We Are Decking the Halls with NSDs December Challenge

ModestyB

Rising, hope all goes well this time.Lots of Hugs to get you through it.

Beanie, ouch to the filling. Hope it settles down soon.

Declaring NSD 12 and target reached today. Not planning on going anywhere, it's too cold and wet.

Warm hugs for everyone.

butdoineedit?

Here's yesterday's update, sorry it's a bit late!!

Targets met today:

shannys_taxi_driver – Woo Hoo well done for number 10 & target met!!!! :j:j
Freeby will increase your target to 15 when she updates the front page.

Lots of NSDs rolling in today, so well done to:

solventsoon – well done for number 14… & good luck nabbing that final one for target!! :j:j

Sazzie23 – well done for number 7, & what a lovely thing to say about the thread, I’m glad it’s made such an impact on your debt busting!! :j:j

armchairexpert – well done for number 6, a quiet xmas sounds lovely, enjoy!! :j:j

freebyfifty – well done for number 18 & 19, I’m in awe at your amazing total!! :j:j
I hope you enjoy your week off work, you really do deserve it!! Oh & by the way, massive congrats on your promotion, if anyone deserved it, it’s you!! :j:j

JAMIEDODGER – well done for number 12, you’re doing great!! :j:j

rising from the ashes – well done for number 11!! :j:j
Fingers crossed your scan today isn’t too awful, I remember how much you dread them so I shall be keeping my fingers crossed for you!!

chris81418 – well done for number 14 & 15, you’re doing great!! :j:j (even if you don’t have any food :rotfl:)

blindtoast – well done for getting to number 11, keep going you can do it!! :j:j

Loubell83 – well done for number 8, don’t give up hope yet, there’s still time!! :j:j

nannygladys – well done for 9 & 10, glad this thread is helping with your spending!! :j:j

WantToBeSE – 12’s a great total, don’t give up!! :j:j

abundant1972 – well done for number 13, only 2 more to hit that in a row target, you can do it!! :j:j

HeadAboveWater - well done for number 4!! Remember in xmas month every NSD is a triumph, so that’s great!! :j:j

beanielou – well done for number 16!! :j:j
Sorry to hear your still having tooth troubles, I hope your filling is settling down a bit now?
:mad: to the money, I do hope it hits your account soon!

laura16 – well done for number 5, keep going it does get easier the longer you do it!! :j:j

coolcats – well done for number 8, & for being so organized with your xmas shopping!! :j:j

bottleofred – well done for 11 & 12!! :j:j Hope mum is still doing well?

FallenArcher – well done for number 4, keep going you can do it!! :j:j

MummyRivett – well done for number 13, you’re doing great!! :j:j

BigMummaF – of course you’re forgiven, I think we all know you were just trying to help…. Holds out virtual hankie to mop up the sniff!!
Well done for number 14, I can’t make any other comment, I’m too busy laughing at your post!! :j:j

lurvlyloz – well done for number 14, you’re doing great!! :j:j

Motoko – well done for number 7, keep going you can do it!! :j:j

And hello to:

slowlyfading – good luck nabbing one today!!

kururunfa – great news that you’ve finished your xmas shopping!!

& i'm up to number 14 now :j:j
I guess the advantage of being off work & miserable is that i've managed to avoid all the usual christmas spending madness!!

silvasava

Managed 1 more NSD on Sunday but no more this week still chasing 3 in a row!

beanielou

Now the credit union is closed til after the festive season.
I am not a happy beanie.
Baaaaah.

phoenix_dragon

I'm on 14/20 NSDs so far.

IF

Afternoony all



:eek::eek::rotfl:

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

Nargleblast

Flying in to report that being a busy Nargle these past few days has resulted in more NSDs bringing my total to 9 !!!!!

flubberyzing

NSD10 in the bag for yesterday!

Not today though... Was taken out for lunch but then had a little wander around the shops, buying batteries and some padded envelopes for future Ebay sales!

rising_from_the_ashes

rising_from_the_ashes wrote: »

Well .... not one for me - confession time I didn't sleep well last night (after sleeping most of the day!) and waded through many ... many .... many pages of ..... handbags on e*bay (I'm blaming the Bail*eys I had) - although I didn't actually buy any last night :T I did add rather a lot (and I mean a lot) to my watch list - which I found earlier today .... and just couldn't resist one:o

mmmmmm some of you may remember that I errrrr *slipped* and bought a new handbag (but is a need one;))

Anyway .... it's never arrived and I'd given it a few extra days with the post at this time of year but ..... finally contacted the seller last night & he's agreed it's probably lost in the post and he doesn't have any more in stock .

Good news is he's refunded me without any hassle so ...... can I get a refund on my NSD too?:D Please pretty please :rotfl::rotfl:

If so .... that will bring me up to No 12 and Target:j

I'll have a hunt around as other sellers had the same bag and will get one in the NY when the post's calmed down again! Disappointed tho' as I do really like it!