New Life, My DFW Diary!

Lucy1982_2

Your right there is no reason to have a go at you. There's always something that goes wrong isn't there.

But perhaps giving yourself some breathing space today is a good thing. Try not to get to stressed about it. Hopfully once the money is in your account everything will settle down.

Keep smiling.

Becks_in_Debt

I cant even be bothered to get stressed. Just gonna get on with my work, sort some finances out, pop to the bank in my lunch break and hopefully if I pay some money in today to cover SO's they might waiver the charges, if not I am tempted to close the account and just use Barclays, I always get on with them and they waiver the charges if you pay money in on the same day, and hopefully my boss will come today with my cheque for last week, then I will have to go and get that cashed to use between now and next week. A waste of £20 put better than having no money for food etc.

I just need to tell my friend that I cant go shoppoing 2moz night, we were suppost to be going to get some bits and bobs for the hen party and pay the deposit for the meal.

Lucy1982_2

Try and remember how far you've come. If the bank are funny with you, take your business somewhere else! Let your feet do the talking!

When's the hen party?

Becks_in_Debt

I will do, atleast with this one loan paying off all the debt, i wont have all the different Standing Orders and Direct Debit's to set up again, it took me ages to set them all up. Natwest have been good to us in the past (when we first opened the account), but was really a one off, they messed up loads when I was trying to set up all my Standing Order's and they kept cancelling them without telling me, the lady setting them up for me didnt seem to know what she was doing, it was only when i was receiving letters off of companies saying I wasnt paying that I reaslied.
Hen Party is Saturday 2nd June, my friend is panicing about it only being around the corner and wants everything now. We dont all get what we want when we want it, that is the joys of life.

Lucy1982_2

I think that something to do with being a Bride. My cousin nearly had a fit when the limo turn up with ribbons on the door handles :rotfl: she didn't want them so why had they put them on!!! I think she thought they were mind readers as she hadn't told them she didn't want them! :rolleyes:

When's the wedding?

I bank with Lloyds and generally they are ok. I had a few problems when I transfered to my student account back in 2000, but since then they have been ok. But like every bank they try and sell you loans, credit cards etc all the time. I just rip up the letters now!

Becks_in_Debt

It's not the bride wanting it all sorted it is the other Bridesmaid,
The wedding is June 16th, i just need to go and have another dress fitting, then all should be sorted apart from the having fun part.

Lucy1982_2

That's my birthday! I see has the other bridesmaid got fed up now? Sounds like she want's it over and done with.

Lucy1982_2

Well that wasn't a great lunch break.

Trip to Sainsburys... One punnet of Strawberries and a few other things later and I am £4 something down :mad: need more will power! But as ever if I've spent it now I can't spend it tomorrow!

The key is to not go to Sainsbury's obviously! Need to find somewhere else to walk to and not MacDonald's! :rotfl:

But nevermind. I have saved all of my working budget spreadsheets to disc so I can carry it arond with me and update it when I have the chance. Still feeling good, although I have eaten to many Strawberries and may turn into one in the next few minutes!! :eek:

Becks_in_Debt

Hello Mrs ,

Sorry, No the other bridesmaid is single and I dont know if she is finding it hard, but she is very enthustic about everything.
So whilst you are having a Birthday drink in the evening, I will probably be on my back due to the wedding starting at 11am plenty of time to drink and get drunk.
Just been to Natwest, paid some money in and they are refusing to waiver the Bank Charges (on 8 unpaid items) £35 x 8 = £280.00, looks like I will be moving ALL my business to Barclays and start reclaiming Bank charges from Natwest soon aswell, I should make this my job. I feel another HUGE argument coming up.

Lucy1982_2

Oh dear!

That's not good. I've been really luck and never been charged for anything. I don't ever intend to be either!

I would switch everything to Barcleys then. At least they sound reasonable!