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The Remember Remember NSD November Challenge

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  • kerri_gt wrote: »
    thanks Rising xx - have resident mog sat on my lap purring atm bless her :)

    Awwwwww :) mine are both behaving very oddly ...... long story but they barely tolerate each other & have their own areas of the house (and rarely venture into the others' or WW3 erupts:() - both have been in the wrong rooms .... and something's def given big cat a fright outside as he's been going out for 5 mins & then pelting back in.

    Goodness knows what's going on.:huh:
    Have we been seduced by the power of consumerism????

    Yup .... that's why I hate it!
    beanielou wrote: »
    Had custard and bannanna.

    mmmmm that sounds good :T - and have both :T:T - feel a wee bedtime snack coming on!:o
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • beanielou
    beanielou Posts: 95,555 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Some people are totally seduced by commercialism.
    Some people spend so much.
    Some people buy so much food that you would think the shops were shut for years.
    Bah humbug is all.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou wrote: »
    Some people buy so much food that you would think the shops were shut for years.

    OMG brings back memories of when I worked at Mr A - honestly, you'd get people going through with 2 HUGE trolleys absolutely overflowing with stuff ..... shop was only shut for 1 day:eek:
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • NSD 11 today, seriously helped by the fact that the weather has been awful, I don't think it's stopped raining at all today. :)
    A waist is a terrible thing to mind.
  • NSD 8 :cool:

    Getting closer...
  • flubberyzing
    flubberyzing Posts: 1,386 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 25 November 2012 at 12:06AM
    I'm always amazed by the amount you see some people buying around xmas time! You'd think the shops were going to be shut for WEEKS! They go mad.

    Frankly, I'm also shocked by the amount some people buy their kids... Every year I do some xmas shopping with a dear friend of mine (more as a "we'll do this so we'll definately see each other at least once a year" thing, rather than a "lets do all our xmas shopping" thing), and she really goes to town!

    I remember one year she got her daughter, then aged about 13 or 14 a Radley handbag as her main present... I thought "fine, fair enough", but if that had been my kid she wouldn't have got any more than a selection box after that!
    But no... Friend then got her kid a quite expensive La Senza PJ set, a Converse shoulder bag, smellies, some cake-making stuff. Then a £50 iTunes card "oh just as a stocking stuffer!" THEN she told me she'd probably get some more stuff in later trips.
    I was really shocked. Obviously didn't say anything, but know the family aren't hugely well-off... Kids are also going to get a shock when they leave home and have no concept of money and can no longer buy all their outfits from Hollister and Superdry, where it's £60 for a pretty average-looking jumper.

    Oh, and don't even get me started on the day friend bought daughter a Pandora bracelet "because she's been a bit down".
    FORTUNATELY, this child is lovely. Polite, friendly, all that good stuff. But I can't help but think that she's being set up to learn some money lessons the Hard Way a few years from now.
    Because it's fun to have money!
    £0/£70 August GC
    £68.35/£70 July GC
    January-June 2019 = £356.94/£420
  • Good morning everyone! :wave:

    A flying visit from me this morning to declare that I caught another NSD yesterday, taking me up to18 NSDs! :j

    Have a good rest of the weekend everyone! sunshine-012.gif
    :money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
    DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196

    highest debts: 01/06/2006 £69,023.92 _pale_
    debt free date: 31/12/2012 £0!:D
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Good Morning :)

    Hope everyone is managing to stay dry

    Well done to everyone who captured another NSD. It's hard work at this time of year.:eek:

    Abundant – It is great to see you doing so well. :T NSD #19 and counting, bloomin’ well done.:T

    Beanielou – Well done on getting NSD #12. :T Sometimes a day in the house is just what we need to recharge our batteries, everything seems to be so hectic at the moment. :) Hope you enjoyed it. I love that you have cancelled ‘c’. I’m hoping that idea will catch on.:T

    Candycupcake – Wow, you are up to NSD #20. :T That is excellent and it sounds like you are going to reach that target with no problems at all. :) Well done.:T

    Chris81418 – NSD #17 & 18 in the bag for you. :T That is brilliant, you are doing so well this month.:T

    Donna d – An excellent NSD #9 in the bag for you. :T Well done. :T I know how you feel about the house about to burst. Why do kids need so much stuff???????:eek:

    Fae – Well done on claiming NSD #17. :eek: Good luck for that last one. :) You’ll do it no problem, you’ve had a fantastic month.:)

    Fallenarcher – Well done on collecting NSD #7. :T Good luck for getting those last three in.:T

    Fedup - Woop woop. Target reached with NSD #15. :j:j That is fantastic. :TI have increased your target to 18 on the front page – good luck.:)

    Flubbery – Well done on capturing NSD #13. :T You are doing really well. :T Hope you are feeling better and being kind to yourself is the best medicine ever. Thanks for the tip about free listing again, somehow I never get to hear unless someone on here tells me.:)

    Ifwishes – NSD #14 captured. :T Well done. :T I know I say it everytime but I love all your posts they really make me smile.:)

    Kitsch – Well done on getting NSD #11.:T We had the rain through the week it was torrential and I made one of the scariest car journeys in my life. :eek: Hope you have a drier day today.:)

    P0lly – Happy Belated Birthday.:beer: Hope you had a lovely break and well done on coming back and claiming NSD #19. :T You are gonna reach that 25 no problem at all.:)

    Rising – Woo Hoo 2nd target reached with NSD #18. :j:j Good luck with ‘c’ word shopping.:) Hope you are taking good care of yourself. :A

    Shannys – You are getting closer. Well done for NSD #8. :TNot many more to get now.:T

    Silvasava – Two more NSDs in the bag for you taking you up to NSD #12. :T Well done and even weller done for getting some precious cash back too :T

    Spoony – A target smashed with NSD #21.:T:j:j Well done, that is brilliant. :T I have increased your target to 24 and I know you’ll have no problems smashing that one too.:)
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    NSD #24 for me yesterday mostly helped by the fact that I genuinely forgot to take my purse shopping with me :o It was slightly embarrassing when I offered to buy the coffees and then discovered I couldn't :o
    Never mind, I probably saved myself a fortune :)

    Have a great Sunday :D
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • Frankly, I'm also shocked by the amount some people buy their kids.

    Neither can I flubber :( and I sooooo agree with the concept of money thing. It's repeated time & again on here too - people who've got themselves into money trouble & can't afford to spend the £300 - £600 (seriously! I saw someone saying this is what they had been spending to now!:eek:) on C anymore and not sure how to explain to the kids that Santa can't buy big presents this year.

    Kids don't need huge expensive presents - when we were growing up, we - as I'm sure many others did - got clothes we needed, books etc and spending £000s is ridiculous.

    I really worry about this generation - mine is bad enough with buying stuff on credit without having to save up for it (which our parents had to & maybe partly why we do it?) but now ... they have all these gadgets and have no idea of the value of money - eg some of their mobiles cost £000s .... do they have any concept of this?
    helped by the fact that I genuinely forgot to take my purse shopping with me :o It was slightly embarrassing when I offered to buy the coffees and then discovered I couldn't :o

    Ahhhhhh :rotfl: that's how to get em!
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
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