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We Are Decking the Halls with NSDs December Challenge

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  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Target reached! :DNSD 10


    Please set a new target of 15


    Well done, that is fantastic. :j:j

    I have updated the front page with your prize and your new target. Good Luck :T
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Me again - sorry :o

    Just wanted to say - Rising - Hope you have a better day today :)
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • MummyRivett
    MummyRivett Posts: 424 Ambassador
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    13 NSD Whoop! :j
    • MSE Forum Achievements:
    • Debt-free & Proud - December 2014
    • Fully Funded 12 Month Emergency Fund - December 2020
    • Current Challenges: No Spend Challenge 2023
    • January NSD: 16/25
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not best pleased.
    Asked credit union to transfer money from my savings accout to my current account & was told money would be in yesterday.Not in yesterday or today.
    Bah (humbug) is all.

    Spoony ~ great news on being nearly DF :grin:
    Rising~Hope all goes well.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou wrote: »
    Been to dentist & have had a really deep filling.Hope it settles down really soon.Bah.

    Ouch! Hope it's feeling better today?
    Me again - sorry :o

    Just wanted to say - Rising - Hope you have a better day today :)
    beanielou wrote: »
    Rising~Hope all goes well.

    Awwww thank you .... fingers crossed!
    beanielou wrote: »
    Not best pleased.
    Asked credit union to transfer money from my savings accout to my current account & was told money would be in yesterday.Not in yesterday or today.
    Bah (humbug) is all.

    I hate banks etc sometimes .... I transferred money between my accounts on Friday morning (within the same bank so should be instantaneous!) and when I looked yesterday, the credit's not showing as being applied until Monday and after a load of d/debits had come out (which was why I'd moved it) ... so it's showing as being OD:mad:

    They also always take withdrawals off first and never seem to add credits until last thing ..... grrrrrr - I'd better not be charged!
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • BigMummaF
    BigMummaF Posts: 4,281 Forumite
    edited 20 December 2012 at 9:56AM
    beanielou wrote: »
    ....Been to dentist & have had a really deep filling.Hope it settles down really soon.Bah.
    My cheek is twitching where I had one of those, but it was years ago so I hope that doesn't mean I've got to have it done again _pale_ There's a loose tooth I try to avoid touching, keeping all available appendages crossed nothing happens til I can get to our dentist; it's one of me fangs so would be really noticable in the photos AND make eating the crackling difficult yahoo-grinning-smiley-emoticon.gif
    laura16 wrote: »
    NSD 5 today, I never realised just how difficult it would be and it has surprised me just how many days I spend a bit of money on something.
    :j .....fist-pump-and-yes-smiley-emoticon.gif
    Welcome to the Inner Sanctum of the NSD Challenge My Child; you have learned well & you're Financial Future is now more secure...(That << sounds creepy but imagine a female O-B-1 Can-u-be saying it ;) ...better huh?)


    I stuck me net out the window & no 14 fell from the sky along with the rain & some birds donations...remember the old adage of where there's muck there's brass :rotfl:
    Full time Carer for Mum; harassed mother of three;
    loving & loved by two 4-legged babies.

  • BigMummaF
    BigMummaF Posts: 4,281 Forumite
    edited 20 December 2012 at 9:57AM
    What say we have an €nd of the Wurld party tonight, once Rising & others are back from their Thursday commitments..

    D'ya think the best view would be up the top of that gherkin thing in Lundin or
    :think: shall we go for the hotel shaped like a grapefruit segment (not that I'm obsessed with fruit & veg :p ) in Jubai? I quite fancy the Petr0nis T0wers in Koala-lumper; I'm sure we'd all fit on those bits that hold the walls up ummm-smiley-emoticon.gif..yeah, we would! cuz we don't need our winter woolies & big coats & things...do we? What is the dress code for TEOTW...& what snackettes should we bring?...oo-oo-oo! Bagsy I do devils on horseback, then we scoff them before they ride in from the pock-o-lips :rotfl:


    Full time Carer for Mum; harassed mother of three;
    loving & loved by two 4-legged babies.

  • BigMummaF wrote: »
    What say we have an €nd of the Wurld party tonight, once Rising & others are back from their Thursday commitments..

    Ohhhhh sounds good and will give me something to look forward to!:D
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • yesterday was NSD 14!!!! WOOOOOOOOOOO
    Facing up to things - nov 2012 total 9334.95
    back to work after baby -Jan 2014 - total [STRIKE]6905.28 [/STRIKE](1 credit card) £3535

    Debt Free Date March 8th 2017 (31st birthday)
  • :j Monday and Tuesday were NSD so another 2 making 7 in total :j

    If I can get another two days in this week I may just do my target of 15 :)

    Happy Thursday everyone :)
    DEBT FREE on the 23rd December 2013 :beer:
    :j :T
    Sealed pot 7 no 1894
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