We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Does anyone have a payday companies loan agreement copy and their t&c's

13

Comments

  • Apples2
    Apples2 Posts: 6,442 Forumite
    muney wrote: »
    Hi, does anyone have any payday loan companies loan agreements and T&C's that you get when you sign up for a payday loan?

    I want to collate as many as possible and find differences (mistakes) to see if their are any major payday loans companies out their with UNENFORCEABLE agreements. Then make people aware of these :j:j:j
    If you can't even find the T&C's the rest of us can find with a simple google search, how on earth are you going to help anyone else out?
  • muney
    muney Posts: 18 Forumite
    The Actual loan agreement does not get provided until you have had your credit check done. These PDL Companies are very sly in this manner
  • muney
    muney Posts: 18 Forumite
    Might I see what T&C's you found and where
  • eschaton
    eschaton Posts: 2,161 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    muney wrote: »
    It's my first time using this forum on MSE. I have found alot of retards who having nothing useful to add, think they are better than everyone else simply because they have never took out a PDL.
    I'm not really interested in your crappy opinions and judgments against other people. The thread title is quite clear, if you cannot help then go bug someone else you stupid retards!


    We seem to get a new comedian on here each day.

    Is it your turn today or are you the same comedian under a new name as yesterday?
  • Apples2
    Apples2 Posts: 6,442 Forumite
    muney wrote: »
    Might I see what T&C's you found and where
    https://www.toothfairyfinance.com/terms.php

    Still too difficult?
    Seriously, stop trying to help other people....
  • AHAR
    AHAR Posts: 984 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    muney wrote: »
    It's my first time using this forum on MSE. I have found alot of retards who having nothing useful to add, think they are better than everyone else simply because they have never took out a PDL.
    I'm not really interested in your crappy opinions and judgments against other people. The thread title is quite clear, if you cannot help then go bug someone else you stupid retards!

    It's a lot not alot.
    Hope that helps.
  • SnowTiger
    SnowTiger Posts: 4,461 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    muney wrote: »
    It's my first time using this forum on MSE. I have found alot of retards who having nothing useful to add, think they are better than everyone else simply because they have never took out a PDL.
    I'm not really interested in your crappy opinions and judgments against other people. The thread title is quite clear, if you cannot help then go bug someone else you stupid retards!

    Oh, that's nice.

    Having read what you've posted here I don't think you're competent enough to find loopholes in PDL agreements.

    Would it matter even if you could? An error in a contract or agreement does usually render it void.

    Do PDL companies take punters who refuse to pay up to court? I thought they just trashed their credit record and harassed them.
  • It's my first time using this forum on MSE. I have found alot of retards who having nothing useful to add, think they are better than everyone else simply because they have never took out a PDL.

    And pray may it be your last. Are you aware that the term "retard" is considered offensive?

    I have reported your post.
  • 27col
    27col Posts: 6,554 Forumite
    We need more posts from muney about as much as we need a hole in the head. Can't spell, apparently doesn't know how to Google, and has stated that he/she is not interested in other people's crappy opinions anyway.
    Makes you wonder why they bothered to come on the forum in the first place.
    I can afford anything that I want.
    Just so long as I don't want much.
  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    Don't feed the troll.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.