Lightbulb moment

moneywaster55

Wonga, have agreed to take my balance in two payment, half on my next payday and "2 nd half on Decembers payday. They, just ask how much I could pay and agreed to that. Also no more interest to be added. :j

Two sales on Ebay, total £11. Opened a paypal account and will leave it in there........think DH is worried I will empty the house now.

Making a budget for next month and have actual got little brown pay packets for petrol and a spare purse for housekeeping.

Borrowed £60 from my brother and have £40 left ! 7 days to payday eek

Also put my brother in as a creditor :j.

Been in the loft, don't need Christmas cards or wrapping paper :j.

Thank You all very much for reading and supporting me.

:A people

LannieDuck

What a great update :T

moneywaster55 wrote: »

Wonga, have agreed to take my balance in two payment, half on my next payday and "2 nd half on Decembers payday. They, just ask how much I could pay and agreed to that. Also no more interest to be added. :j

Wow, I thought Wonga were one of the 'hard-nuts'. That's excellent news.

moneywaster55 wrote: »

Two sales on Ebay, total £11. Opened a paypal account and will leave it in there........think DH is worried I will empty the house now.

Yay! ...and I understand your DH's concern - once I got going, I emptied two rooms :rotfl:

Lensman_2

It is really good to see the remarkable progress you are making. Very well done. And congratulations actually.

Sometimes these might seem like dark days (probably not, given the good job you are doing) but these things do get easier as you go along.

You have some excellent support on here too.

Well done.

Ellieseleven

I have just read through your thread and have to congratulate you on your fantastic achievement.

You have done so well and been so determined - Well Done!


Ellie xx

moneywaster55

OK counting today 3 days to payday :j

All sorted. I know where money is going :j

£80 given to DH for petrol for 4 weeks ( I get paid 4 weekly) we will try and use as least as possible. Tax runs out end of January and using my Theater Money earned, we are going to get a smaller car, half the road tax and less petrol.

£180 in the housekeeping purse, this is for food, household stuff etc. Know this can be brought right down, from lots of fab information on here but just using it as a starting point.

No pocket money for me or DH. I don't need anything, lots of stuff to use up and loads of clothes. DH spends very very little, just his morning paper. This will be the plan for this month. Next Month !!! Christmas month, so will have to re-valuate but I'll do best I can.

Thank you for reading and being so supportive

sickasachip13

Hi MW
I've only just caught up with this thread - you are doing amazingly well. I am so impressed. Any stories like this always inspire others too, so thanks for sharing.
Onwards and Upwards
SAAC

slowlyfading

Sounds like you've got everything sorted

Lensman_2

Looks like you will get to payday on one piece.

You need to have a count up...
1. What payday loans did you not roll over/take out this month that you would have done otherwise?
2. How much interest will that mean you do not pay next month?

I think you just got a pay rise...

Well done

moneywaster55

Lensman wrote: »

Looks like you will get to payday on one piece.

You need to have a count up...
1. What payday loans did you not roll over/take out this month that you would have done otherwise?
2. How much interest will that mean you do not pay next month?

I think you just got a pay rise...

Well done

Hiya, I did not renew my payday express loan of about £300, so will not have about £80sh to pay back next month :j.

Thank You Lensman, never thought of it like that, cheers for that :A

Thank You SAAC for reading and posting :A

Slowingfading, thank You for popping back in too. :A

Well 1 day to payday:j. I have £18 in my purse, will need to spent £3 tomorrow and other £15 is going towards Brothers payment. So that means only have to put £35 towards it, which as Lensman has so nicley pointed out to me, will come out of interest I do not have to pay to pay pay express.

Its been a long couple of weeks but Yous have helped me get there. I hope I have the knowledge in the future to help others as I have been helped and supported. Thank You all who have read and take the time to post.

:A

moneywaster55

Wonga only taking half payment too this month, is that a payrise too ? , not very good at money and numbers, which I why Im in the situation Im in.