Turned down for finance and no spare money for a car :(

bigmaz

Was trying to get a car on finance, but been turned down, gutted. Going to have to save for a cheapy, not a great time of year to not have a car, gutted...... At least I wont be tied down to a long hire purchase deal I suppose.

Just a bit down about it all to be honest

fivetide

May have done you a favour. It is hard but as you say, no stupid interest HP round your neck. Get a bike for medium distance, walk short distances if you can and put some cash aside for a motor next year.

Plus, it means you can have a bevvy at Christmas as you won't get stuck playing taxi!

bigmaz

fivetide wrote: »

Plus, it means you can have a bevvy at Christmas as you won't get stuck playing taxi!

:T that has def cheered me up, lol!!

DB_XIII

As said, done you a favor. Save up and buy a car outright if you can, save a shed load in the long run.

James_Lahey

Think of all the money you're going to save by not paying silly interest rates and/or premium prices for the car. Find a nice, cheap and hopefully reliable banger and not be tied to a finance deal!

Good luck!

bigmaz

Thanks guys. I just dont seem to have any luck with buying older cars the last one never even lasted a year and cost me £1100. An expensive way of motoring.....

bigmaz

Plus we have 2 young kids. Just a nightmare

James_Lahey

It's quite possible to get a car for a bargain price.

My current motor was £500(with 6 months tax) and has been in service for 6 months with no problems at all. The previous one cost £150 and lasted 2 years with negligible maintenance costs (although I was in the right place at the right time for that one - seller had 20 more calls in first hour after I bought it!)

Keep scanning the free ads until something that feels right pops up!

bigmaz

James_Lahey wrote: »

It's quite possible to get a car for a bargain price.

My current motor was £500(with 6 months tax) and has been in service for 6 months with no problems at all. The previous one cost £150 and lasted 2 years with negligible maintenance costs (although I was in the right place at the right time for that one - seller had 20 more calls in first hour after I bought it!)

Keep scanning the free ads until something that feels right pops up!

Cheers i always hear of people buying older cars and them lasting ages, I just cannot seem to find them

worried_jim

bigmaz wrote: »

Cheers i always hear of people buying older cars and them lasting ages, I just cannot seem to find them

It's easy. Autotrader, and then just start from 10 miles from your postcode without filling in any of the field. E.G- For the price of two finance payments-

£495 Hyundai Sonata 2.0 CDX 4DR AUTO 1999

4 Doors, Automatic, Saloon, Petrol, Metallic Silver, MOT-09-2013. ABS, Air conditioning, Alloy wheels, Electric sunroof, Front armrest, Folding rear seats, Lumbar support, Immobiliser, Passenger airbag, Rear armrest, Radio/CD, Rear headrests, Alarm, Body coloured bumpers, Drivers airbag, Electric door mirrors, Front electric windows, Front fog lights, Front head restraints, Heated door mirrors, Height adjustable drivers seat, PAS, Rear electric windows, Remote central locking, Steering wheel rake adjustment, Steering wheel reach adjustment. Insurance Group:10A.

http://www.autotrader.co.uk/classified/advert/201238485736829/sort/default/usedcars/onesearchad/used/radius/10/postcode/bn424sn/page/1/quicksearch/true?logcode=p

lazer

bigmaz wrote: »

Cheers i always hear of people buying older cars and them lasting ages, I just cannot seem to find them

Do you know anything about cars or have a mechanically minded friend that can go and look at the cars with you?

I found that was the trick to buying a decent old car