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Pay off as much as you can in 2013 challenge
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I know what you mean about overdrafts they are a nightmare to pay off when you use that account for wages etc you seem to forget its a negative wealth. I will be very happy when ive paid and closed mine lol xxI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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Hi, can I join please? I want to pay off £10,000 during 2013.BC: £2000/£3800 S Loan 1: £4973.37/£7000 S Loan 2: £6884.13/£9000 Next:[STRIKE] £0/£280 [/STRIKE]OD: [STRIKE]£0/£500[/STRIKE]
Student OD: [STRIKE]£0/£2000[/STRIKE] Partner OD:[STRIKE]£0/£600[/STRIKE]Joint OD:[STRIKE]£0/£950[/STRIKE] Car: £9424/£9901 Mort: £77000/£79000
Total Debt exc mort£23281.15/£34,031 31% paid off
POAMAYC2013 £694.99/£10000 target £14112.50
NSDS NOV10/10 DEC 10/10 JAN9/10 no.of debts [STRIKE]9[/STRIKE] 40 -
Happytogetdebtfree - finding it's a common problem .... glad it's not just me at least!
Just looked at your sig and had to say - wow! congratulations on what you've achieved so far & in a relatively short space of time!:T
My "disposable" income is only around £50 / month :eek: so it'll take me ages to pay this back .... or I need to get inventive!;)Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
rising_from_the_ashes wrote: »Have you room for another
....
Seem to have made a bit of a mess again- had to replace my car (old one should've done another 4 years but needed an automatic after surgery so no option to change:().
Managed to do it without resorting to a loan & c/cards being paid in full each month ... but the ODs taken a big hit again.
It's about to take another hit as I had "borrowed" from my budgeting pots to try to prop it upbut now need to pay them back as the money is needed .....
Hoping this may help me get rid of it - I find an OD so much harder to pay back than a c/card for some reason ... anyone else the same?:o
Not quite sure what the balance will be by the NY but prob around the £900 mark :eek:
Added! - remember to let me know what your target is at the end of the year.
Good luck with your debt busting...LBM @ 01.01.12 TOTAL DEBT = £13301.77. LH number 320
POAMAYC in 2013 #1 : £54.53/£10159.90
1% challenge - 7% paid off.
DFD @ 31.07.13 is April 2017 (45 months to go!)0 -
rachyroo1985 wrote: »Hi, can I join please? I want to pay off £10,000 during 2013.
Added!
Good luck with your debt busting...LBM @ 01.01.12 TOTAL DEBT = £13301.77. LH number 320
POAMAYC in 2013 #1 : £54.53/£10159.90
1% challenge - 7% paid off.
DFD @ 31.07.13 is April 2017 (45 months to go!)0 -
Added! - remember to let me know what your target is at the end of the year.
Good luck with your debt busting...
Brilliant .... and thanks for running the thread:TGrocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Thank you
i wish it could have been more but every little helps, good luck on your journey
x
I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680 -
Hi and welcome :-) good luck with your journey xxI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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Sorry, can I increase my goal again to £12,000 please? Member #17. I've done some more number-crunching and it's looking like I'll be able to pay off close to £14k which will halve my outstanding debt, but I'd like to leave myself a bit of wiggle-room while still having a challenge."Save £12k in 2019" #120 - £100,699.57/£100,0000
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:hello:can I join please:D gotta long way to go but could you put me down for
£10, 000 please thankyouThere is always light at the end of the tunnel
I've got a long journey to reach it
But I will one day with a little help0
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