New Qashqai 1.5 N-Tec+ Finance Good Deal ?

steve-L

1jim wrote: »

A little off topic but if they wish they can charge, it's a modification to the car after all and the general consensus is that they should be notified to avoid problems with any potential claim.

As for 3k, not sure that's relevant, op asked about the deal... It really is up to them how they spend their money, it's up to you how you spend yours (or not).

It's only a modification if it wasn't factory spec.
I don't know about the Vectra but I know my BMW factory SPEC comes with an option for winter wheels.

Also winter tyres are a legal requirement in most countries in Europe so what is the legal status of a insurer refusing to let you make your car road legal?
If a new UK law came out tomorrow saying that we all had to have yellow bulbs (aka old French style) would everyone need to notify their insurance they were changing the bulbs to make the car legal?

Assuming the make/model have a winter wheel option then why would this count as a mod?

steve-L

ahll wrote: »

When at the Nissan Garage this afternoon they offered me their special offer for a New Qashqai 1.5 Dci N-Tec+

The deal

Payments : £249 x 36mnths (£8,229 final payment)
Deposit : £3100 (excludes £2000 Nissan contribution)
Cash Price : £19,900
Amount Borrowed : £14,800
Total Amount paid by customer : £20,293

That is all the information they gave me.
Does this seem like a good deal ?
I have never had one of these types of agreements before is they any room to negotiate with these types of deals ?
How do you work out the interest on this they seem to have neglected to document that ?

Erm, well figures aside in general someone has to buy new cars or their would be no second hand ones.
A good deal is a wide question because it assumes you have a requirement for a new car.
Some company schemes have a requirement because it is tax efficient (and the government gives some tax breaks as otherwise we would have no used car market) but unless you are a business then I would question the whole economics of buying anything new.

Equally lease deals are just a way for the manufacturers to actually shift new stock but someone is making extra money out of you.

ahll

skipfeeney wrote: »

Is there any details on the 0% finance deal?

Being a tightwad the current 6.9% finance is holding me back from buying one, i want to keep it for 10 years so the lease plan is not suitable for me.

Thanks

Yes I looked at the 0% deal but it was worse because they wouldn't give you the £1500 off and they charged you a £450-500 Admin fee- effectively increasing the price of the car by £2K ! (or getting interest up front)

ahll

The dealer has said they will match the price given on Drive the Deal but some how they kept the GFV Price the same (effectively increasing its percentage from 38.6 to 48.6%) which seems strange since it is the same car ! I guess this means I pay more Interest though ! As they charge the 6.9% up front on the GFV value.

Still trying to work this out so if anyone know how to work out the GFV formula for a Nissan car, can you give me a shout.

Cheers

ahll

The dealer has said they will match the price given on Drive the Deal but some how they kept the GFV Price the same (effectively increasing its percentage from 38.6 to 48.6%) which seems strange since it is the same car ! I guess this means I pay more Interest though ! As they charge the 6.9% up front on the GFV value.

Still trying to work this out so if anyone know how to work out the GFV formula for a Nissan car, can you give me a shout.

Cheers