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Not an ostrich anymore.

124

Comments

  • Well done so far :T
    Wealth is what you're left with when all your money runs out
  • SillyG
    SillyG Posts: 39 Forumite
    Boy Work is dragging today!

    So I have spent £2.00 on a cob at lunch as i forgot my Packed lunch again! I am going to put a postit note on the Alarm before a leave to remind me.

    I have also be hooked on the freebies section on Hotuk Deals and have got OH, Mum and Dad and BF xmas gifts sorted for the pricely sum of £12.83! Yet to piad for as OH has bank card. While this is a great deal it makes me very down to think I earn alot and still can't treat the ones I love. But i am itching to pay the 1st instalment of my Snowball on the 28th.

    Anyway off to another boring meeting which is about another meeting!

    Plan for tonight :-

    Re-work the sitr fry for dinner
    Clean Kitchen
    Start on Bedroom,

    G x
    LBM 24/10/2012
    Total Debt = £21,737.00/£19914.00:eek:
    23 Months to Go.
    C/C = Cap1 - £2,300, HSBC £1,415/£1065.00, B/C £2,315
    Loans = Tesco - £9,714, N/W -£4,720.00,[STRIKE] P2P £1,823.00[/STRIKE]
  • SillyG
    SillyG Posts: 39 Forumite
    So dinner re-worked and served. Dishes done, but yet to start the massive task of the bedroom. There is stuff everywhere! but small steps.

    Have order some T-shirts for OH xmas box. Got to design them myself and only cost £2.95. Also made my Mum a calender of pictures from our last holiday which was £3.65. So total spend today is £14.50.

    Off to wait for the M & S sale to finish off my Xmas shopping.

    NSD – 4
    Bank account - £243
    Rooms cleaned – 2
    Gamble free – 72 hours

    G X
    LBM 24/10/2012
    Total Debt = £21,737.00/£19914.00:eek:
    23 Months to Go.
    C/C = Cap1 - £2,300, HSBC £1,415/£1065.00, B/C £2,315
    Loans = Tesco - £9,714, N/W -£4,720.00,[STRIKE] P2P £1,823.00[/STRIKE]
  • SillyG
    SillyG Posts: 39 Forumite
    Something really strange has happened this morning.

    Posted about it here https://forums.moneysavingexpert.com/discussion/comment/57250981#Comment_57250981

    If you have any advice please feel free!!!
    LBM 24/10/2012
    Total Debt = £21,737.00/£19914.00:eek:
    23 Months to Go.
    C/C = Cap1 - £2,300, HSBC £1,415/£1065.00, B/C £2,315
    Loans = Tesco - £9,714, N/W -£4,720.00,[STRIKE] P2P £1,823.00[/STRIKE]
  • abby1234519
    abby1234519 Posts: 1,961 Forumite
    I was once told by a bank that they technically can take the money up to 6 months from the "payment date".

    I also can join you in the Gambler's Club, I am only 23 and have managed to cut it off before it gets really bad but the second I go near any form of online gambling I am in trouble. I can't imagine how it must be for you! I know how easy it is, as soon as you have one win you think you could get an even bigger win. Just doesn't happen :(
    Money money money.

    Debt
    Dec 2016: [STRIKE]£25,158.71[/STRIKE] £21,999.99

    #28 Pay off debt in 2017 £3803.55
  • SillyG
    SillyG Posts: 39 Forumite
    I think this might happen so i am moving the money to one side.

    This is a real kick in the teeth! If i was in another frame of mind i would have blown the money.

    I feel like ringing them and telling them to take the money now just to save my Sanity.
    LBM 24/10/2012
    Total Debt = £21,737.00/£19914.00:eek:
    23 Months to Go.
    C/C = Cap1 - £2,300, HSBC £1,415/£1065.00, B/C £2,315
    Loans = Tesco - £9,714, N/W -£4,720.00,[STRIKE] P2P £1,823.00[/STRIKE]
  • Hi Silly, I just read your thread and couldn't not reply.

    You're doing so well! Have you had any luck on the additional job hunt? But if you know one of your triggers is boredom then can you consider joining a club or society? Depending on your age and inclinations rotary/rotaract might be ideal.

    How is the OH?
  • SillyG
    SillyG Posts: 39 Forumite
    Hi,

    2nd job hunt is on hold as my main job is taking up most of my time!

    I am looking in to other things to keep my hands busy! 1st thing being getting the house is order as I have not done anything to it in a while.

    OH is fine, plodding along but hopfull like me!

    A quick side note on the casino thing, I went into the bank at lunch ( Big step for me as I allways feel they will judge me for my transactions ) and they were as baffled as me! Stating that they had gone out but the casino hadn't cashed them. One last call to the casino ( Spoke to the same bloke 3 times, must think i am nuts for telling him to take the money) who has confirmed that the account is settled but would send it to the finace deparment to look into. So here i am stuck in limbo with money i know is not mine, but is enough to bring my DFD down by 4 months.

    Anyway Plan for tonight :-

    Make dinner ( gammon, SW chips and an Egg)
    Clean dishes

    G X
    LBM 24/10/2012
    Total Debt = £21,737.00/£19914.00:eek:
    23 Months to Go.
    C/C = Cap1 - £2,300, HSBC £1,415/£1065.00, B/C £2,315
    Loans = Tesco - £9,714, N/W -£4,720.00,[STRIKE] P2P £1,823.00[/STRIKE]
  • SillyG
    SillyG Posts: 39 Forumite
    So today's worries have really taken in out of me. I had massive wobble on the way home but got straight on the bus. That's 1 Nil to the voice in my head. I got in went upstairs to get changed and fell asleep until 7 when OH came home.

    So Sweet FA has been done in the house and I think I am getting sick which has my OH worried as I am never sick. So he made some pasta for dinner ( and a Chocolate milkshake not good for the diet but good for the soul).

    So yes I am feeling very depressed and really sorry for myself but have all my barriers in place.

    Oh and I brought a Yorkie and some hula hoops this afternoon. So total spend today £0.80p.

    NSD – 4
    Bank account - £243
    Rooms cleaned – 0
    Gamble free – 96 hours

    G X
    LBM 24/10/2012
    Total Debt = £21,737.00/£19914.00:eek:
    23 Months to Go.
    C/C = Cap1 - £2,300, HSBC £1,415/£1065.00, B/C £2,315
    Loans = Tesco - £9,714, N/W -£4,720.00,[STRIKE] P2P £1,823.00[/STRIKE]
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    Well done on resisting the urge :) I could just eat pasta and chocolate milkshake now! You are a much better person that I am .......I would not have made any phone calls and sat on that money for a while.........so hats off to you:embarasse
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
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