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Moooving on up!
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every little helps ..as granny used to say look after the pennies and the pounds will look after themselves0
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Budget time....
Money in bills account: £158.51
Bills still to debit (May): £466.50
Difference = £307.99
Four Friday paydays are left in May (the last one will be tiny so I'm not considering it) so I am going to budget £90 per week to go to bills - this will also cover renewing my bus pass for another four weeks before I find out if I get parking at my new job!
Got paid £195.33 today. I'm not sure my maths is 100% right on the bills front so have transferred £100 to the bills account, bringing the balance to £254.10.
Bills to debit by next Friday: £36ish (Virgin) + £54 (bus pass) so there's plenty of pennies there.
I've also paid £5 to my online savings account. Every little helps and all that
I also got an email from Quidco confirming a whopping £1.08 payout so that'll go in the pot soon too
The £1.08 arrived :rotfl:
Credit card balance: £226.48
Available to pay it: £93.41
Outstanding balance: £133.07
There's £85 left in my spending account for the next week and I still have £8.32 in my purse from last week so that's a pretty good amount to play with. I've also sold some bits and pieces online this week so have £30 in my Paypal account at the moment. I'm just trying to decide if I keep the money there (free money for when the internet tempts me!) or throw it at my card. I'll see how this weeks budgeting goes I think!
Happy Fridays to all0 -
When does new job start?
Happy Friday to you tooI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
£2 paid to the credit card this morning. I've also requested £21ish from PayPal. Some of that will likely go towards postage costs, but the rest can go to the credit card. I've also left £10 in my PayPal account in case I want a wee treat
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Credit card balance: £226.48
Available to pay it: £125.06
Outstanding balance: £101.42
I've sold more bits and pieces and so withdrew more funds from Paypal, but have set some of this aside to pay for postage. I'll have a fun hour later wrapping up all my parcels! I'll need to make my credit card payment at the end of the week so I'm not charged interest - I think I will have to use a little money from my savings, but not as much as I had feared so I'm pretty chuffed with that0 -
Hey Mooomin!
Glad to see that you are doing pretty well financially.
How's the job going?Debt: £11,640.02 paid in full! DFD: 30/06/20
Starter Emergency Fund (#187): £1000/£1000
3 month Emergency Fund (#45): £3300/£33000 -
Credit card balance: £318.41 Increase due to postage costs for PayPal sales, buying new bus pass and a sneaky pizza
Available to pay it: £214.81
Outstanding balance: £103.60
I think that amount outstanding might be wrong, as there are transactions pending to be added that I can't see yet and there's a difference between what I know about and what's outstanding of £13.99. That's the cost of our sneaky pizza, but it's already on my statement, so I hope I've not been charged twice...:mad: Hopefully it will drop off my account in the next day or two.
Nowt else to report, just plodding along0 -
Credit card balance: £304.42 Looks like that other £13.99 has wandered off
Available to pay it: £214.81
Outstanding balance: £89.61
Less than £100 outstanding which is good
Tomorrow I get paid and will add £100 to my bills account which will take it to £264.20. There are no bills due to debit before next Friday, so that will just tick along with no drama. I'll have £109ish for myself this week, but I have a haircut on Saturday and that'll be £30 gone right away :eek: The rest of the week will be a whirl of budgeteering0 -
Credit card balance: £341.82
Available to pay it: £252.21
Outstanding balance: £89.61
The amount on my card has increased but the outstanding balance hasn't. I had a voucher for £6 off a £40 spend at Sainsbury's so last night went and stocked up on catfood (enough for a month, easily!), meat for the freezer and some chocolate treats for Mr MoooI managed to go at reduction time, so got some good bargains including a huge lump of silverside beef for £3 :money:
I have £84.26 in my spending account for the week and £4.60 in my purse. That's a good amount for a week, but I do have a haircut booked tomorrow and lunch with friends which will reduce the amount of money I have significantly!! Still, you have to have some fun, don't you?
HAPPY FRIDAY :j:j:j
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