Housing Benefit under occupancy Help

lighting_up_the_chalice

sunnyone wrote: »

A small amount may have but most of us havnt

Or capital gains tax relief? You ALL get that.

Dunroamin

mazza111 wrote: »

That's unfair that u brought that up. It's what he was given not what he asked for. His house was demolished, he got offered this house, should he have refused on the grounds that there maybe a more needy family?

Does everybody whose house is demolished get given another one by the council? Don't most people buy something else with the insurance or the compensation payment or whatever?

Whatever the background, if someone's had the luck to be housed inappropriately for 7 years, perhaps it would be as well to be grateful for this and not be so bloody minded about maintaining the status quo.

lighting_up_the_chalice

northerntwo1 wrote: »

Not all, some will never make a profit and are in neg eg so there is no gain, can we offset our losses against tax if we sell?

Why not? BTLs do it all the time. Quite a few of you property owners with their fingers in the public purse, huh?

lighting_up_the_chalice

Dunroamin wrote: »

Does everybody whose house is demolished get given another one by the council? Don't most people buy something else with the insurance or the compensation payment or whatever?

Whatever the background, if someone's had the luck to be housed inappropriately for 7 years, perhaps it would be as well to be grateful for this and not be so bloody minded about maintaining the status quo.

If you live in social housing, you are protected by a secure tenancy. As such, should your housing provider need to demolish your home to develop an area, they have a duty to provide an alternative in order to comply with the agreed tenancy terms. Tenants usually get a modest disturbance allowance as well.

northerntwo1

lighting_up_the_chalice wrote: »

Why not? BTLs do it all the time. Quite a few of you property owners with their fingers in the public purse, huh?

There is no public purse and no Buy To Let, just a rise in house prices that cannot be recouperated unless the market rises again. Whether you like to believe it or not, some people have never had any tax gains from owning their own home and for some this is a massive milestone hanging round their neck.

lighting_up_the_chalice

northerntwo1 wrote: »

There is no public purse and no Buy To Let, just a rise in house prices that cannot be recouperated unless the market rises again. Whether you like to believe it or not, some people have never had any tax gains from owning their own home and for some this is a massive milestone hanging round their neck.

The original point made was.....

sunnyone wrote: »

Owner occupiers have not benefit from the goverment tax wise since MIRAS.

Which was amended to......

sunnyone wrote: »

A small amount may have but most of us havnt

And now we get to.......

northerntwo1 wrote: »

Whether you like to believe it or not, some people have never had any tax gains from owning their own home

But the truth is that MOST have.

northerntwo1

Most over a certain age have (and yes I personally may have as I have equity but am in my forever home and only purchase with no intent to sell yet), yet my friends would not call this benefitting. Many are in neg eq to over £40,000 and as such fail to see any benefit to owning a home at all unless the housing market increases.

nannytone_2

i would assume that the demolished property was owned by the local authority.

yet again dunroamin, i will repeat myself, as you persist in thinking that making someone move 20 or 30 niles to find suitable accomodation is acceptable.

I previously stated, that the HA from which i rent, only has 1 bed properties 20 miles from where i live.

the only properties they have in my county are the ones i live in. so i would need to move to a different county.

that would mean, not only would i be in a totally unfamiliar place, surrounded by people i dont know ...
but also that my hard fought for care package from social services would be null and void, as i would no longer come under their area.

the area i live in now has a very good social services record. the chanves are, i would receive little or no replacement care in the new area.

the area i am in now has only one 1 ved private let... and the rent on that flat has increased by £20 a week since the previous tenant left and its current readvertisement.
i know this for a fact, as i was going to sign a tenancy agreement on the property the day after i was lucky enough to be offered the property i now live in.

at the time the rent was £90 ...it is now $110. the LHA rate is £87

the rent on my flat is £90 a week, so the better option is to stay put ... and thats without bringing up the issue of a secure tenancy.

i'm looking at having to find £12ish a week to top up my rent, plus £5.50 a week for council tax. not a vast amount, but that is 1/7th of my total income.

and with the changes to universal credit and PIP coming up ... its highly likely that my income will drop also.

i remind you that i am nit in a position to better myself financially, so we're not talking about enduring a peropd pf hardship such as people that have temporarily found themselves out of work are looking to endure ( and they have my sympathy because living at existance levels is awful for any period of time)this is as good as our lives will ever be.

so dont keep telling me thaat loving away from everything and everyone familiar is something i should be prepared to do!

#i wish to god, someone would take you to the middle a town that you dont know, blindfole you and then see how well you would manage!

Dunroamin

lighting_up_the_chalice wrote: »

If you live in social housing, you are protected by a secure tenancy. As such, should your housing provider need to demolish your home to develop an area, they have a duty to provide an alternative in order to comply with the agreed tenancy terms. Tenants usually get a modest disturbance allowance as well.

The OP didn't say he lived in social housing previously, he said "his house" was demolished.

Dunroamin

nannytone wrote: »

i would assume that the demolished property was owned by the local authority.

yet again dunroamin, i will repeat myself, as you persist in thinking that making someone move 20 or 30 niles to find suitable accomodation is acceptable.

I previously stated, that the HA from which i rent, only has 1 bed properties 20 miles from where i live.

the only properties they have in my county are the ones i live in. so i would need to move to a different county.

that would mean, not only would i be in a totally unfamiliar place, surrounded by people i dont know ...
but also that my hard fought for care package from social services would be null and void, as i would no longer come under their area.

the area i live in now has a very good social services record. the chanves are, i would receive little or no replacement care in the new area.

the area i am in now has only one 1 ved private let... and the rent on that flat has increased by £20 a week since the previous tenant left and its current readvertisement.
i know this for a fact, as i was going to sign a tenancy agreement on the property the day after i was lucky enough to be offered the property i now live in.

at the time the rent was £90 ...it is now $110. the LHA rate is £87

the rent on my flat is £90 a week, so the better option is to stay put ... and thats without bringing up the issue of a secure tenancy.

i'm looking at having to find £12ish a week to top up my rent, plus £5.50 a week for council tax. not a vast amount, but that is 1/7th of my total income.

and with the changes to universal credit and PIP coming up ... its highly likely that my income will drop also.

i remind you that i am nit in a position to better myself financially, so we're not talking about enduring a peropd pf hardship such as people that have temporarily found themselves out of work are looking to endure ( and they have my sympathy because living at existance levels is awful for any period of time)this is as good as our lives will ever be.

so dont keep telling me thaat loving away from everything and everyone familiar is something i should be prepared to do!

#i wish to god, someone would take you to the middle a town that you dont know, blindfole you and then see how well you would manage!

You seem to have fallen into the wrong thread. We're discussing the OP's situation and, AFAIK, he has no problems with his sight and the question of how far he might need to move to find an appropriate property hasn't been mentioned.

Sometimes it isn't all about you.