The 'Save 12k in 2013' Thread!

Masomnia

amyloofoo wrote: »

Hi everyone, due to paying off the car and just discovering I'm pregnant :j - savings target has gone down to £5000 for the year and I'm currently at £0 :eek: Congrats to everyone on your saving, whether you're on target or slightly behind - it's all money saved :j

I have no savings so I'm technically trolling...

But congratulations Amy!!! :j

[Deleted User]

Congratulations Amy!!:D

lippy1923

Congrats Amy :j

1stTimer

Hi all

Can I join please?

I've been icon the debt free boards for the past year and its so good to be able to move across to savings:T

Just a bit about me, I started with my LBM in may 2012 with 3 credit cards, 1 store card and a loan totalling £21,000 - I now only have the loan remaining (£10,000) which I will start overpaying next month.

But I also want to start saving for a deposit and so I'm here:)
My aim is to start with a manageable total so £5000 please
Could probably do better but need to save for a holiday too which is in September totalling £2000

Anyway enough now, have a great weekend

Canucksfan

Congrats to Nikki and Amy - lovely to hear the pitter patter of tiny feet on this thread! :beer:
Reporting another $1000 for this month. My plans to use the spare room downstairs has hit a stumbling block. The insurance was sorted out and I had started clearing out all the Stuff in the cupboards when disaster struck...a leak through the ceiling. It was not caught early enough and the carpet was soaked. We have had a few hot days, so it is now drying out, but it still smells too damp to get someone in there for my original start date of May 1st <sigh>. We have insurance but the deductible is high.:eek: Glad to hear the students worked out well for you Nat!
Some of my friends have dropped off bags of used clothes for my kids and then say as they are leaving 'Oh we may ask you to babysit sometime if I have to work'. Now I don't mind helping out a mate, BUT although I love my own kids I often don't like other people's kids and caring for them for free for a 12 hour shift is a big commitment and I am not sure that I am up to it. I get tired from the night-time feeds for the baby. Also some of the clothes just end up going back to the thrift (charity) store, as they are v v old fashioned and often have holes in them. How do I tell people that although we do not have the latest gadgets that we are not poor/charity cases, just that we prefer to save any spare money we have???
I am going to a big Pot Luck supper tonight - it will probably be the last one for the year as it is usually just held over the long winter months here. I'll take in a shepherds pie and then get to treat myself to all the yummy foods made by the Filipino, Japanese and Chinese community and it's all FREE !!!
The stock market is at an all-time high in this country. I have set up a free virtual portfolio on Yahoo Finance to shadow a couple of blue chip stocks and even with their losses they would still give me a better rate of interest than any of our bank accounts....I'm just too cautious to gamble my own money away iykwim. Does anyone else invest independently outside ISAs here? Any words of wisdom oh wise ones??? :rotfl:
OK then, have a good month y'all!

t4mof

Popping in to update my April amounts. Good month this month as it's bonus time for me and OH.

Got paid on Wednesday and have paid £960 into mine and OH ISAs, the usual £250 into our savings account and I've added another £750 into the savings account so total for April is £1960.

dramarama

Congratulations Amy : ). So lovely to hear good news Xx

nicedream_2

Congratulations Amy! Everyone is doing so well in this month's update. Well done on saving hard everyone!

Sorry to slightly bring the levels down a little but I didn't do too well this month. I needed to pay the rest of my holiday back and wasn't motivated enough to raise the difference. On a positive note though, I still saved, paid off the rest of my holiday and back on the motivational wagon again!

So this month I saved:
Salary: 88.18
Second job: 180
Interest/Halifax reward: 6.47
Selling old stuff: 35

Which makes £309.65. I have a target of £608.33 each month to make up my £7,300 year target and thankfully I've managed to go over in previous months so I'm still on target. However, I hoped to up my target for the rest of the year so I would to try and make up the difference next month. So... my May target is 907.01. Wish me luck

Well done everyone. Off to update the spreadsheet.

bod199990

well 4 months in only got £250 saved so far from my 6000 target, on the upside lots of 1 off bills have been paid and got a 4% rise at work hoping that helps, and next month has 5 pay days onwards and upwards good luck all

Saver88

Hello all, congrats to all expecting, debt free, gambling free :T

Everyone's savings and their stories to your savings are great, I love reading them to spur me on.
I've only managed £100 this month. Had a weekend away at a Themepark so spent far too much money. My target seems impossible at the rate I'm going, but something saved is better then nothing Lots of stuff on eBay so fingers crossed for a good amount next month.