The Remember Remember NSD November Challenge

solventsoon

Me again, sorry:o

Freeby, I made my target yesterday, 20 NSDs are mine , there has to be some benefit to working all hours.... and No 21 will be mine today as I still have to work even though it's Saturday:(

Could I increase my target to 24 NSDs please?

rising_from_the_ashes

Resisting temptation again today ........

No 18 & 2nd target please!:j

Will keep counting but not going to set a new target - really need to start thinking about the big C and start looking around / ordering online!

silvasava

Going well so far - went out on Wednesday & not only did I not spend I got £14.00 back for a pair of jeans that the seam came apart on & £30.00 for a duplicate christmas present - result :T
Reporting in for 2 more NSD's (Wednesday & today) off to update sig
Good Luck everyone - not long to try to hit target now

beanielou

No 12 today.
Not going out today.

beanielou

Oh & Chrimbo is cancelled here.
Fact.

rising_from_the_ashes

beanielou wrote: »

Oh & Chrimbo is cancelled here.
Fact.

Hope everything's OK hun xx

fedupandskint

Target reached today 15/15

Can I increase my target to 18 now please?

flubberyzing

Hello everyone.

First of all, thanks to everyone who has sent hugs my way over the past day or 2. Still dealing with emotional fall-out, but trying to be gentle with myself and taking it one day at a time. Mostly been trying to do stuff to keep my mind busy and doing things I enjoy.

Good news is that today has been a NSD! #13. Hopefully another one tomorrow as well.

Other good news is that of the 10 items I listed on Ebay last weekend, 5 of them have sold. And for reasonable prices as well. Going to see what else I can dig out this evening because this weekend is also free listing.

Thanks again everyone.

donna_dynamo

Hi all another NSd today that makes 9 NSD's. Getting close now don't know how as i have spent alot more money than i expected (mainly due to the dreaded c word). Been sorting through the house and have 6 large bags to go the charity shop and the bin outside is full, got to declutter as if we bring one more thing into the house i think it might burst. Looking forward to January when we can have a fresh start and turn our backs on the bad year.

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!