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MFW Diary - Take 1!

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  • Good to see you and hear how things have progressed.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Calfuray
    Calfuray Posts: 1,003 Forumite
    Uniform Washer
    Thanks for the welcome back :)

    Have now updated challenges and signature, off to read some diaries and have an early night, shattered after the heat today!
  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Great to see you, ♡married lady♡
  • Welcome back Cal! :D
  • Calfuray
    Calfuray Posts: 1,003 Forumite
    Uniform Washer
    Thank you Al, SSS, my thankers and lurkers :D

    Wee update:
    - honeymoon was amazing and incredible and we want to go back a million times over. I feel like we could go back over and over and still never have our fill. But I want to visit so much more than one country!
    - internship is great so far, I'm really enjoying it. This week is my last for making my plan and presentation for the project I'm going to do over the rest of the time. I'm quietly optimistic and hoping it works out because it would be perfect.
    - need to join in the decluttering. Wish I could hire a skip and dump everything sometimes, how do we have so much stuff?!
    - not OPing the extra just now, just the standard ~£148 we have in the budget. Two reasons - we made a dent in the savings (planned for, but still) with honeymoon, and obviously don't know what's going to happen with job after internship, so trying to keep some money aside.
    - have applied to jobs and got calls pretty much straight away so fingers crossed if I don't get anything after internship.
    - have finally started changing name on things (only ~14 months after actually getting married... oops!) an it's such a palava
    - should not have looked at Fortune's site, so many pretty paintings...
    - forgot how scary the pensions board can be, they certainly don't mince about with their words!

    Hope all are well :)

    Cal x
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,101 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Calfuray wrote: »
    should not have looked at Fortune's site, so many pretty paintings...



    Thank you lovely Cal :D Don't know if you've seen my FB page - I post my work in progress there https://www.facebook.com/BeeGardenArt


    Fortune x
    Mortgage: 100% paid Emergency Fund: 100%
    A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais
  • Calfuray
    Calfuray Posts: 1,003 Forumite
    Uniform Washer
    Thank you lovely Cal :D Don't know if you've seen my FB page - I post my work in progress there https://www.facebook.com/BeeGardenArt


    Fortune x

    Oh Fortune, you are so talented. If I get this job I may bug you :D:A
  • Calfuray
    Calfuray Posts: 1,003 Forumite
    Uniform Washer
    Honestly, no wonder people get scared/put off by all this financial planning / retirement malarky. Have been auto-enrolled at work, have no idea if it is a good deal, so post a thread to ask the pensions board. Checked for updates just now and get really snarky horrible responses. I want to ask him what his problem is but so not worth it.

    Fuming now.
  • edinburgher
    edinburgher Posts: 13,867 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I cannot understand his maths for the life of me, have asked a question.

    For what it's worth, it's almost always a good idea to join the work pension scheme.
  • Calfuray
    Calfuray Posts: 1,003 Forumite
    Uniform Washer
    I cannot understand his maths for the life of me, have asked a question.

    For what it's worth, it's almost always a good idea to join the work pension scheme.

    Yeah I wasn't even going to go there after the ice cream comment.

    I definitely think it's worth it, but I was just checking, especially with the fees and the uncertainty. But yeah.
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