car seizures by police for no insurance

Jamie_Carter

Tobster86 wrote: »

If you'd paid attention at school you'd have learnt how to apply written English correctly; as well as learned foundations of vocational skills that would have resulted in better employment oppertunities, and thus the necessary financial means to own & run a vehicle.

Classic!!!!

I think you might want to edit that rant

Jamie_Carter

Joe_Horner wrote: »

And there's the real flaw in the seizure (and continuous insurance) laws. The people who are a real problem with this won't be put off by the car being crushed either - they'll just pop out and buy another banger for cash because, as soon as you have those 6 points, it's cheaper to throw a £200 car away every month than it is to get legal.

Very true. But it's the best scheme so far, and hits people in the pocket where it hurts most. Don't forget they can also get fined for no insurance on top of losing their car, and having to buy another one.

Tobster86

Jamie_Carter wrote: »

Classic!!!!

I think you might want to edit that rant

I knew as I ranted that some !!!!!! would find something!

No I'm not going to edit it. Mistakes are mistakes. If only the OP could edit the fact that they didn't buy insurance!

*This is an edit. The above censored term was significantly less offensive than the censor has made it out to be!

ado

Jamie_Carter wrote: »

Very true. But it's the best scheme so far, and hits people in the pocket where it hurts most. Don't forget they can also get fined for no insurance on top of losing their car, and having to buy another one.

The only trouble is that the fines for no insurance generally are far less than the cost of even the cheapest third party policies, meaning that there is very little incentive to get a policy.

Wywth

Joe_Horner wrote: »

And there's the real flaw in the seizure (and continuous insurance) laws. The people who are a real problem with this won't be put off by the car being crushed either - they'll just pop out and buy another banger for cash because, as soon as you have those 6 points, it's cheaper to throw a £200 car away every month than it is to get legal.

But it's 6 points as well. So you can't do it every month.

pawlala

Bye Bye car!

Jamie_Carter

ado wrote: »

The only trouble is that the fines for no insurance generally are far less than the cost of even the cheapest third party policies, meaning that there is very little incentive to get a policy.

That's where there needs to be a huge review of the insurance industry. The companies are even making money now out of GAP insurance, which is mainly needed because the insurance companies have put their prices up. Then there is the 'no win no fee' injury claims issue, where the insurance companies get paid by the solicitors for passing peoples details on.

Tilt

Good to see that the police are doing their job properly. Another uninsured car off the road it seems. I think the OP has a cheek coming here and asking for advice on the cheapest way to get the car back to be honest.

But for what it's worth here's mine; Make sure you are fully road legal before venturing out onto the roads, i.e. insurance, road fund licence and an MOT.

You will need minimum 3rd party insurance which provides adequate cover for the car to be released.

fivetide

Wywth wrote: »

But it's 6 points as well. So you can't do it every month.

Yes but how many times do you see it on the police programmes where they get stopped for no insurance and find a banned driver at the wheel?

Someone who isn't bothered about being legal on the road just doesn't care about things like that

Herzlos

Wywth wrote: »

But it's 6 points as well. So you can't do it every month.

And if you drive without insurance you probably won't be too concerned about being driving whilst disqualified as well. And the premiums for having points for no insurance will just make insurance harder to afford.

It's not the best system, but I can't think of anything else beyond massive ANPR campaigns, where uninsured cars are caught whenever they go anywhere near town/city/shopping centres.