Help needed in my concerted effort to get debt free!

Sea78

Oh FANTASTIC!!! Well done You've done so well - good luck wit the mortgage challenge and hope you had a very happy birthday!

benbenandme

Well done Dumbledore!!! :beer: Come over and join us on the mortgage-free-in-3 challenge .... you don't really have to pay your mortgage off in 3 years, just set yourself a challenge and join in!!

Dumbledore55

Hi all

I'm moving over to the MFW board now but I certainly won't be leaving this one behind due to the great tips for earning extra money and the opportunities to support others.

My final posting on this thread is my position as I start my new journey to be mortgage-free.

21st December Update

Mortgage £92,000.00
ISA £9,591.00
Overpaid £0

TOTAL OWED £82,409.00

Estimated Mortgage Free Date – December 2017

Emergencies/Sales Fund …………………….£72.40
Boots Vouchers (Cashback sites)…………….£17 (£80 spent on Xmas presents)
Amazon Vouchers (Cashback sites)………….£10
Argos Vouchers (Cashback sites)…………….£5
Tesco Vouchers…………………….………...£92.50
Nectar Points …………………………………7080 (bought £50 theatre voucher for £37.50 points)
Tesco Points…………………………………..1389
Natwest YourPoints…………………………..4783

CREDIT CARDS

Capital One - for shopping and paid off every month – 4% cashback until 28 Jan
Natwest – used if Capital One not accepted, paid off every month – Yourpoints earned.
I still can't get over the feeling of no credit card debts!

doodledo_2

Wow Dumbledore well done you! A fantastic achievement.:T

Belated Happy Birthday too.:beer:

southernscouser

Well dumble! :beer:

What a fantastic birthday present! Have a great Christmas and good luck with the mortgage busting!

always_amazed

hey, well done!!
I saw your note on the (elusive) debt free roll of honour thread, and was looking for your diary to say congrats!!

It must be a good good feeling, and on your birthday too?!?

Good luck with that morgage... maybe one day I'll see you on that board too (if only I could buy a house one day *sigh* )

always_amazed xxx

Move_To_Portugal

:T Congrats Dumbledore. It must be a lovely feeling

hypno06

Happy belated birthday and big congratulations. Debt free and making sure you stay that way!!

Happy Christmas x

Primrose

Have been following your thread for ages now. Congratulations and Well Done. But I think by far the best thing you have achieved, apart from becoming debt free, is having acquired a completely philosophy about handling your financial affairs., which will be invaluable for you in the future. How wonderful it will be for you to sleep easily at night, no longer worrying about your debts. Good luck going forward.