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We Are Decking the Halls with NSDs December Challenge

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  • yesterday was NSD 15/15! WOOOOOOOOOO First month in the challenge & i've hit target! woop
    Facing up to things - nov 2012 total 9334.95
    back to work after baby -Jan 2014 - total [STRIKE]6905.28 [/STRIKE](1 credit card) £3535

    Debt Free Date March 8th 2017 (31st birthday)
  • Rising - To echo what has already been said, you are doing really well, it will take time, but you do sound much more positive now & i'm so glad for you. Enjoy your maisie time over xmas & fingers crossed for her coming home!!

    Awwww thanks hun ..... finally feeling like there's light at the end of a very long tunnel!:D
    I can see how much difference this challenge is making just by the fact that when my phone broke i just drew some cash out of my emergency fund to pay for a cheap basic model in cash, before my LBM it would have been a fancy all singing all dancing malarkey on the credit card!! Sometimes it takes something like this to remind me that i am doing well.

    :T:T Well done! :D It's easy to forget how far we've come but sometimes we all deserve a little pat on the back!:D and another :T:T for the c/card!;)

    First day back at work tomorrow, pretty scared to be honest, keep your fingers crossed for me guys!!

    Everything crossed ..... sure once you're there, it'll be fine (((hugs)))
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Morning everyone hope you are all okay and looking forward to tomorrow!
    Can I report NSD 11 for yesterday please :)
    Xx
    Weight loss 0/37lb :(Vanquis £1476 Capital One £380
    Nov 2012 NSD 15/15 Dec 2012 NSD 14/15 5 in a row SPC #1874 Overdraft £800
  • If - that flash mob clip was fantastic. :A Thank you.
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • Loubell83 wrote: »
    NSD#9, 10 and 11 for Saturday, Sunday and Today

    3 in a row!! woop woop

    Merry Christmas everyone

    Well done, the most spendiest weekend of the year and you resisted. :T Brilliant :j
    lurvlyloz wrote: »
    yesterday was NSD 15/15! WOOOOOOOOOO First month in the challenge & i've hit target! woop

    Ohhhhh well done you, I have given you your prize :T:T Do you dare to increase your target?????
    young_un wrote: »
    Morning everyone hope you are all okay and looking forward to tomorrow!
    Can I report NSD 11 for yesterday please :)
    Xx

    You certainly can report it :) Well done you. :T:T


    Front page has been updated with these brilliant totals. :j:j
    Well done, everyone is doing fantastically well :T:T:T
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • Fae
    Fae Posts: 664 Forumite
    And NSD 14 for me today

    Happy Christmas everyone :santa2::snow_laug:xmassign:

    Fae
    LBM 29/10/2013 £14,218.00 As of 13/04/2014 £6477.00
    Paid 54%
    3 months to go 13 weeks
    DFD 28th August 2014
  • No 15 today please :D

    Looks not too bad outside (for a change!) so hopefully that's the worst of the weather passed.
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Hello everyone! :wave:
    Chris81418 – You are on a roll.:T NSD #18 and 7-in-a-row. That’s brilliant.

    Thanks Freeby! :D And I also caught NSD number 19 yesterday, so target met! :j And I'm also up to 8 NSDs in-a-row! :j Please can I therefore increase my target to 23 NSDs - thank you Freeby! :A

    Hope you have a good day back at work BDINI!

    Have a merry Christmas Eve everyone! :xmassmile
    :money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
    DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196

    highest debts: 01/06/2006 £69,023.92 _pale_
    debt free date: 31/12/2012 £0!:D
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    I can see how much difference this challenge is making just by the fact that when my phone broke i just drew some cash out of my emergency fund to pay for a cheap basic model in cash, before my LBM it would have been a fancy all singing all dancing malarkey on the credit card!! Sometimes it takes something like this to remind me that i am doing well.
    Well done BDINI, that's very :money::money::D
    On that note, you may remember me wittering ages ago about some money my dad gave me to pay off my credit cards & i didn't dare cos i was so worried about what was going on at work, well today (yes, i know it took a long time!!) i finally bit the bullet & did it :j:j 2 more payments needed on paydays & one card will be gone!!
    I'm still worried about the whole work thing, but i don't half feel better for having paid it, i feel totally motivated again!!
    And great news on the card front as well :j:j:j:j
    First day back at work tomorrow, pretty scared to be honest, keep your fingers crossed for me guys!!

    Fingers firmly crossed here hun..
    Awwww thanks hun ..... finally feeling like there's light at the end of a very long tunnel!:D

    Great news rising :j:j
    :) The time you enjoy wasting is not wasted time :)
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Well, as Freeby's having a wiggle I thought I'd join in:D:D

    209g80o.gif209g80o.gif209g80o.gif209g80o.gif209g80o.gif209g80o.gif


    If, I love the flash mob clip, thank you :A


    And...... declaring NSD no 18 for me today please Freeby. Woohooooo.... that's 3 no spendy days in a row:j:j:j:j

    And thanks for all the fabby updates Freeby, you really are an :A I hope you have a lovely Christmas and that Santa is good to you xx
    :) The time you enjoy wasting is not wasted time :)
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