Housing Benefit under occupancy Help

ijwia

lighting_up_the_chalice wrote: »

I have no idea how you have drawn that conclusion from a comment about who brought the policy in. But, since you mention it, my personal opinion is that RTB should never have been brought in at all.

read what you said again it will make sense eventually, i hope

You were making a point that i was the one supporting tory policy not you! therefore by deduction that means you don't support RTB money being reinvested back in SH :rotfl::T

lighting_up_the_chalice

ijwia wrote: »

read what you said again it will make sense eventually, i hope

You were making a point that i was the one supporting tory policy not you! therefore by deduction that means you don't support RTB money being reinvested back in SH :rotfl::T

I'd rather not have RTB, which deals very neatly with the re-investment question.

ijwia

lighting_up_the_chalice wrote: »

I'd rather not have RTB, which deals very neatly with the re-investment question.

i take it that answer means yes i do support the re-investment of RTB cash back into social housing ? = inline with current conservative thinking

i thought you agreed with the policy of reducing 1 person 2 bedroom flat housing benefit ? = inline with current conservative thinking

but your not conservative ?

lighting_up_the_chalice

ijwia wrote: »

i take it that answer means yes i do support the re-investment of RTB cash back into social housing ? = inline with current conservative thinking

You need to read what I write, not what you wished I'd written.

I would have never introduced RTB, so the question of any reinvestment of RTB receipts would not have been an issue as there would have been none.

ijwia wrote: »

i thought you agreed with the policy of reducing 1 person 2 bedroom flat housing benefit ? = inline with current conservative thinking

I agree with a more efficient use of the limited resource that is Social Housing as this may help many people currently languishing on the waiting list who need such a provision. As previously stated, it would also reduce demand in the private sector, which will reduce rental levels, which will reduce the viability of many B2L properties, which will reduce house-prices, which will allow more people that first step on the housing ladder as o/occs, which would further reduce demand for rented properties etc etc etc.

I'm not sure that is quite what a Conservative government might intend.

ijwia wrote: »

but your not conservative ?

I'm sure you have been called much worse.

ijwia

answer the question for gods sake !!!

RTB has been introduced and continues to this day why wont you answer the flipping question ?

you've got to be a politician because you won't answer the question lol

Heycock

Ijwia....

The problem with trying to make a party political issue out of this is that RTB was brought in by a Conservative government but embraced by largely labour voting council house tenants. For many it was the only way to owning their own home. Life experience has convinced me the worst thing I ever did was buying a house as soon as
I left University (it stifles ambition by putting down an anchor) but it can't be denied that rightly or wrongly, the British aspiration to own their own home goes back a long time before the modern Tory party. Yes it took alot of social housing out of the market but those people who bought their council house would still have been living there for generations after denying it to others anyway. That was always a problem...social housing guarenteed for a family generation after generation, regardless of need.
For the record I do think LA's should have been allowed, even ordered to use the proceeds for further building and on that the tory project obviously failed. But the idea of RTB? In principle, yes. It also applied to private tennants.
And I am NOT a Tory.

lighting_up_the_chalice

ijwia wrote: »

answer the question for gods sake !!!

RTB has been introduced and continues to this day why wont you answer the flipping question ?

you've got to be a politician because you won't answer the question lol

OK. I do not support RTB. But I do support government investment in social housing. If you think that makes me a Tory, so be it.

sunnyone

Tamzynne wrote: »

Desperate people are being faced with losing their homes, it is sad regardless of who is affected.

We are bringing up our grandchildren after the little boy had his arm broken and was beaten black and blue by his sperm donor. Little boy is autistic. Guess what? Guy who did it got away with it on a technicality..........that poor child has had no justice, he still has nightmares.

I am fortunate enough to live in an extremely adapted house with a through floor lift (I use a power chair, have MS) and there are no other options for us. My husband lost his job through a spinal injury, I lost mine through kidney failure and progressively deteriorating multiple sclerosis. We have been unable to find another one.

No other houses in our area are adapted enough and vacant, we have looked at privately renting as well as social housing. Our daughter and her partner(both work and live in privately rented housing) provide us with physical support so we are reluctant to move too far away (and we have looked up to 50 miles away!).

I can understand both sides, it is a tough change, many of the affected people will be disabled people or people who have lost their job recently. An older couple live next door in 3 bedrooms but only use 1, I am grateful they are not affected - they find it much more difficult to adapt now.

