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OH stressing me out....

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Comments

  • maman
    maman Posts: 29,962 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You describe him as OH so I'd say you pool your finances and pay half of everything so half of car costs, half of your public transport, half of food......

    I would also agree some personal spending money each too.

    If you think the car is a big, unnecessary expense then tell him so.

    Potentially this is a much bigger question than the car insurance.
  • anderson8 wrote: »
    If you've been driving for a while,are over 25 and are fully comp on another insurance, then you could drive his car but would only be covered 3rd party.

    But if you're aren't then no I wouldn't give him any money

    OP -Check your insurance policy first - I am fully comp but it specifically EXCLUDES driving a car registered in a partner's / spouses name or at the same address.

    So I can drive any Tom, !!!!!! or Harry's car but not OH home from the pub :D

    edit - just seen you don't have a car yourself. Still worth noting for anyone else thinking they can can drive anyone's car 3rd party - check the insurance T&C's
    Penny: I'm a little low on cash.
    Leonard: How much you got?
    Penny: Nothing!
    Leonard: How can you walk around with no money?
    Penny: I'm cute, I get by.
  • Fire_Fox
    Fire_Fox Posts: 26,026 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Stop using his car or pay him for that journey, maybe get a supermarket grocery home delivery (from £2)? I would not pay for half of someone else's car costs unless I got regular benefit, I actively choose not to drive and not to run a car.
    Declutterbug-in-progress.⭐️⭐️⭐️ ⭐️⭐️
  • Caroline_a
    Caroline_a Posts: 4,071 Forumite
    Does he pay half of your public transport costs?
  • Seanymph
    Seanymph Posts: 2,882 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Why on earth would you pay half his insurance?

    If you are pooling finances (joint account, 'our money') then it should of course come out of the pot.

    If you are not (which this implies) then his car, his bill. Presumably he eats the food you buy on the family shop?

    I find that he drives you to the supermarket as an argument for you to pay for the insurance ridiculous - unless you only buy your own food?

    No, you aren't married, you don't have the protection of shared finances - his car, his insurance.
  • January20
    January20 Posts: 3,769 Forumite
    Debt-free and Proud!
    It's his car and, if you don't get to drive it, he should pay for his own insurance.
    LBM: August 2006 £12,568.49 - DFD 22nd March 2012
    "The road to DF is long and bumpy" GreenSaints
  • Betty2012
    Betty2012 Posts: 20 Forumite
    Ninth Anniversary 10 Posts Combo Breaker
    edited 24 November 2012 at 11:11AM
    No wonder the divorcee rate is high and theres lots of threads about the selfish public.
    People have forgotten how to share with even their nearest and dearest.
  • January20
    January20 Posts: 3,769 Forumite
    Debt-free and Proud!
    Betty2012 wrote: »
    No wonder the divorcee rate is high and theres lots of threads about the selfish public.
    People have forgot how to share with even their nearest and dearest.

    And some people just expect others to pick up the tab for them!

    If he wants a car, that is legally is, regardless of the details of their relationship, he shouldn't expect his OH to pay for part of the insurance. He's already got his sister on the insurance in order to pay less (I'd like to know if the sister gets to drive the car actually?)

    ETA: I've just seen Seanymph's post below and I may have misunderstood what you meant. Apologies if I have.
    LBM: August 2006 £12,568.49 - DFD 22nd March 2012
    "The road to DF is long and bumpy" GreenSaints
  • Seanymph
    Seanymph Posts: 2,882 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Betty do you say that because he isn't 'sharing' his car - or because the OP isn't 'sharing' the expense?
  • nearlyrich
    nearlyrich Posts: 13,698 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Hung up my suit!
    I don't pay for my OH's insurance and he didn't pay for mine when I had my own car, ( I have a company car, he doesn't pay half the income tax) I pay my own bills,he pays his and we share joint bills.

    Different things work for different relationships but there seems to be a theme on here that if both parties are not sharing everything they have a bad relationship it's just not true.
    Free impartial debt advice from: National Debtline or Stepchange[/CENTER]
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