Housing Benefit under occupancy Help

lighting_up_the_chalice

barnaby-bear wrote: »

I think the private sector expectation that lodging or living in a shared house is changing the average expectation and that social tenants are a bit out of touch with average thought. I don't think anyone thinks a house for life with granny hanging on in that 3-bed and then an inherited tenancy is the way to go.... but originally social housing was open to all not means tested (but not living in sin or single mums), doctors could apply on the same rating as the binman (and did), the unemployed were actually marked down....

Social Housing providers now have the power to give those in low paid employment a priority when bidding. Many are discussing it in a very positive way.

lighting_up_the_chalice

john539 wrote: »

or they become homeless & move onto streets.

Many in the private rented sector whilst on benefits manage to pay a much less modest shortfall from their income. Why do you feel that those in Social Housing are inherently less capable?

ijwia

my 2nd heart attack i blame firmly on the stress of moving home

i am not looking forward to another

i dont want to be a burden but i am being made to feel like one

and i came here for help and advice got some and also some

deal with it and tough titty attitudes

it actually feels like you guys are making the policies by your responces to my circumstance

im glad i have no children i wouldnt want to bring them into this vengeful society

nannytone_2

but under the present rule changes granny is still hanging onto her 3 bed house ...

the majority of under occupiers are people that arent affected by these changes.

in principle, it seems a very good idea. but in paractice will mean a lot of harship and heartache for a lot of people.

my friends daughter seperated from her husband ( he walked out for someone else)
she is in a 3 bed property (HA)
she has 2 chilfren. a boy of 7 and a girl of 5.
she has asked to be moved as she cant aford the increase, in 2 years time she will be entitled to a 3 bed and so will move again.
the funny things is, that because we rent from 2 different HA's, her 3 bed rent is actually cheaper than my 2 bed rent& bibe being £90 a week abs gers £78 a week)

so if she moved into my place, she would cost the taxpayer more and have 2 moves, with related costs, to worry about within a 2 year period.

and if she gets help with moving costs?

more waste!

john539

barnaby-bear wrote: »

The majority are in the private sector and whilst most of us see it as a good thing, paying for spare rooms we couldn't aspire to on tenure we couldn't goes a bit too far.... encouraging the best possible use and lowering the overall private LHA bill has to be done... as long as every unit is filled and preferably not under capacity it will help; those like the OP who do take in a lodger will make the private sector a bit more affordable and competitive. It's too precious a resource. I also think pensioners in 3/4 bed council houses should be forced to move....

This only shows how desperate situation has become with shortage of housing & high cost.

I don't think punishing & victimising those in social housing who maybe in difficulty who are least able to pay & to move is way to go and will solve this problem in any way.

It's ideological claptrap pushed by government, which desperate people latch onto as something to blame contributing to problems in private market.

The private market is fckd, that's what clueless Tory government needs to tackle, not ideological persecution of social policies.

It's misleading nonsense that people latch onto.

lighting_up_the_chalice

ijwia wrote: »

my 2nd heart attack i blame firmly on the stress of moving home

i am not looking forward to another

i dont want to be a burden but i am being made to feel like one

and i came here for help and advice got some and also some

deal with it and tough titty attitudes

it actually feels like you guys are making the policies by your responces to my circumstance

im glad i have no children i wouldnt want to bring them into this vengeful society

The reality is that will have to "deal with it", much as so many others will, because it will happen with or without your approval. This policy has been well publicised and should come as no surprise to anyone. Perhaps now might be a good time to see if you can put an amount equivalent to the shortfall expected in a jar each week. That way, when the time comes, you will have a few quid saved and know if you can afford/manage it.

lighting_up_the_chalice

nannytone wrote: »

but under the present rule changes granny is still hanging onto her 3 bed house ...

the majority of under occupiers are people that arent affected by these changes.

in principle, it seems a very good idea. but in paractice will mean a lot of harship and heartache for a lot of people.

my friends daughter seperated from her husband ( he walked out for someone else)
she is in a 3 bed property (HA)
she has 2 chilfren. a boy of 7 and a girl of 5.
she has asked to be moved as she cant aford the increase, in 2 years time she will be entitled to a 3 bed and so will move again.
the funny things is, that because we rent from 2 different HA's, her 3 bed rent is actually cheaper than my 2 bed rent& bibe being £90 a week abs gers £78 a week)

so if she moved into my place, she would cost the taxpayer more and have 2 moves, with related costs, to worry about within a 2 year period.

and if she gets help with moving costs?

more waste!

If she moved into yours, she would free up a 3 bed for someone in private rent. If they are in receipt of LHA, that would be a significant saving. It would also reduce the private rented market further reducing rents and saving even more LHA. Even if they are not claiming LHA, the money saved from their own pockets could go into the local community, creating wealth and more employment which will even further reduce the overall LHA bill.

This is policy. Policy is never about individual circumstances.

Heycock

MAZZA111....HB/LHA provisions explicitly state no allowance for extra bedroom need for disability/carer unless the carer is from outside the family and stays over (I think) at least 3 nights a week. So screw the couple where one is the carer but who can't share a room for sound medical reasons. They still get the one room rate. When this was pointed out to Ian Duncan Smith he responded that this was never the intention...Oooops! but he'd look at it again. He hasn't.
Many LAs are using the same rules for housing allocation but this is discretionary... I've managed to get on the permitted bidding group for 2 bed properties but I think it was pure charm that did it. IF we ever get the much wanted switch into Social housing we'll still only get the one room rate. But I accept that. We'd still be paying a lot less rent than we do now for a comparable private sector property. My main motivation to get out of the private into social is for the security of tenure.

northerntwo1

nannytone why would she move again? I shared a room with my sibling and when we got to an age I slept on the sofa.

Your friend won't be forced to move to a larger house, it will be her choice and by then her children will be older and so I would hope she would have found a job.

Why does she not work?

lighting_up_the_chalice

john539 wrote: »

This only shows how desperate situation has become with shortage of housing & high cost.

I don't think punishing & victimising those in social housing who maybe in difficulty who are least able to pay & to move is way to go and will solve this problem in any way.

It's ideological claptrap pushed by government, which desperate people latch onto as something to blame contributing to problems in private market.

The private market is fckd, that's what clueless Tory government needs to tackle, not ideological persecution of social policies.

It's misleading nonsense that people latch onto.

People need to understand that we are in the middle of a HOUSING crisis. Every sector, private rented, social housing, owner/occ, plays a part. To regard any sector as isolated is foolish in the extreme.