We have no choice, there is no place for us to go - as for the extra funding I use mine to pay for a manual chair that is light enough to move and get in and out of a car. I also maintain and save for a suitable power chair, the one wheelchair services supplied kept falling off the path over the kerb even on a slight slope. I also fund a lot of my catheter supplies myself.

Yes it is right that both social housing and private rented housing benefits should be in line with each other. People are just thrown into panic and become desperate, desperate people faced with losing their homes are not going to be reasonable. Some of them are terrified.

Speak to your neighbourhood manager, ask your council about DHP (discretionary housing payment) which the government has set aside to help those most in need. Failing that the only choice you have is to pay or get into debt.

Speak to Citizens Advice if you are desperate.

No idea what else to suggest but I hope you all find your own way through whatever it is you are going through.

I am severely disabled and both my manual and powerchairs are supplied by the NHS, the NHS only supply them when you pass all the assessments too prove that you physically need them, if your NHS powerchair/manual chair is unsuitable tell them so you can be reassessed, the same for any pressure cushions/pressure relieving pads that you need.

The NHS fund all catheter supplies, if you are not getting what you need you must talk to you urologist/district nurse. I get "extras" from my prescription provider in with my delivery each month, they ask me every month via email what I need and then my supplies are delivered shortly afterwards.

I am an expert on catheters now after so long using them, I have a SPC currently and I have had problems urinating for over 20 years now so I have tried a mulitiude of treatments so PM me if you need help on that front.

seven-day-weekend

Morlock wrote: »

Let's have a look at possible reasons why there is a housing crisis:



Oh look, it's mainly caused by under-occupancy in the owner-occupier section of the housing market.

Just noticed this in response to my post.

OK. So we have two spare rooms (three if you count the fact that we have two rooms downstairs ).

So what are we supposed to do about this? We have paid for our house ourselves with no-one else's help. We have had various lodgers over the years. Our son, his girlfriend and their friend lived in it for eight years while we were in Spain. We're now back, son has bought his own flat and lives there with his girlfriend, their lodger has returned to his parents. We live in OUR house, paid for with OUR money on our own, just a couple of people in their 60s.

Tell you what, maybe we should sell it and move into a bedsit. Just a few problems there. What about our widlife pond, lovingly nurtured for nearly forty years and housing breeding colonies of frogs and dragonflies? Where will my husband put his motorcycle and kayak? Where will we both put our cycles?

We have paid for the privilege of living in this little terraced house on the outskirts of the city centre and we are going to keep it. When we no longer require it we will move, but even then it will be to a two-bedroomed flat or bungalow.

No bedsit for us, thanks.

(Edited to add : We are on no means-tested Benefits, and pay our own Council Tax).

sunnyone

seven-day-weekend wrote: »

Just noticed this in response to my post.

OK. So we have two spare rooms (three if you count the fact that we have two rooms downstairs ).

So what are we supposed to do about this? We have paid for our house ourselves with no-one else's help. We have had various lodgers over the years. Our son, his girlfriend and their friend lived in it for eight years while we were in Spain. We're now back, son has bought his own flat and lives there with his girlfriend, their lodger has returned to his parents. We live in OUR house, paid for with OUR money on our own, just a couple of people in their 60s.

Tell you what, maybe we should sell it and move into a bedsit. Just a few problems there. What about our widlife pond, lovingly nurtured for nearly forty years and housing breeding colonies of frogs and dragonflies? Where will my husband put his motorcycle and kayak? Where will we both put our cycles?

We have paid for the privilege of living in this little terraced house on the outskirts of the city centre and we are going to keep it. When we no longer require it we will move, but even then it will be to a two-bedroomed flat or bungalow.

No bedsit for us, thanks.

(Edited to add : We are on no means-tested Benefits, and pay our own Council Tax).

Same here, we paid for OUR home, with OUR money without any help from anyone and we recieve no means tested benefits so we pay our own council tax without handouts (I do recieve a council tax band reduction due to needing a wheelchair indoors), we are underoccupied as we only use three of the our five bedrooms (and like you we have a dining room which is suitable for a bedroom, this is for me to move into if the need arises because of my disabilities) and under social housing rules we would only require two bedrooms, we paid more of OUR money for OUR home and we also pay more of OUR money on council tax because of our choices.

If we ever choose to move it will be to a home of OUR chooseing, that's because you have a choice when you buy anything from food to clothes to homes where as when you renting you have to choose from whats available and when you are asking for the states help to pay your rent you rightly have a much more limited choice than people able to pay their own rent because of free market priciples (supply and demand)