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We Are Decking the Halls with NSDs December Challenge
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yesterday was NSD 15/15! WOOOOOOOOOO First month in the challenge & i've hit target! woopFacing up to things - nov 2012 total 9334.95
back to work after baby -Jan 2014 - total [STRIKE]6905.28 [/STRIKE](1 credit card) £3535
Debt Free Date March 8th 2017 (31st birthday)0 -
butdoineedit? wrote: »Rising - To echo what has already been said, you are doing really well, it will take time, but you do sound much more positive now & i'm so glad for you. Enjoy your maisie time over xmas & fingers crossed for her coming home!!
Awwww thanks hun ..... finally feeling like there's light at the end of a very long tunnel!:Dbutdoineedit? wrote: »I can see how much difference this challenge is making just by the fact that when my phone broke i just drew some cash out of my emergency fund to pay for a cheap basic model in cash, before my LBM it would have been a fancy all singing all dancing malarkey on the credit card!! Sometimes it takes something like this to remind me that i am doing well.
:T:T Well done!It's easy to forget how far we've come but sometimes we all deserve a little pat on the back!:D and another :T:T for the c/card!;)
butdoineedit? wrote: »First day back at work tomorrow, pretty scared to be honest, keep your fingers crossed for me guys!!
Everything crossed ..... sure once you're there, it'll be fine (((hugs)))Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Morning everyone hope you are all okay and looking forward to tomorrow!
Can I report NSD 11 for yesterday please
Xx
Weight loss 0/37lbVanquis £1476 Capital One £380
Nov 2012 NSD 15/15 Dec 2012 NSD 14/15 5 in a row SPC #1874 Overdraft £8000 -
If - that flash mob clip was fantastic. :A Thank you.Free by FiftyDebt of the Moment -August NSD Challenge 14/150
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NSD#9, 10 and 11 for Saturday, Sunday and Today
3 in a row!! woop woop
Merry Christmas everyone
Well done, the most spendiest weekend of the year and you resisted. :T Brilliant :jyesterday was NSD 15/15! WOOOOOOOOOO First month in the challenge & i've hit target! woop
Ohhhhh well done you, I have given you your prize :T:T Do you dare to increase your target?????Morning everyone hope you are all okay and looking forward to tomorrow!
Can I report NSD 11 for yesterday please
Xx
You certainly can report itWell done you. :T:T
Front page has been updated with these brilliant totals. :j:j
Well done, everyone is doing fantastically well :T:T:TFree by FiftyDebt of the Moment -August NSD Challenge 14/150 -
And NSD 14 for me today
Happy Christmas everyone :santa2::snow_laug:xmassign:
FaeLBM 29/10/2013 £14,218.00 As of 13/04/2014 £6477.00
Paid 54%
3 months to go 13 weeks
DFD 28th August 20140 -
No 15 today please
Looks not too bad outside (for a change!) so hopefully that's the worst of the weather passed.Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Hello everyone! :wave:freebyfifty wrote: »Chris81418 – You are on a roll.:T NSD #18 and 7-in-a-row. That’s brilliant.
Thanks Freeby!And I also caught NSD number 19 yesterday, so target met! :j And I'm also up to 8 NSDs in-a-row! :j Please can I therefore increase my target to 23 NSDs - thank you Freeby! :A
Hope you have a good day back at work BDINI!
Have a merry Christmas Eve everyone! :xmassmile:money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196
highest debts: 01/06/2006 £69,023.92 _pale_
debt free date: 31/12/2012 £0!0 -
butdoineedit? wrote: »I can see how much difference this challenge is making just by the fact that when my phone broke i just drew some cash out of my emergency fund to pay for a cheap basic model in cash, before my LBM it would have been a fancy all singing all dancing malarkey on the credit card!! Sometimes it takes something like this to remind me that i am doing well.butdoineedit? wrote: »On that note, you may remember me wittering ages ago about some money my dad gave me to pay off my credit cards & i didn't dare cos i was so worried about what was going on at work, well today (yes, i know it took a long time!!) i finally bit the bullet & did it :j:j 2 more payments needed on paydays & one card will be gone!!
I'm still worried about the whole work thing, but i don't half feel better for having paid it, i feel totally motivated again!!butdoineedit? wrote: »First day back at work tomorrow, pretty scared to be honest, keep your fingers crossed for me guys!!
Fingers firmly crossed here hun..rising_from_the_ashes wrote: »Awwww thanks hun ..... finally feeling like there's light at the end of a very long tunnel!:D
Great news rising :j:jThe time you enjoy wasting is not wasted time
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Well, as Freeby's having a wiggle I thought I'd join in:D:D
If, I love the flash mob clip, thank you :A
And...... declaring NSD no 18 for me today please Freeby. Woohooooo.... that's 3 no spendy days in a row:j:j:j:j
And thanks for all the fabby updates Freeby, you really are an :A I hope you have a lovely Christmas and that Santa is good to you xxThe time you enjoy wasting is not wasted time
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