sunday, but have been good since, so hopefully, fingers crossed I'll be ok.

I think I am also going to try and aim for one debt at a time, without worrying about the others as the look after themselves. I've updated my sig to show my next target so we shall see how I get on!