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We Are Decking the Halls with NSDs December Challenge

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  • Target reached! :DNSD 10


    Please set a new target of 15
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    No 16 today.
    Been to dentist & have had a really deep filling.Hope it settles down really soon.Bah.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • NSD 5 today, I never realised just how difficult it would be and it has surprised me just how many days I spend a bit of money on something.
    Sealed pot challenge 1875
  • coolcats
    coolcats Posts: 295 Forumite
    Part of the Furniture 100 Posts
    8 NSD for me now so doing well. 7 left to get, could be a bit close but I'm still hopefully that I will get there. I think tomorrow will be another no spend day as no plans to go near shops. Friday could be though as need to get the last christmas bits, last day I'll have chance without kids! Works out well as I have an online shop coming tomorrow so will able to get anything I've forgot or missed out. And always need bread!
  • Good evening folks,

    Am just popping in to declare NSDs 11 & 12 for Monday and Tuesday. I had no NSD today, as I bought some eggs and groceries for desserts at xmas time. It's not long now until we get to go crazy with the turkey and open our pressies:T. I hope everyone is well:D
    If you've nothing decent to say, perhaps you shouldn't say anything.

    £2 savings jar £300:D
    Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!
  • I've been struggling this month - my birthday as well as Christmas related expenditure - budgetted for but doesn't count as a NSD in my rules. But happy to declare NSD #4 for me today - reckon I should still be ok for my target of 10. :j
    Total money owed: [STRIKE]31/07/11- £17,877[/STRIKE], LBM - 14/10/12 :j, 01/06/13 - £0 DEBT FREE!!!! :beer:
    New challenge- save an extra £5000 from non-salary -£1600 (32%)
  • Just checking in to say that today was a spend day for me. I picked up the last Christmas present that I wanted. I spent a bit more than I'd budgeted, but it's for a young, recently managed couple and they've literally just found a new flat so I don't mind spending a bit extra for something that I think they'll both use and appreciate.

    Hoping to get back to NOT spending soon though :)
    £2013 in 2013 Member |
  • Hello everyone! :wave:

    Checking in to report NSD number 15 caught yesterday! :j

    I'm on a chocolate mini-roll; however, the cupboards are looking pretty bare, so a spend day is looming! :o

    Have a good day everyone! sunshine-012.gif
    :money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
    DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196

    highest debts: 01/06/2006 £69,023.92 _pale_
    debt free date: 31/12/2012 £0!:D
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    edited 20 December 2012 at 6:48AM
    Good Morning :)

    NSD #19 for me yesterday :j Going for target today :T

    Last day at work today for a week :T It's hard to think that when I go back, the day we have all been panicking over for the last three months will have been and gone. Why do we get ourselves in such a state over one day??????

    Have a brilliant Friday eve :D
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    beanielou wrote: »
    No 16 today.
    Been to dentist & have had a really deep filling.Hope it settles down really soon.Bah.


    Hope you feel better today Beanie :)
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
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