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Does anyone have a payday companies loan agreement copy and their t&c's

muney
muney Posts: 18 Forumite
Hi, does anyone have any payday loan companies loan agreements and T&C's that you get when you sign up for a payday loan?

I want to collate as many as possible and find differences (mistakes) to see if their are any major payday loans companies out their with UNENFORCEABLE agreements. Then make people aware of these :j:j:j
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Comments

  • I would imagine they all have different t&c's. Try googling each company. I'm sure they will be on the website somewhere.
    DEBT FREE AND PROUD:D
    'Better to remain silent and be thought a fool than to speak out and remove all doubt'
  • ILW
    ILW Posts: 18,333 Forumite
    muney wrote: »
    Hi, does anyone have any payday loan companies loan agreements and T&C's that you get when you sign up for a payday loan?

    I want to collate as many as possible and find differences (mistakes) to see if their are any major payday loans companies out their with UNENFORCEABLE agreements. Then make people aware of these :j:j:j

    Why?........
  • DevCoder
    DevCoder Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    It's "there" by the way.
  • sharpy2010
    sharpy2010 Posts: 2,471 Forumite
    muney wrote: »
    I want to collate as many as possible and find differences (mistakes) to see if their are any major payday loans companies out their with UNENFORCEABLE agreements. Then make people aware of these :j:j:j

    What, so that even if its possible to "unenforce" your loan, you end up with a shafted credit rating for six years anyway?

    I don't see why you're bothering mate.
  • muney
    muney Posts: 18 Forumite
    I wanted to do it for people who have had their debts sold to bailiffs who are now enforcing the loan.

    And sharpy2010, the people this will help will most likely already have a poor credit rating and their main concern would be the Bailiffs
  • ILW
    ILW Posts: 18,333 Forumite
    muney wrote: »
    I wanted to do it for people who have had their debts sold to bailiffs who are now enforcing the loan.

    And sharpy2010, the people this will help will most likely already have a poor credit rating and their main concern would be the Bailiffs
    Bailiffs do not buy debts.
  • Duke203
    Duke203 Posts: 113 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    muney wrote: »
    the people this will help will most likely already have a poor credit rating and their main concern would be the Bailiffs

    Maybe if their main concern was paying back loans then there wouldn't be a need to be concerned about bailiffs?
    "Chuck Norris can remain solvent for longer than the markets can remain irrational"
  • muney
    muney Posts: 18 Forumite
    Well the thought if you can't help me then go find a job or a wife comes to mind.

    If you check other forums on here you will see payday loans companies such as Wonga SELL YES SELL THEIR DEBT TO THE BAILIFFS
  • ILW
    ILW Posts: 18,333 Forumite
    muney wrote: »
    Well the thought if you can't help me then go find a job or a wife comes to mind.

    If you check other forums on here you will see payday loans companies such as Wonga SELL YES SELL THEIR DEBT TO THE BAILIFFS

    They sell to DCAs who may then use bailiffs.
  • Enfieldian
    Enfieldian Posts: 2,893 Forumite
    Part of the Furniture Combo Breaker
    muney wrote: »
    Well the thought if you can't help me then go find a job or a wife comes to mind.

    If you check other forums on here you will see payday loans companies such as Wonga SELL YES SELL THEIR DEBT TO THE BAILIFFS

    Abuse and ignorance in one post?

    Nice going.
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