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Pay off as much as you can in 2013 challenge

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  • mummybearx
    mummybearx Posts: 1,921 Forumite
    Leictina,

    Can you please up my debt -

    Zepsgal £3000

    Thank you!
    Can't think of anything smart to put here...
  • Hi Can I join please.

    Our total Debt is 17k but doubt I have ANY chance of pay all that off in one year so going to aim for paying half of it off. so can you please sign me up for:-


    StressedSteph 8.5K


    Many thanks xx
  • leictina
    leictina Posts: 297 Forumite
    100 Posts
    Can I please join in with this challenge ive just signed up for some savings challenges but this is the 1 I need to get to grips with im slipping back out of the black after working so blooming hard to get rid of 90% of my debts luckily hubby has gone fulltime recently from partime work so I will dig into my paperwork and post an ammount on sunday If thats ok , good luck everyone x

    Added! - dont forget to let me know your target at the end of the year.

    Godd luck with your debt busting....
    LBM @ 01.01.12 TOTAL DEBT = £13301.77. LH number 320
    POAMAYC in 2013 #1 : £54.53/£10159.90
    1% challenge - 7% paid off.
    DFD @ 31.07.13 is April 2017 (45 months to go!)
  • leictina
    leictina Posts: 297 Forumite
    100 Posts
    zepsgal wrote: »
    Leictina,

    Can you please up my debt -

    Zepsgal £3000

    Thank you!

    Target updated....
    LBM @ 01.01.12 TOTAL DEBT = £13301.77. LH number 320
    POAMAYC in 2013 #1 : £54.53/£10159.90
    1% challenge - 7% paid off.
    DFD @ 31.07.13 is April 2017 (45 months to go!)
  • leictina
    leictina Posts: 297 Forumite
    100 Posts
    Hi Can I join please.

    Our total Debt is 17k but doubt I have ANY chance of pay all that off in one year so going to aim for paying half of it off. so can you please sign me up for:-


    StressedSteph 8.5K


    Many thanks xx

    Added!

    Good luck with your debt busting...
    LBM @ 01.01.12 TOTAL DEBT = £13301.77. LH number 320
    POAMAYC in 2013 #1 : £54.53/£10159.90
    1% challenge - 7% paid off.
    DFD @ 31.07.13 is April 2017 (45 months to go!)
  • leictina wrote: »
    Added! - dont forget to let me know your target at the end of the year.

    Godd luck with your debt busting....

    Thankyou lovely x iv added everything up and also added an extra £250 on top for any extra spending over Xmas hopefully it won't be needed but at least I have a maximum ammount to spend .... £2863.00 .... So this is my total...
    £78- housing arrears.... Long story.
    £299- Barclays c/c. 0%- Dec 15th.
    £400- argos card 0% - Jan 31st.
    £1680- c.union.
    £156- Barclays loan last 2 payments £78 each.
    £250 max over spend over Xmas whatever not used will clear Barclays credit card good incentive to leave the crap on the shelves lol

    Have a fab day all I'm so relieved to have worked that lot out lol x
    2 week 5:2=5.5lb off.
  • mcjordi
    mcjordi Posts: 4,238 Forumite
    Part of the Furniture Combo Breaker
    can i join?
    i owe about £4k but unless a miracle happens i wont be able to pay it all off it 2013
    but as much as i can
    Sealed pot challenger # 10
    1v100 £15/300
  • leictina
    leictina Posts: 297 Forumite
    100 Posts
    Thankyou lovely x iv added everything up and also added an extra £250 on top for any extra spending over Xmas hopefully it won't be needed but at least I have a maximum ammount to spend .... £2863.00 .... So this is my total...
    £78- housing arrears.... Long story.
    £299- Barclays c/c. 0%- Dec 15th.
    £400- argos card 0% - Jan 31st.
    £1680- c.union.
    £156- Barclays loan last 2 payments £78 each.
    £250 max over spend over Xmas whatever not used will clear Barclays credit card good incentive to leave the crap on the shelves lol

    Have a fab day all I'm so relieved to have worked that lot out lol x

    Target added! - good luck...
    LBM @ 01.01.12 TOTAL DEBT = £13301.77. LH number 320
    POAMAYC in 2013 #1 : £54.53/£10159.90
    1% challenge - 7% paid off.
    DFD @ 31.07.13 is April 2017 (45 months to go!)
  • leictina
    leictina Posts: 297 Forumite
    100 Posts
    mcjordi wrote: »
    can i join?
    i owe about £4k but unless a miracle happens i wont be able to pay it all off it 2013
    but as much as i can

    Added! - do you want me to include your £4k as your target or are you seeting a different target for the year?? Let me know either way....

    Good luck with your debt busting...
    LBM @ 01.01.12 TOTAL DEBT = £13301.77. LH number 320
    POAMAYC in 2013 #1 : £54.53/£10159.90
    1% challenge - 7% paid off.
    DFD @ 31.07.13 is April 2017 (45 months to go!)
  • Have you room for another :)....

    Seem to have made a bit of a mess again :o - had to replace my car (old one should've done another 4 years but needed an automatic after surgery so no option to change:().

    Managed to do it without resorting to a loan & c/cards being paid in full each month ... but the ODs taken a big hit again.

    It's about to take another hit as I had "borrowed" from my budgeting pots to try to prop it up :obut now need to pay them back as the money is needed .....

    Hoping this may help me get rid of it - I find an OD so much harder to pay back than a c/card for some reason ... anyone else the same?:o

    Not quite sure what the balance will be by the NY but prob around the £900 mark
    :eek:
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
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