How are gfs benefits affected if she came to live with me?

Mojisola

Fire_Fox wrote: »

You can't decide that, the DWP/ council will. They won't be living as lodger and landlord in separate rooms, all their possessions stored separately, not cooking or eating together. These are the sorts of things the powers-that-be look at when determining couple status.

That's the point I was making.

p00hsticks

Iamdave wrote: »

A mate of mine is currently in the situation where he bought a house about the same time as me, his gd moved in and they now split up and the house he saved for and has paid for is being divided off him.

I suggest you get proper legal advice on this if it concerns you, but my feeling is that you'd be better off simply not accepting any money from her, whether you call it 'rent' or not - simply to carry on paying the mortgage and all bills yourself from your own bank account. Then she has little grounds in the event of a breakup to argue that she has contributed financially and therefore has a claim on the property.

If she likes to be as financially independent as you claim, then her way to achieve this is by gonig out and earing an income of her own, helped by Child Benefit and Child Maintenance from the father of her child - not by being supprted by either you or the taxpayer.

shop-to-drop

She needs to get the childs father to contribute.

Fire_Fox

Iamdave wrote: »

She gets nothing from the child's father.

The rent book is not so she can claim any sort of benefit fraud etc it is to protect my asset in the house not because I don't see the relationship going anywhere etc but because I saved and worked for 5 years to buy the house.

If the relationship was to break-up for whatever reason in the early stages of her moving in then at least I'd be protected. Obviously as I hope we do stay together and things work out then we wouldn't have a rent book.

A mate of mine is currently in the situation where he bought a house about the same time as me, his gd moved in and they now split up and the house he saved for and has paid for is being divided off him.

The main reason I asked is as she's very Independant especially when it comes to the financials that she would earn enough to support her own lifestyle without having to ask me for money. Thought maybe that she would still get child benefit at a higher rate as she is not my child (not that that is relevant to me) and the father contributes nothing.

Why doesn't the father contribute? It's his baby not the taxpayers. Is he being chased by the CSA? This is worth setting into motion even if he is on benefits or prone to disappearing - payments can be backdated so she could get a nice lump sum. If she doesn't want to spend that she could save it for the baby's future.

FBaby

You (she and her) can't have it both ways. If you want to remain financially independent from each other at least for some time after moving together you will need to budget accordingly. It might mean an agreementthat you contribute more towards the bills out it might mean she takes on more hours increasing her income. She gets the luxury to only work 16 hours currently not because she is a mum but because she is single. moving together means you can either support her financially our you can help with childcare so she can work longer hours.

nannytone_2

if you arent married, and her name isnt pn the mortgage, she would have no claim on your assets anyway.

its a myth that there is some kind of 'common law wife', that would allow her to claim against you if you split up.

unless she could prove that she had contributed towards the mortgage payments, then she would walk away with nothing

midnight_express

Who said romance was dead ?

midnight_express

Living on benefits is not being independent.

Mojisola

Fire_Fox wrote: »

Why doesn't the father contribute? It's his baby not the taxpayers. Is he being chased by the CSA? This is worth setting into motion even if he is on benefits or prone to disappearing - payments can be backdated so she could get a nice lump sum. If she doesn't want to spend that she could save it for the baby's future.

Payments won't be backdated - the claim will start when she opens the case with the CSA.

xylophone

Why don't you both keep your independent living arrangements until you are certain that you want to make a commitment to each other, maybe even marry?

This would seem the wiser choice for everybody, not least the child?