How are gfs benefits affected if she came to live with me?

sharp910sh

Why are you charging her rent? Why do you not just give her less money. Rather than charge her rent. Live as a whole, you pay for the kid.

northerntwo1

So you are going to give her for example £100 a month then charge her £25 rent?

Are you aware her income will go down to £20 per week child benefit plus income from wages, less childcare. She will receive zero assistance other than child benefit. Also this year Child Benefit is £50,000 next year it could be £40,000 so even this should not be counted on.

Mojisola

Iamdave wrote: »

thanks for your help guys, i wouldn't be asking the gf for much anyway. I was always taught 1 weeks wages for mortgage/rent and 1 weeks wages for bills then 2 weeks wages for you which is what i live too.

So i'll only ask of the g/f a weeks wages

This is a bit of blunt instrument when you have the fixed costs of a child to pay out.

How about looking at it from the other side - what is she spending weekly? She may decide that she can't afford to move in with you if it's going to leave her short.

zzzLazyDaisy

Mojisola wrote: »

How about looking at it from the other side - what is she spending weekly? She may decide that she can't afford to move in with you if it's going to leave her short.

If she is on minimum wage, once she loses her tax credits and childcare support, she may find that she is left with very little income from working, as the hourly rate for childcare is often higher than minimum wage.

OP you really need to sit down with your gf and work out how much she is going to lose when she moves in with you, if you are going to expect her to pay a week's wages to you each month, she is likely to be left with nothing once childcare, travel costs and other work expenses are taken into account. That's before she even starts on the expenses of clothing and caring for her child.

Dunroamin

zzzLazyDaisy wrote: »

If she is on minimum wage, once she loses her tax credits and childcare support, she may find that she is left with very little income from working, as the hourly rate for childcare is often higher than minimum wage.

.

You may well be right but the OP doesn't say anything about paying for childcare (unless I've missed it) - it could be a friend or relative that's doing this.

Bluemeanie_2

She won't have an extra property to run though. i.e. gas electric two lots of cleaning stuff etc etc

Iamdave

If she was left short then obviously I wouldn't ask for anything, just trying to work out the ifs ands and buts at present. Child care wouldn't be a problem as I work shift, her parents and gv working part time there'd be very little requirement for child care.

And his degree is in something like leisure or some sports thing. Not exactly a booming pay area. Coupled with his laziness I'd doubt he'll ever be Ian high paying job. I'd prefer to pay for the child really anyway coz the bloke is a waste of space imo

Loanranger

Who pays for the food, the utilities, the car, the holidays? Have you really thought this through?
I don't think you should be involving the taxpayer in your scheme before you involve the person responsible for the child.

Dunroamin

Iamdave wrote: »

If she was left short then obviously I wouldn't ask for anything, just trying to work out the ifs ands and buts at present. Child care wouldn't be a problem as I work shift, her parents and gv working part time there'd be very little requirement for child care.

And his degree is in something like leisure or some sports thing. Not exactly a booming pay area. Coupled with his laziness I'd doubt he'll ever be Ian high paying job. I'd prefer to pay for the child really anyway coz the bloke is a waste of space imo

15% of even a NMW job will bring a useful £30 into the household.

Iamdave

Loanranger wrote: »

Who pays for the food, the utilities, the car, the holidays? Have you really thought this through?
I don't think you should be involving the taxpayer in your scheme before you involve the person responsible for the child.

What is your problem?>

It's not any sort of scheme. It's fact finding so she/we aren't claiming anything we're not entitled to and perhaps are claiming what we are entitled to (i.e. Child maintenance from the father).

I pay the bills, I can afford to pay the bills, my opinion is that if someone is fit to work then they should do so and not claim excessive benefits (the g/f is much better off financially at present than when not working). If it becomes clear that it would be of no benefit to her to work when she lives with me due to childcare costs or something else then we'd happily live off my wage.

This isn't a thread started to see how much i can milk from the system or my girlfirend, its about getting the facts, those questioning where's the romance? whats romance got to do with it?

Surely any man or woman has the right to protect themselves in the early stages of living together.