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Making chicken feed of my mortgage

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Comments

  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    apple_muncher wrote: »
    I miss Habibiboo.

    Me too :(
    x
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • apple_muncher
    apple_muncher Posts: 15,260 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    If redundancy comes your way, will you still be able to clear the mortgage at the end of this year?
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    edited 21 June 2016 at 10:21PM
    apple_muncher wrote: »
    If redundancy comes your way, will you still be able to clear the mortgage at the end of this year?

    No, not unless we cash in the S&S ISA taken out to pay of our IO mortgage as well. It would be enough that I could be unemployed for at least a year though.

    Our monthly mortgage payment has just dipped below £120/month :T so not a big expense if we had to rely on one salary...

    I've started reviewing my CC statements - I spend considerably more than £120/month on lots of other things :o

    On a positive note, I've cancelled lovefilm (£4.89/month) and work lottery (£4.33/month) :T I'll wait until tomorrow before tackling Mr MWC about the TV/internet/phone package again - not sure if I'll be successful as apparently he needs the superduper internet for work but it might be worth paying for a BT line to be fitted to access other providers...

    Eggs IN 5
    Eggs OUT 0
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • katep23
    katep23 Posts: 1,406 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    muddywhitechicken wrote: »
    No, not unless we cash in the S&S ISA taken out to pay of our IO mortgage as well. It would be enough that I could be unemployed for at least a year though.

    Sorry to hear about your job, hope it works out for the best.

    You have done an amazing job with your mortgage and put yourself in the best possible position in this circumstance.
  • mortgage_girl
    mortgage_girl Posts: 880 Forumite
    Part of the Furniture 500 Posts Combo Breaker Mortgage-free Glee!
    Lovely holiday photos, MWC. Sorry to hear about your job worries, hopefully they wont come into fruition.

    Ooh a broody chook - and eggs! Very exciting! :)

    MGx
    :jMortgage free 08.08.19 :j
    2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
    MF date was Nov 2041 - mortgage neutral 23.07.18

  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Maybe I'm just being pessimistic and it won't happen but at least I don't have to stress that it would be a financial disaster if it did :)
    mortgage_girl wrote: »
    Ooh a broody chook - and eggs! Very exciting! :)

    Not broody enough yet to risk buying the eggs :(
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Watty1
    Watty1 Posts: 7,070 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sorry to read about work situation. Hope it works out.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • mortgage_girl
    mortgage_girl Posts: 880 Forumite
    Part of the Furniture 500 Posts Combo Breaker Mortgage-free Glee!
    muddywhitechicken wrote: »
    Not broody enough yet to risk buying the eggs :(

    Fingers crossed you'll be able to buy them soon. :D

    MGx
    :jMortgage free 08.08.19 :j
    2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
    MF date was Nov 2041 - mortgage neutral 23.07.18

  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    I reviewed our gas and electricity suppliers/tariffs today (it was long overdue :o) : gas reduced by £16/month, electricity reduced by £2.50/month :T

    Eggs IN 5
    Eggs OUT 0
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Another slow day at work :(

    I'm WFH tomorrow morning (thereby saving 50 miles of petrol) as my car is going in for its MOT *fingers crossed it doesn't cost me any more money this year*

    Eggs IN 4
    Eggs OUT 24 (4 boxes sold for £6.55)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
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