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Pay off as much as you can in 2013 challenge

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  • I know what you mean about overdrafts they are a nightmare to pay off when you use that account for wages etc you seem to forget its a negative wealth. I will be very happy when ive paid and closed mine lol xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Hi, can I join please? I want to pay off £10,000 during 2013.
    BC: £2000/£3800 S Loan 1: £4973.37/£7000 S Loan 2: £6884.13/£9000 Next:[STRIKE] £0/£280 [/STRIKE]OD: [STRIKE]£0/£500[/STRIKE]
    Student OD: [STRIKE]£0/£2000[/STRIKE] Partner OD:[STRIKE]£0/£600[/STRIKE]Joint OD:[STRIKE]£0/£950[/STRIKE] Car: £9424/£9901 Mort: £77000/£79000
    Total Debt exc mort£23281.15/£34,031 31% paid off
    POAMAYC2013 £694.99/£10000 target £14112.50
    NSDS NOV10/10 DEC 10/10 JAN9/10 no.of debts [STRIKE]9[/STRIKE] 4
  • Happytogetdebtfree - finding it's a common problem .... glad it's not just me at least!

    Just looked at your sig and had to say - wow! congratulations on what you've achieved so far & in a relatively short space of time!:T

    My "disposable" income is only around £50 / month :eek: so it'll take me ages to pay this back .... or I need to get inventive!;)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • leictina
    leictina Posts: 297 Forumite
    100 Posts
    Have you room for another :)....

    Seem to have made a bit of a mess again :o - had to replace my car (old one should've done another 4 years but needed an automatic after surgery so no option to change:().

    Managed to do it without resorting to a loan & c/cards being paid in full each month ... but the ODs taken a big hit again.

    It's about to take another hit as I had "borrowed" from my budgeting pots to try to prop it up :obut now need to pay them back as the money is needed .....

    Hoping this may help me get rid of it - I find an OD so much harder to pay back than a c/card for some reason ... anyone else the same?:o

    Not quite sure what the balance will be by the NY but prob around the £900 mark :eek:

    Added! - remember to let me know what your target is at the end of the year.

    Good luck with your debt busting...
    LBM @ 01.01.12 TOTAL DEBT = £13301.77. LH number 320
    POAMAYC in 2013 #1 : £54.53/£10159.90
    1% challenge - 7% paid off.
    DFD @ 31.07.13 is April 2017 (45 months to go!)
  • leictina
    leictina Posts: 297 Forumite
    100 Posts
    Hi, can I join please? I want to pay off £10,000 during 2013.

    Added!

    Good luck with your debt busting...
    LBM @ 01.01.12 TOTAL DEBT = £13301.77. LH number 320
    POAMAYC in 2013 #1 : £54.53/£10159.90
    1% challenge - 7% paid off.
    DFD @ 31.07.13 is April 2017 (45 months to go!)
  • leictina wrote: »
    Added! - remember to let me know what your target is at the end of the year.

    Good luck with your debt busting...

    Brilliant .... and thanks for running the thread:T
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Thank you :) i wish it could have been more but every little helps, good luck on your journey :) x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Hi and welcome :-) good luck with your journey xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Tiglath
    Tiglath Posts: 3,816 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Debt-free and Proud!
    Sorry, can I increase my goal again to £12,000 please? Member #17. I've done some more number-crunching and it's looking like I'll be able to pay off close to £14k which will halve my outstanding debt, but I'd like to leave myself a bit of wiggle-room while still having a challenge.
    "Save £12k in 2019" #120 - £100,699.57/£100,000
  • :hello:can I join please:D gotta long way to go but could you put me down for

    £10, 000 please thankyou :D
    There is always light at the end of the tunnel

    I've got a long journey to reach it

    But I will one day with a little help
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