Weekly Spend Challenge W/C 11th November 2012

edited 12 November 2012 at 9:52PM in Debt-free wannabe challenges
49 replies 3.2K views
EverTheOptimistEverTheOptimist Forumite
2.7K Posts
Part of the Furniture 1,000 Posts Combo Breaker
edited 12 November 2012 at 9:52PM in Debt-free wannabe challenges
Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in.

On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.

Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:

Green - within budget
Red - overbudget
Purple - zero spend
Orange - made money over the week

This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.

Moozie was the founder of this challenge and here is a quote taken from her:

Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"

Good Luck Everyone

W/C 4th November 2012 Challengers / Pledges / Total Spent

EverTheOptimist - £10 / £21.22
abundant1972 - £20 / £0
Brallaqueen - £40
wannabee_in_credit - £5 / £10.02
Munchin - £40 / £24.52
mum2one - £50 / £238.40
Lottie1987 - £70 / £63.68
cumbrianmum - £30
citizenkitten - £236.74 / £247.82
mandz1 - £35 / £32.73
rising from the ashes - £40 / £30.79
Casperthefriendlyghost - £10 / £8

flyinggiraffe - £50 / £42.50
chris81418 - £70 / / £69.05
shezam - £115 / £113.50

Karb - £50

W/C 4th November 2012 Challengers / Pledges / Total Spent

EverTheOptimist - £17
abundant1972 - £20
Mum2one - £15
Lottie1987 - £70
rising from the ashes - £20
citizenkitten - £40
wannabee_in_credit - £5
Munchin - £50
flyinggiraffe - £60
mandz1 - £40
chris81418 - £95
shezam - £100
SPC 14 Target £200 /
Debt: £11850


  • MunchinMunchin Forumite
    2.8K Posts
    Tenth Anniversary 1,000 Posts Photogenic Debt-free and Proud!
    Hi all,

    Can you put me down for £50 this week please.

    Spends so far -

    Sun 11/11 - £8 exercise + £2.50 papers
  • Evening all!

    Going to pledge £60 this week. Working away again ( :( ) and won't be able to claim expenses for 2 months because boss is on hols when I'm next in the office, so my sheet won't get signed off in time for pay run. Grumble grumble.
  • rising_from_the_ashesrising_from_the_ashes Forumite
    12.4K Posts
    Home Insurance Hacker! Debt-free and Proud! PPI Party Pooper
    See you've got me down for my £20 - thanks Ever:D

    Have decided to try a new tactic for me .... I buy everything on my cc - and pay in full each month. Unlike many I am useless with cash and find I keep track better with the cc but there are lots of silly wee spends on there that are frankly ridiculous!:o

    So .... groceries / fuel etc (which I don't count in this challenge) will still be going on the cc but to try to cut down on the silly wee spends, I will be drawing out cash each week and seeing if I can keep track of it / not spend it all :eek: (I do have a spending diary too).

    Anything left at the end of the week, will be going as a PAD to the OD ...... here's hoping I have something left to pay off it on Friday!:cool:
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • mandz1mandz1 Forumite
    2.5K Posts
    Hey can you put me down for £40 this week please. I need to get some gas and electric this week so need a bigger budget this week.
    spends so far
    sun:- £3
    PAD Maker
  • mum2onemum2one Forumite
    16.3K Posts
    Xmas Saver!
    I was very good and a ns day - did a car boot, grand sum of £10 but thats going off hols fund!! didn't go wandering round the other stalls - straight to the loo and back to the table, so nsd no 1

    Good luck to everyone xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • Good morning everyone! :wave:

    Thanks for this week's thread ETO! :T

    I'm checking in to report that I'll pledge £95 this week! :eek: All of which is for a big food shop plus liquid gold and I plan to spend not a penny more on anything else! wlEmoticon-fingerscrossed.png

    Have a good week everyone and good luck staying within budget! sunshine-012.gif
    :money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
    DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196

    highest debts: 01/06/2006 £69,023.92 _pale_
    debt free date: 31/12/2012 £0!:D
  • shezamshezam Forumite
    558 Posts
    I would like to pledge £100 this week please.

    Sunday 11th - £10 Cardigan in Primark

    Virgin Credit Card - £3290.02

    Jan NSD challenge - 0/10

    SATURDAY - i blew my weeks budget in one go because I GOT SOMETHING SPARKLY ON MY FINGER!!!!!! so how can i not celebrate lol?

    errr so already at 38.80/40

    and i am going out with a friend tonight to talk WEDDDINGGG!!!!

    sorry i am completely unbearably over excited at the moment!
    Debt = [STRIKE]21,003.22[/STRIKE] 0! :j/Car [STRIKE]4500[/STRIKE] 2875
    Savings 12k in 2013: NUMBER 093 = 1100.31/4000
    Wedding fund 1045/3500 LOL!

    Crazy Clothes 2013 NO 002= 376.64/500
    /No MoreBooks 0/30
  • ^^^^ that's really exciting! Congratulations citizen kitten!!!!!!

    Today I spent 2.00 on doughnuts,
    5.00 lunch
    2.10 bus

    7.48 lunch for rest of week

  • MunchinMunchin Forumite
    2.8K Posts
    Tenth Anniversary 1,000 Posts Photogenic Debt-free and Proud!
    Hi all,

    Spends so far -

    Sun 11/11 - £8 exercise + £2.50 papers
    Mon 12/11 - NSD

    Total = £10.50/£50
This discussion has been closed.
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