making a debt free life for Poo!!!

mrskro

Well it's been a few days but I have remained fastidious in my determination to not spend more than I should. I took Poo to see her grandparents at the weekend, so other than petrol it was a free weekend.

I got another creditors agreement to minimum payments so another standing order set up for the 1st of the month. December is going to be month 1 or my money makeover, I will make all minimum payments and then start snowballing the rest.:D

mrskro

My child benefit went into account today and now my unauthorised overdraft is down to just over £50. Much better than the £300 a couple of weeks ago. Onwards and upwards!!!

My favourite Poo saying - Was Grunkey (her grandad) a baby when we were all monkeys and there were no houses and only forest???

I almost choked on my cuppa when she asked:rotfl:

mrskro

Hello MSE World

Well I've just looked in my purse and was surprised to find that out of the £30 allowance I gave myself on 1st November I still have £4.08 left. I have managed almost a whole month without withdrawing any further cash - woohoo:j

I'm surprised because twice this month I have forgotten my lunch and so had to buy some, had coffee at the cafe while my daughter has been at ballet 3 times and even bought a few naughty snacks. Not bad, I'm thinking that next month I will reduce my allowance to £25 and see how it goes.:eek:

It's been a funny few days, Poo is auditioning for Sound of Music in January, she's just 4 so am a little concerned that if she doesn't get the part her little spirit will be crushed. She is so super excited by it all!!!

Poo Quote (bear in mind the following is a line from Master of the House - Les Mis)

Poo: Nana what is a lifelong !!!!?
Nana: Your Grandfather!!!