We Are Decking the Halls with NSDs December Challenge

kitschkitty

NSD 14 today

BigMummaF

Huggles Peeps, whether you want one or no..yer gettin' it

To folk who are working, hang on in there.
To emergency services, Very Merry Christmas & Thank You x
To essential services, Season's Greetings & Thank You.
To our armed services, Peace, & Thank You so much x

To my NSD Friends, ...all round to Nargle's, & the first one to spot gets to choose whether Hubert or Igor goes under the mistletoe

No 17 only got here about an hour ago--hence why I'm still awake--cuz the others are showing shim around the falicities; why it takes (scooze me!) why they all have to go is beyond me...

muffin_man_7

iOLOR="Red"][/COLOR] im up to 15 nsd been a rough few week
good news 1st im gona b a. granny again in june
2nd as some of u may remember my youngest son(21on 2nd jan) has a d h d well hes got a new specalit at last hes back on hes meds an doing well they also say hes got all the signs of ptsd but have to sort the adhd 1st
3rd(they always say thing come in 3s)ifinally had xray on my hip ive been too scared b4 still not sure whats causing the pain but they said its not arthritis phew thats alot of catching up ive. still got some catching up on here to do but not sure when iiwill have timexmx i only started my xmas shopping yestdy i t dont feel l
itdont feel like christmas now my youngest is 16
still got pressies to get and havent even done a food shop yet. when did i ever get sortef on time never i think i just wana hide under me blanketfor satyaweek

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

IF

Morning all






This is Great, hope you like it

freebyfifty

Good Morning

A little update to keep us all on the straight and narrow

Some brilliant NSDs and totals being captured. Well done.

BDINI – NSD #16 in the bag. :T Well done. :T Well done too for paying the cc. :T And another well done for being money smart when you bought your new phone. :THope you feel justifiably proud of yourself.:A

Beanielou – A brilliant NSD #17 in the bag. :T Well done.:T

Bigmumma – NSD #16 is caught and partying round your place as we speak. :beer: Tell it to keep the noise down, would you, it’s keeping NSD #17 awake.

Chris81418 – You are on a roll.:T NSD #18 and 7-in-a-row. That’s brilliant.

Dragon – Woop woop NSD #20 safely delivered.:j:j You have done brilliantly well this month.:T

Fae – NSD #13 safely caught.:T Well done.:T

Ifwishes – That cartoon was brilliant. :rotfl: Just exactly what I think too.:) Well done on capturing NSD #9.:T

Kitschkitty – Well done on NSD #13 & 14. :T Fingers crossed for lots more :T

Kururunfa – A brilliant NSD #9 collected.:T Well done.:T

Lurvlyloz - Ohhhh so close with NSD #14.:T Good luck for capturing that last one to hit target.:T

Muffin man – Well done for getting up to NSD #15. :T It sounds like you have had a right busy time of it lately. Sending you a ((hug)):)

Rising – And another one in the bag for you, NSD #14 duly captured. :T Well done. :T

freebyfifty

Front page all updated again.

Well done to the dragon for claiming her third prize. That's just fantastic NSDing



Another day keeping my purse firmly under lock and key means NSD #23 has been captured. When thinking about what my bank account used to look like at this time of year, before MSE, it makes me break out in a cold sweat :eek:
Thank goodness I found you all :A

freebyfifty

butdoineedit? wrote: »

First day back at work tomorrow, pretty scared to be honest, keep your fingers crossed for me guys!!

Good luck BDINI. Remember the NSD posse are standing shoulder to shoulder right behind you.
Hold your head high and look them all straight in the eye. You have done nothing wrong

((((((((((massive hug))))))))))

freebyfifty

It's Christmas Eve :j Lets's wiggle.

Not very often I feel like a Monday wiggle

Loubell83

NSD#9, 10 and 11 for Saturday, Sunday and Today

3 in a row!! woop woop

Merry Christmas everyone