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Making chicken feed of my mortgage

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Comments

  • So after a year of diverting our OPs to the original mortgage, I decided to switch back to OPing the further advance...

    end-April 2008 - FA = £106,190
    end-October 2015 - FA = £0

    Paid off 12.5 years early :T:j:T:j:T

    Mortgage payment (for the IO original mortgage) is now <£150/month :D
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Hollyboll
    Hollyboll Posts: 317 Forumite
    That's fantastic MWC congratulations

    congrats-smiley-emoticon.gifcongrats-smiley-emoticon.gifcongrats-smiley-emoticon.gif

    When is the party?
    Fleabay + Weebuy + Gumfree since started diary 94 items sold, £649.71 clear profit
  • Hollyboll wrote: »
    When is the party?

    Well not tonight... Mr MWC got hammered at the horse racing today and has been in bed since 17:45...
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Congratulations on paying off your further advance :beer:
    Or maybe no :beer: for Mr MWC in his delicate condition, he can have a :coffee:instead. Does he have any winnings you can OP while he's asleep?;):rotfl:
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • XSpender wrote: »
    Does he have any winnings you can OP while he's asleep?;):rotfl:

    Unfortunately not :rotfl:
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • greent
    greent Posts: 10,808 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Congrats, MWC! :j:j


    xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • apple_muncher
    apple_muncher Posts: 15,262 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Awesome stuff! :T:T:T
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Fantastic news! I hope Mr MWC is suitably contrite :D
    2023: the year I get to buy a car
  • So after a year of diverting our OPs to the original mortgage, I decided to switch back to OPing the further advance...

    end-April 2008 - FA = £106,190
    end-October 2015 - FA = £0

    Paid off 12.5 years early :T:j:T:j:T

    Mortgage payment (for the IO original mortgage) is now <£150/month :D

    I can't believe I missed your post. I am THRILLED.

    :j:j:j:j:j


    Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Well done MWC, that's great news! :T:T:T

    MGx
    :jMortgage free 08.08.19 :j
    2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
    MF date was Nov 2041 - mortgage neutral 23.07.18

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