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Making chicken feed of my mortgage

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  • Those coupons just encourage you to spend more. They know what they are doing!
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • Roll on 12:45 tomorrow and the start of my weekend :)

    Waiting (and waiting... and waiting...) for a colleague to deliver his phase of a very high priority project before I can complete mine - starting to get a bit stressed now, his reports are really late and I'm not sure he knows what he's supposed to be doing :wall:

    1. Went to the gym [3/20]
    2. 30/30 WW points [4/32]
    3. 1 coffee [4/32]
    4. Drank 2 L water [4/32]
    5. Pooped - planning to be in bed very soon [4/32]
    6. No rubbish TV - tempted as Mr MWC is out schmoozing a big boss but had a bath instead [4/32]
    7. At the dentist first thing but didn't dawdle/run errands in town afterwards so counting that as at my desk on time [4/32]
    8. LO root vegetable frittata & lots of homegrown salad for dinner [2/32]
    9. Dentist counts as a necessary spend; I didn't go near a shop or buy anything online! [2/32]
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Regarding item 5) on your to do list - I honestly thought you'd put 'spend some time on the toilet' on your to do list. - life should never get that bad.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • Regarding item 5) on your to do list - I honestly thought you'd put 'spend some time on the toilet' on your to do list. - life should never get that bad.

    It made sense to me :rotfl:
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • With added clarity for Wish!

    1. Go to the gym a minimum of 20 times before 10 December.
    No [3/20]
    2. Follow the WW plan properly in November and at least 5x/week in December.
    Yes, 30/30 WW points [5/32)]
    3. Reduce caffeine intake - maximum 1 coffee/day.
    Yes, 1 coffee today [5/32]
    4. Drink 1.5 L water/day (including weekends).
    2.5 L today [5/32]
    5. No late nights in November.
    Another early night planned as the devil child next door woke us up at 02:45 *yawn* [5/32]
    6. No watching rubbish made-for-TV Christmas movies when I'm home alone midweek (I have identified this as a trigger for binge eating ). Go for a walk instead!
    No rubbish TV (or walk) [5/32]
    7. Make a real effort to get to work early or on-time every day (my current punctuality is appalling)
    On-time again today [5/32]
    8. Meal plan from larder/freezer/garden in November. Only buy milk, yogurt, bread, fruit & vegetables.
    YS venison sausages from the freezer with roast root vegetables for dinner [3/32]
    9. No unnecessary spending!
    Spent quite a lot today (but all necessary) on a deep tissue massage, petrol, bread/fruit/vegetables for us and lots of Christmas goodies for a food bank collection at work [3/32]

    1 bag of salad leaves picked and gifted to a friend (running total = 16 bags @ £2.25/bag)

    2/3 chooks that were still laying have started moulting so we are now down to a maximum of 1 egg/day from 6 chickens :(
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Oh and I had some financial news... :rotfl:

    £9.20 claimed from TCB and transferred to MOP holding a/c :)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Very clear today mwc.
    Yesterday I was tired and not reason cohearently.

    Ypuve achievers a lot today.

    Enjoy your weekend.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • It's been an active day - the gym this morning and a 6-mile walk with Mr MWC this afternoon :)

    1. Go to the gym a minimum of 20 times before 10 December.
    Yes [4/20]
    2. Follow the WW plan properly in November and at least 5x/week in December.
    Yes, 30/30 WW points [6/32)]
    3. Reduce caffeine intake - maximum 1 coffee/day.
    Yes, 1 free coffee today [6/32]
    4. Drink 1.5 L water/day (including weekends).
    1.5 L today but it was a struggle [6/32]
    5. No late nights in November.
    No later than 10.30 pm tonight [6/32]
    6. No watching rubbish made-for-TV Christmas movies when I'm home alone midweek (I have identified this as a trigger for binge eating ). Go for a walk instead!
    No rubbish TV, we're watching Gunpowder [6/32]
    7. Make a real effort to get to work early or on-time every day (my current punctuality is appalling)
    N/A [5/24]
    8. Meal plan from larder/freezer/garden in November. Only buy milk, yogurt, bread, fruit & vegetables.
    & 9. No unnecessary spending!
    Some good - swede & bacon soup for lunch using LO bacon lardons from the freezer and YS chicken (also from the freezer) with vegetables (including PSB from the garden) for dinner; some bad - unnecessary food spends (see below) [3/32]

    I used the WR voucher :o £40.24 to use the £8 voucher + £10.52 to get a second free coffee for Mr MWC. Unnecessary spending for November but all things that we will use in December/January...
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • I stepped on the scales this morning and... I've lost 6.5 lb since Monday :eek: I've never, ever lost that much in 1 week before.

    I had hoped to lose 10 lbs this month but now I'm revising that to 1 stone :)

    No time for sitting around this morning as The Dads & That Woman are coming for lunch @ 1 pm and I really need to do some housework before they arrive...

    LO hula pork (from the freezer) followed by mincemeat crumble cake (made using a very old jar of HM mincemeat that I found at the back of a cupboard) & vanilla ice-cream (one of yesterday's unnecessary spends - well I consider it to be unnecessary as I won't be having pudding :A:rotfl:)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • apple_muncher
    apple_muncher Posts: 15,238 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Oh my - awesome weightloss! Well done.

    Oh my - that woman... Hope it went as okay as it can with her...
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
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