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So fed up with ebay

13

Comments

  • melbell
    melbell Posts: 488 Forumite
    The British Banking system doesn't use names so you can put anything and the bank won't confirm or deny it.
  • soolin
    soolin Posts: 74,408 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 26 November 2012 at 4:28PM
    melbell wrote: »
    The British Banking system doesn't use names so you can put anything and the bank won't confirm or deny it.

    That's why paypal require verification and can request scanned information as well.
    I’m a Forum Ambassador and I support the Forum Team on the eBay, Auctions, Car Boot & Jumble Sales, Boost Your Income, Praise, Vents & Warnings, Overseas Holidays & Travel Planning , UK Holidays, Days Out & Entertainments boards. If you need any help on these boards, do let me know.. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.
  • melbell
    melbell Posts: 488 Forumite
    soolin wrote: »
    That's why paypal require verification and can request scanned information as well.
    How often does that happen?

    I know they used to do the two deposits and now do the 1p into the account.
  • soolin
    soolin Posts: 74,408 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    melbell wrote: »
    How often does that happen?

    I know they used to do the two deposits and now do the 1p into the account.

    When you do a full verification or when anything happens that is slightly out of the usual on your accountt. I have had to upload scanned ID twice now to keep my full verification and to link my ebay and paypal accounts.
    I’m a Forum Ambassador and I support the Forum Team on the eBay, Auctions, Car Boot & Jumble Sales, Boost Your Income, Praise, Vents & Warnings, Overseas Holidays & Travel Planning , UK Holidays, Days Out & Entertainments boards. If you need any help on these boards, do let me know.. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.
  • techspec
    techspec Posts: 4,464 Forumite
    soolin wrote: »
    I am usually the first to defend paypal- but I am happy to say I never leave anything more than a few pounds in there . In fact I would happily clear it twice a day on 'Good' days rather than even wait until after close of business.

    I have been known to be at a cash machine at 11:59pm withdrawing money - then again at 00.01 - so 2 lots in one visit = £480 safely in my pocket.
  • techspec
    techspec Posts: 4,464 Forumite
    melbell wrote: »
    The British Banking system doesn't use names so you can put anything and the bank won't confirm or deny it.

    Why am i always asked for my account name 'exactly as it appears on your card' then? Just wondered.
  • soolin
    soolin Posts: 74,408 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    techspec wrote: »
    I have been known to be at a cash machine at 11:59pm withdrawing money - then again at 00.01 - so 2 lots in one visit = £480 safely in my pocket.

    We are not paranoid- we just don't trust organisations!

    (just reminded me to sweep my account now before I log off)
    I’m a Forum Ambassador and I support the Forum Team on the eBay, Auctions, Car Boot & Jumble Sales, Boost Your Income, Praise, Vents & Warnings, Overseas Holidays & Travel Planning , UK Holidays, Days Out & Entertainments boards. If you need any help on these boards, do let me know.. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.
  • heman2012
    heman2012 Posts: 175 Forumite
    techspec wrote: »
    Why am i always asked for my account name 'exactly as it appears on your card' then? Just wondered.

    Because they want to know exactly who is using their service.

    But they have no way of knowing, if you have mis-matching names.
  • soolin
    soolin Posts: 74,408 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    heman2012 wrote: »
    Because they want to know exactly who is using their service.

    But they have no way of knowing, if you have mis-matching names.

    Your two statements contradict each other
    I’m a Forum Ambassador and I support the Forum Team on the eBay, Auctions, Car Boot & Jumble Sales, Boost Your Income, Praise, Vents & Warnings, Overseas Holidays & Travel Planning , UK Holidays, Days Out & Entertainments boards. If you need any help on these boards, do let me know.. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.
  • martindow
    martindow Posts: 10,620 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    techspec wrote: »
    Why am i always asked for my account name 'exactly as it appears on your card' then? Just wondered.
    Different details are needed for making a bank transfer compared with what is needed paying with a card. Bank transfer details only allow someone to pay money into an account but credit or debit card details allow someone to remove money so is much more risky.

    For a card payment with the customer not present more information is needed. Accounts can be set up differently, but they can check names, card numbers and expiry dates, CV2 numbers and registered addresses, declining transactions if details don't match,
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