How are gfs benefits affected if she came to live with me?

Dunroamin

Iamdave wrote: »

Surely any man or woman has the right to protect themselves in the early stages of living together.

But why not wait to move in together until the relationship has strengthened to the level where you don't feel the need to protect yourself?

198melb

I have been separated from my husband for 3 years and have claimed ctc for 2 of them we are financially connected as we have a mortgage together on the house I live in with my son, I have had a letter from the ctc people to say they are working with credit reference agencies and they believe my husband is living with me . He's not but he is still paying towards the motgafe and dents neither one of us can afford to buy the other out if we sell I will be homeless and probably in a worse financial situation , not sure what I should do ...

Poppie68

198melb wrote: »

I have been separated from my husband for 3 years and have claimed ctc for 2 of them we are financially connected as we have a mortgage together on the house I live in with my son, I have had a letter from the ctc people to say they are working with credit reference agencies and they believe my husband is living with me . He's not but he is still paying towards the motgafe and dents neither one of us can afford to buy the other out if we sell I will be homeless and probably in a worse financial situation , not sure what I should do ...

You need to post again starting your own thread. Also this OPs situation is totally different to yours.

Blue22

Hi Dave

As others have said once your GF and her child move in, the state will expect you to support them both because you will be classed as 'living together as husband and wife'

IMO it's very unfair because she could move in with her Father, Brother or male friend (or a female relative/friend) and keep all her Tax Credits and probably a good amount of Housing Benefit too. But that's how it is, so do be aware of the commitment that is expected of you. If you decide that it is too much to take on then don't feel bad about that decision. In all honesty, I don't think I could ever do it for another persons child no matter how much I loved their parent.

As far as your house is concerned, I agree that she would be unlikely to profit from the value of the house if you were to split but I do know of a man who was served a court order to leave his house when he separated from his girlfriend. She had children and no where else to go and as children are always a priority he had to leave. A rent book would have made no difference.

Anyway good luck with what you both decide.

Bluemeanie_2

Iamdave wrote: »

And his degree is in something like leisure or some sports thing. Not exactly a booming pay area. Coupled with his laziness I'd doubt he'll ever be Ian high paying job. I'd prefer to pay for the child really anyway coz the bloke is a waste of space imo

Unfortunately, your GF was stuck with him and his laziness etc when she CHOOSE to have a child with him in those circumstances.

Iamdave

Child wasn't planned, she opted to keep the child and then moved back home shortly after.

zzzLazyDaisy

Dave, you do not have to explain your (or your gf's) situation or life choices on a public forum. They are not relevant to the advice your were seeking in your original post. To be honest, I doubt that you are going to get any more advice/information of any value. Good luck. Dx

Bluemeanie_2

Iamdave wrote: »

Child wasn't planned, she opted to keep the child and then moved back home shortly after.

She still CHOOSE to have a child with him, whether it was "planned" or not. Knowing what the circumstances were with regards to him being lazy. Unfortunately, when you make a bad choice, you have to pay the consequences. Or rather in your GF's case the taxpayer has too.

fawd1

Bluemeanie wrote: »

She still CHOOSE to have a child with him, whether it was "planned" or not. Knowing what the circumstances were with regards to him being lazy. Unfortunately, when you make a bad choice, you have to pay the consequences. Or rather in your GF's case the taxpayer has too.

It may just be me, but you seem quite rude in this post. I don't understand what point you're trying to get at? The OP has clearly stated that his GF works, he works and he is willing to support them both. He just wants to know what the situation is in regards to her current finances and how much they will change. So, the "taxpayer" that you talk about paying for GF's child includes both the OP and his GF as they are both working and paying tax. Tax credits are in fact there exactly for people like the OPs girlfriend, people who work and need a bit of extra help. As an aside, it's CHOSE, not CHOOSE, in this context. As in She CHOSE to have a child with her ex, she would not CHOOSE to have a child with you.

zzzLazyDaisy

(Text removed by MSE Forum Team)

The OP has stated more than once that he has no problem with supporting the gf and child, and there is no question of her not moving in because she will lose benefits, and expecting the tax payer to support her instead. OP was simply asking what the effects will be when she does move in. Which is a perfectly reasonable question to ask.

This board is for advice and information on benefit entitlement. If you wish to debate the rights and wrongs of the current benefits system, or the morals or otherwise of the people who claim what they are entitled to under that system, you should take your opinions to the discussion board.