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The Remember Remember NSD November Challenge
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Afternoon all just home from work and NSD 4 Yay for NSD s
Marmiterulesok thanks for good wishes I am OK would be better with a good sleep keep coughing so am very tired hope the antibiotics will work soon great name BTW just settling down to marmitey toast
Nargleblast I believe that tea n biccies are essentials too I would not be without. My family always know that when I get grumpy(not often) I can be made all right again with a good cuppa.
I have made a vow not to shop til saturday however I have run out of moisturiser. I have planned everything else but forgot that. ARGGG I only buy a Lidl one anyway but I will be looking like a prune if I have to wait til SaturdayHope you are all having a good day Love P0lly x
JBFF # 20 NSD 12/25
Jan Grocery budget £77 /1000 -
rising_from_the_ashes wrote: »Just peeked at the 1st page and :eek: it looks like it does in January :rotfl:Great to see so many newbies & hope you'll stay with us once NOvember is over .......
No 5 today please- resisting that online shopping!:T
I can imagine it can get pretty busy on this site in January! cant believe this is my first MSE-style Christmas! Looking forward to seeing the influx of January new people!
Well done on resisting the online shopping- it's so tempting isnt it! Even when our purses are (intentionally) empty, we still cant escape the ability to spend
Declaring NSD 5 today, and so far its been 4-in-a-row :j:j0 -
I've just had my first NSD day!! Very proud of myself, I didnt realise how difficult it would be not to spend money, hopefully I will soon get in the swing of things! I even had a yummy hot chocolate with cream on the top from Cafe Nero for free from my O2 priority moments!! That made my day even better!!
Off to update my siggy!Nov NSD: 8/7 Dec NSD: 1/10Sealed pot member #1443 2011: £106. 2012: £171Ninjakat challenge: Aim to clear two debts by April 2013100 day challenge: No toiletries or magazines 19/100 (3 x fails)
Extra payment a week challenge: Total to date: £2355.530 -
3rd NSD in the bag - and i got the money back today that i was owed so it's all good!:j0
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Marmiterulesok thanks for good wishes I am OK would be better with a good sleep keep coughing so am very tired hope the antibiotics will work soon great name BTW just settling down to marmitey toast
I have made a vow not to shop til saturday however I have run out of moisturiser. I have planned everything else but forgot that. ARGGG I only buy a Lidl one anyway but I will be looking like a prune if I have to wait til SaturdayHope you are all having a good day Love P0lly x
Thanks.I am quite partial to the black stuff.:D
Hope you can make it until Saturday.:rotfl:
chris81418 I've just noticed your sig and that you're almost DF.You must be feeling pretty good.:j
Not one for me today as I have spent some of next week's grocery budget already.:o It's running from Thursday to Wednesday this month.
I forgot to declare yesterday though,so that's #4 please.
Well done everyone who's got an nsd today.:beer:
If you haven't quite managed today,then there's always tomorrow.:cool:
PS I'm also a big fan of thermal vests but I'm a Damart fan.Wouldn't be without them.0 -
rising_from_the_ashes wrote: »Flower arranging rings a bell with me too ..... I lived with my grandparents for a while (DM was quite ill and DF at work so no option) and often had to go to work with my gran and she worked in a really old castle (great fun when you're a kid:)) ....
Thanks for reminding me / bringing back some happy memories :T
glad it gave you some happy memories and hope it helps you avoid online shopping!
NSD 3 today declaring early as my plans changed! WHOOP!
and i have exciting news! i t was good news on the priest and so we plan to get married next year on september 2013. (lol havent got engaged yet.. waiting for the january sales ((possibly the only MSE thing my other half has ever done LOL!)) :rotfl::jIF YOU THINK YOU ARE SO CLEVER, THEN WHY ARE'NT YOU RICH?
Debt = [STRIKE]21,003.22[/STRIKE] 0! :j/Car [STRIKE]4500[/STRIKE] 2875
Savings 12k in 2013: NUMBER 093 = 1100.31/4000
Wedding fund 1045/3500 LOL!
Crazy Clothes 2013 NO 002= 376.64/500/No MoreBooks 0/300 -
NSD 2 for me please.BC: £2000/£3800 S Loan 1: £4973.37/£7000 S Loan 2: £6884.13/£9000 Next:[STRIKE] £0/£280 [/STRIKE]OD: [STRIKE]£0/£500[/STRIKE]
Student OD: [STRIKE]£0/£2000[/STRIKE] Partner OD:[STRIKE]£0/£600[/STRIKE]Joint OD:[STRIKE]£0/£950[/STRIKE] Car: £9424/£9901 Mort: £77000/£79000
Total Debt exc mort£23281.15/£34,031 31% paid off
POAMAYC2013 £694.99/£10000 target £14112.50
NSDS NOV10/10 DEC 10/10 JAN9/10 no.of debts [STRIKE]9[/STRIKE] 40 -
That sounds like great news citizenkitten :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
NSD 3 for me, all on track, nothing exciting to declare!A waist is a terrible thing to mind.0
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citizenkitten what lovely news congratulations P0lly xJBFF # 20 NSD 12/25
Jan Grocery budget £77 /1000
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