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The Unneccesary Challenge
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Right, just working out a budget. I've decided on £30 per week for "shopping", £15 for any and all socialising and the mandatory £10 per week for me, as decreed by our Lady, C
:rotfl: Total spending £55pw
The £15 probably won't get much use, but I know I'm out for dinner this week and it's my birthday soon so I'm definitely having it! So that can roll over and be used the next week, and if I have some left at the end of the month it can go towards debts.
I'm also going away in a few weeks, but that is being paid for exclusively from Matched Betting profits, so I'm not actually paying for it in a sense...
So with that budget, minus all outgoings such as rent, phone, debt repayments etc I *should* have minimum £160 left at the end of the month that previously I've waved away. £160!!! Can't believe I've been wasting that much.
I think I'll write to Amazon and play.com and ask them not to sell me anything for a while. Think it'll work? :rotfl:DFW Nerd #104 I :heartpuls my Kittenand my hat :heartpuls
OD Girls on Tour 08 - Barcelona - HUGE SUCCESS!
OD Girls on Tour 09 - Dublin - November!!
If you believe you can achieve innit!
Sexy beer?0 -
Yaaay I'm in!
can't wait, I need to do this. I'm back to uni next week, so the timing is (almost) perfect. £10 a week sounds quite hard, I'm scared I'll fail, but bring it on!
PeachPickle wrote: »I think I'll write to Amazon and play.com and ask them not to sell me anything for a while. Think it'll work? :rotfl:
LOL me tooI am addicted to Amazon, and Ebay!
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Hi always lurked with the challenges but can I join in please. I like the idea of the £2 coins by the way. No spend uptil now today as still in my pjs so I'll start this morning. Ps how do I add this to my signiture at the bottom of my post.unneccesary spend challege £10 this week £4 petrol for day out0
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justmumcookcleanertaxi wrote: »Hi always lurked with the challenges but can I join in please. I like the idea of the £2 coins by the way. No spend uptil now today as still in my pjs so I'll start this morning. Ps how do I add this to my signiture at the bottom of my post.
Near the top of the page under the forum and thread names there's a menu,. Click on user cp, then on the new menu that comes up click on edit signatureDFW Nerd #104 I :heartpuls my Kittenand my hat :heartpuls
OD Girls on Tour 08 - Barcelona - HUGE SUCCESS!
OD Girls on Tour 09 - Dublin - November!!
If you believe you can achieve innit!
Sexy beer?0 -
WOOHOO I am sooo up for this :j
Nice to see my "lentee" friends again :hello: and to have the Queen cracking her whip, curtsey to you ma'am :rotfl: Gosh I missed you all however you were there on holiday with me stopping me spending too much :rotfl:
Mmm £10 a week good job my magazines are monthly :rolleyes: That's £520 yearly :T Seriously though my incentive for not spending will be saving for all those things that cost smallish amounts of money. Things like, a new pedestal for the sink, flooring for the bathroom, paint for our bedroom, that sort of thing. I have a whole list which I have written on a whiteboard on the fridge to keep my incentive going and I really want to be able to cross them off
Good luck to all and we're off :rotfl:MFiT Member No 85
:money: Martin says NO :money:0 -
Slowly fading I love your sig! I said it to a Dr at work once (German) and she said it was a saying they had in Germany but she'd never heard anyone English say it!
Now down to buisness, woohoo I'm in. I usually have £50 a month which is £10- £12.50. I have got £10.21 in my purse and it's pay day Sunday (well I get it Friday but Sunday is the 22nd!) So I shall do this.:money:
I hope it doesn't go against me that I just spent £850 on a holiday? I'm quite chuffed because that is 2 weeks in August in France in a lovely villa. I'm going with DH DS DD and DH's Bro and family. We each paid 1/3 and Mr T paid the last 1/3! I just have to save some spending money now. Thankfully only have to buy summer clothes for DD the giant because DS still fits last years and has some hand me downs from his cousin. DD is younger than most of my friends girls but is the size of an 8yo and she's 5!:eek:
Just had a thought. It would be far more money saving to swap DD for a smaller model easier on the fuel etc wouldn't it (like a car!)
Also my first challenge so will have to be good!Debt: 16/04/2007:TOTAL DEBT [strike]£92727.75[/strike] £49395.47:eek: :eek: :eek: £43332.28 repaid 100.77% of £43000 target.MFiT T2: Debt [STRIKE]£52856.59[/STRIKE] £6316.14 £46540.45 repaid 101.17% of £46000 target.2013 Target: completely clear my [STRIKE]£6316.14[/STRIKE] £0 mortgage debt. £6316.14 100% repaid.0 -
Slowly fading I love your sig! I said it to a Dr at work once (German) and she said it was a saying they had in Germany but she'd never heard anyone English say it!
thanks, I love the saying!Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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WooHoo Queenie - here I am!! And as Frenchie says at the end of Grease "awwww all the gang are back together" :rotfl:
Defo doing the £2 thing - see Queenie, now I know why you were put in charge :rotfl: :rotfl:
No spend for me either - mind I spent sooooooo much last week, that I don't think I should spend ANYTHING for at least 12 months (ha! ha!) - maybe should have stayed on the Lent Challenge on my own and met up with you all next year!:rotfl:
Come on, bring it on!:DWhen you were born, you were crying and everyone around was smiling. Live your life so at the end, you're the one who is smiling and everyone around you is crying! :rotfl:0 -
i did wonder what "Gread" was !!!!!! :rotfl:Total debt as of May 2007: Tesco [STRIKE]£8499.65[/STRIKE] £7,333.57;
Total Savings as of March 2007: Egg Money [STRIKE]£59.97[/STRIKE]£64.97; Wedding Fund [STRIKE]£700[/STRIKE] [STRIKE]£1172[/STRIKE] £1900
The Unneccessary Challenge £0/£10
Snowballing [STRIKE]£8499.65[/STRIKE] £7333.57. Debt Free Date [STRIKE]November '09 [/STRIKE] [STRIKE]September '09 [/STRIKE] May '09- gonna try my hardest to make it sooner
:money: Martin Says No :money:0 -
brassiclint wrote: »i did wonder what "Gread" was !!!!!! :rotfl:
lol me too!Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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